The Difference Between a Traditional Loan and an MCA

You are one of those people who have a hobby or passion that you think you can turn into a successful business. But, you are worried about leaving your full time job and the security that a steady paycheck offers and that you may not be able to get a loan from the bank to fund the startup. If this is the case, you are probably not aware that there are other ways to fund a startup besides a bank loan; one of these is called a Merchant Cash Advance …

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Business, Headline »

New CEO’s Are Taking Their Companies Public

The new trend in corporate culture seems to be taking companies public. Opening companies up to the IPO arrangement takes quite a bit of rearranging, and perhaps quite a lot of courage as well. But once successfully accomplished, going public can certainly bring more than its share of financial vindication. CEO’s are being newly appointed to companies at an unprecedented rate for the specific purpose of taking their companies public, and this seems to be a trend that is not scheduled to pass away any time soon.
Going Public In A …

Headline, International »

Euro/USD Exchange Volatility Follows Greek Uncertainty

Uncertainty in the Greek economy is nothing new. Greece has been in recession since 2010, at least partly caused by the collapse of international investments in the country.
The country struggles with debt as high as 175 percent of GDP and is struggling to pay back its creditors: the European Union (EU), the European Central Bank (ECB), and the International Monetary Fund (IMF).
In addition to debt, the Greek economy suffers from structural issues such as powerful cartels and government unions, as well as stifling regulations that make it difficult for foreigners …

Headline, Personal Finance »

3 Benefits of Private Banking That You May Be Able to Enjoy in Your 20s

During your 20s you may not be concerned about private banking in New York or wherever you live. You may be concerned with making and sticking to a budget. While this is a good and necessary goal, you may want to think a little bit more about that private banking. You may not be able to enjoy all of the benefits related to this high-end banking, but there are some things you can start taking advantage of right away.
Private banking was once strictly for the wealthy. Nowadays there are some …

Headline, Personal Finance »

Why you should rent out your summer home

If you have a cottage, you know that the season for enjoying it yourself can be short.  There are likely long stretches of time during the year when your cottage is unoccupied, particularly if you are still working and are not yet ready to retire to your summer home full time.  Renting your cottage during the off-season can be a great way to help offset the costs of having a summer home and set a little extra aside for your retirement years.
There are several reasons why renting out your cottage …

Headline, Real Estate »

What are the Benefits of Buying Property and Renting it Out, in Your Twenties?

Have you ever really thought about investing in your future? Most of us in our twenties can barely think about next week, never mind the next decade. However, if you want to be financially secure for the rest of your life, then it is well worth thinking about. Buying property and renting it out is one of the best investment options to get involved in, but is it worth it at our age? Let’s take a look at the benefits of buying to let, for those of us in our …

Business, Headline »

Commercial Mortgages Surge in Florida

Commercial mortgages have increased substantially in southern Florida from 2009 to 2014. Results from a study released by a Miami-based mortgage lender show that business loans in this category have tripled in volume over this time period.
Counties Involved in Upswing
In 2014, commercial mortgages that were financed reached over $11 billion. Three of the counties that generated the highest volume are:

Miami-Dade County at 57 percent
Palm Beach County at 23 percent
Broward County at 20 percent

Miami-Dade County
Miami-Dade County is located in the southeastern tip of Florida. It has the largest population in Florida, …

Business, Headline »

6 Effective Promotion Ideas for Your Business

Promoting your business is essential if you want to succeed. You can’t just set it up and hope for the best; why would you sit back and expect people to come to you? You would get nowhere, fast! Here are 6 effective promotion ideas for you business:
Build a Website
If you haven’t got a website yet, you need one! Every day you don’t have a website your business is missing out. That doesn’t mean you should rush to build one. Websites take a lot of time if they’re going to be …

Headline, Investing »

[2 Jun 2015 | Comments Off on Investment Opportunties Every 20-Something Should Know | ]
Investment Opportunties Every 20-Something Should Know

As a 20-something, you know the value of money. By now, you will have realized that money offers you stability. Sorting out your finances is not the only thing you can do for your bank account. Have you ever considered investing some cash into a project. You might not think that investments are for young people, but they are. If you have any excess income, you can use it to create financial stability for your future. What could be better than that? Let’s take a look at some of the …

Headline, Personal Finance »

[30 May 2015 | Comments Off on Pay down your mortgage faster with these steps | ]
Pay down your mortgage faster with these steps

It can seem as though your mortgage will never be paid off, right?  It’s a big amount of money and it can seem like an insurmountable task to pay it off.  Although it’s true that unless you win the lottery your mortgage won’t be paid off overnight, there are tips and tricks you can use to help pay down your mortgage faster.
Pay more often
Typically, people pay their mortgages monthly.  Sites like Kupina Mortgage recommend that you opt for bi-weekly payments instead.  This can shave off several years from the time …

Headline, Retirement »

[27 May 2015 | Comments Off on The Ultimate Guide to Planning for Retirement | ]
The Ultimate Guide to Planning for Retirement

Although some of us love our jobs, practically everyone spends their working days fantasising about retirement. You won’t need to work anymore, and you can do what you want with the rest of your life. But the reality of retirement could be very different from how you imagine it. Apart from possibly finding yourself with nothing to do, you might also realise that you don’t have enough money as you had hoped. Some people reach retirement age only to realise that they can’t afford to retire. Or that they’re going …

Headline, Personal Finance »

[27 May 2015 | Comments Off on Important Questions You Must Ask Your Financial Advisor | ]
Important Questions You Must Ask Your Financial Advisor

A good financial advisor is worth their weight in gold, but choosing the right person for the job can be a rocky road. Not all financial advisors are good at their job and some are downright terrible. If you find the right person you could easily save a lot of money, but if you end up using an incompetent financial advisor it could cost you a fortune.
Do I Need a Financial Advisor?
Good question! Most people make an appointment with a financial advisor when they want help finding a mortgage or …

Headline, Real Estate »

[27 May 2015 | Comments Off on How to sell your home faster | ]
How to sell your home faster

Putting your home up for sale can definitely be an exercise in patience.  It can be weeks, months or even longer before your home finally sells.  That doesn’t have to be the case, however.  There are things you can do to bolster your chances of selling your home faster as mentioned on
Offer your buyer something extra
Buyers love to feel like they are getting something extra, a bonus.  When a buyer narrows his choices down to a few homes they are considering, they can often be swayed toward buying your …

Headline, Personal Finance »

[23 May 2015 | Comments Off on Dealing With Single Glazed Homes on a Budget | ]
Dealing With Single Glazed Homes on a Budget

There’s a reason the authorities have pushed double glazed windows onto us like there’s no tomorrow; they are one of the best ways to save energy in the home. In an age where energy bills are constantly on the rise, it goes without saying that they are an essential ingredient to an energy, and bill-savvy property.
Unfortunately, not all of us are blessed with these types of windows. They happen to cost thousands of dollars to install, which is an immediate deterrent to some. Alternatively, strict planning laws in some regions …

Headline, Investing »

[22 May 2015 | Comments Off on Common Mistakes Made By First-Time Investors | ]
Common Mistakes Made By First-Time Investors

Investment is a good way to plan for your future, and the earlier you start, the more you will get out of it. Saying that, there are some common mistakes made by first-time investors that can be costly. Here are five of them.
Investing In The First Place
Before you start any investment plan, make sure you pay off debts first. The return you get on the vast majority of investments – whether stocks, cash or bonds – will be dwarfed by the interest you pay on your debts. That means that …