Post-college Finances: Where to Next?

Finishing college can feel like a huge relief, but at the same time, it’s frightening. On the one hand, you can start earning some proper money. On the other, there’s always the worry you won’t find a job, and you now have a lot of debt. Assuming you are able to find a job, it won’t make your money worries go away. You have to pay for college, plus fund your postgraduate lifestyle. The best way to get your finances in order is to start dealing with them right away. …

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Business, Headline »

Business Growth Vs. Stability: How To Find The Right Balance

There are a lot of tough elements when it comes to running a business. Even if you achieve success, there are no guarantees that it’ll be an easy ride. Now, you’re gaining in popularity, and you need to find a way to manage it. If you ride the wave of success for too long, you could put the business in danger. Similarly, if you stagnate and refuse to develop further, you might fall behind the competition. Let’s explore this a little more.
How To Manage Growth
When you first start your …

Headline, Personal Finance »

So You Want To Start An App Business?

Apps are a huge business these days, not to mention a big part of our day to day lives! Like a lot of budding young entrepreneurs, you might have some big plans for breaking into the industry with your own app development firm. The good news is that this young niche is still going strong. The bad news is that it’s extremely competitive! Because of this, it’s integral to go in with a solid plan and a keen understanding of app businesses. Here, I’ve written a brief guide to getting …

Headline, Personal Finance »

Business jobs you can get with a business finance degree

If you have gained a business finance degree, studying at college or online with providers such as upskilled.edu.au, then you obviously have a talent for dealing with numbers as well as an aptitude for business. It makes sense that you would want to put your degree to use by undertaking a finance related role in the business world. There are plenty of roles available that enable you to combine your business and financial talents while also providing you with a competitive salary for your work.
We are going to take a …

Headline, Personal Finance »

How to Improve Cash Flow in Your Small Business

Running a small business isn’t easy. There are a million and one things to think about, from finding new customers to increasing your profit margins. If the business is growing, you are definitely heading in the right direction, but what happens if your cash flow dries up because some clients are late paying their invoices?
Invoice Financing
Invoice financing is a simple way to improve your cash flow. In theory, customers should pay their invoices long before the due date, but this doesn’t always happen. If you have one outstanding invoice, it …

Headline, Personal Finance »

3 Key Financial Decisions to Make in Your 20s

Your 20s can be some of the most formative years of your life. While personal financial management might not be on the top of your agenda, there are many reasons why it is incredibly important to get right within this decade.
There are a number of essential financial decisions that need to be made in these years to help ensure you are well set up for the future. Not only will making such important decisions at this time help you out, it will also ensure future you and any family you …

Headline, Personal Finance »

Read Your Financial Contracts, For Your Own Good

We live in the era of legal agreement skimming. The first time many of us recall doing this was when first installing Apple iTunes. Back in the day, this was one of the first consumer applications many of us had to add to our computers. Halfway through the installation, we were greeted with a long legal agreement, pages and pages long. Beneath the agreement was a checkbox that read something like “I have read and understood everything written here”. Those of us with scruples started reading, but I’m willing to …

Headline, Personal Finance »

Why Life Insurance

With growing older and more responsible the need of life insurance increases. Having a life insurance policy is important and helps to take out any financial sting from a sudden loss. The amount of insurance bought by the insured depends upon the standard of living one wish to assure the dependents. Having life insurance helps to fill the gap between the financial needs of the dependents. In general we can explain life insurance as an agreement between an insurance company and the insured under which a guaranteed sum amount is …

Forex, Headline »

Forex Quotes: Understanding the way they work

Not only the newbie traders but the seasoned traders are also on constant lookout for ways to bolster their profits. Forex is no stranger to a large number of twenty- somethings making their foray into the market every year. For all the beginners out there, it is extremely important to comprehend the significance of real time forex/cfd quotes when it comes to trading. Real time forex quotes are the best way to figure out what’s happening with the world currencies. Your access to real time information amidst such volatile conditions …

Headline, Personal Finance »

[28 Jun 2016 | Comments Off on Here’s How To Lift The Weight Of Your Student Loan | ]
Here’s How To Lift The Weight Of Your Student Loan

It’s shocking when you realize the graduates will enter the job market this year carrying hundreds of thousands of dollars in debt. Obviously, it varies depending on the university and the course but for many, the outlook can seem quite bleak. Students need to be taught how to deal with their loan and stop it from becoming a burden that could hang over them for the rest of their life.
Avoid Borrowing More Than You Need
If you’re in university right now, you should think about how to avoid borrowing more …

Headline, Personal Finance »

[28 Jun 2016 | Comments Off on An Essential Guide to Smart Investing | ]
An Essential Guide to Smart Investing

There’s investing, and then there’s smart investing. Of course, when we add ‘smart’ to anything these days it usually involves some technological leap. But I’m talking about the traditional use of the word ‘smart’. I’m simply talking about using your brain!
Make sure to follow these essential tips as you begin your adventures in the world of investing.
Come up with a plan
To me, jumping into anything without a solid plan is a foolish idea. When you’re playing the with the future of your finances, then you need to come up with …

Headline, Personal Finance »

[28 Jun 2016 | Comments Off on Build Capital though Downloadable Content | ]
Build Capital though Downloadable Content

The power of royalties in your portfolio
Diversification of your portfolio is a basic strategy that any successful investor will implement. By keeping your interest in several sectors, you are less apt to see your investments fall completely into the red. Granted, the type of investments that you choose plays a tremendous role in the yield that you see on the capital invested. As such, having some non-risk financial options is advisable. One of the easiest ways in which you can build your finances is through royalties gained from downloadable content. …

Headline, Personal Finance »

[27 Jun 2016 | Comments Off on 7 Big Mistakes Young Professionals Are Making With Their Money | ]
7 Big Mistakes Young Professionals Are Making With Their Money

As twenty-somethings, we don’t often have the most secure finances. It’s something that we all aspire to someday. But getting there is often a lot harder than we imagined.
If we’re honest, many of us aren’t all that good with our money. Here’re some of the biggest mistakes we’re making as a generation, and what to do about it.
We’re Spending Money To Make Ourselves Feel Happy
It’s been said time and time again that money doesn’t make you happy. But, of course, spending money in the here-and-now does provide some temporary relief. …

Headline, Personal Finance »

[27 Jun 2016 | Comments Off on What to Consider Before Buying Your First Home | ]
What to Consider Before Buying Your First Home

Home ownership is the dream of most young people. After all, our parents and grandparents sacrificed a lot buy their homes, so it is understandable that we want to own our own home too. Unfortunately, it has never been a more difficult time to buy a home. Property prices are soaring in many parts of the country and mortgage lenders are less keen to lend than ever before, despite the fact that current mortgage rates NJ are at an all-time low.
This unique set of events makes it incredibly hard for …

Budgeting, Headline »

[27 Jun 2016 | Comments Off on Rounding Up your Monthly Budget | ]
Rounding Up your Monthly Budget

Confucius says: Find a job you want, and you’ll never have to work a day in your life. Maybe it wasn’t Confucius at all – maybe Ben Franklin didn’t post that selfie to Facebook either – but the saying is true: as long as you love to do your work, you won’t perceive it as work. You’ll enjoy it, and you’ll also get paid to do it. Win-win. Today, though, the opposite of this saying is also true. Thanks to an online business introduced in the mid-1990s, you can enjoy …