Play to Learn & Make Learning Pay

It can take quite a while to get to the point where someone can feel comfortable playing the markets. For many such reservations are enough to keep them out of the market for good. It can seem as though wading through all the complexity and learning a whole new vocabulary is more trouble than its worth.
Needless to say, this is a mistake. There are, however, ways to soften the blow, to develop a familiarity with the way markets and market operators work and thereby to open up the possibility of …

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Business, Headline »

8 Common Inventory Hassles and How to Fix Them

Inventory problems are very common, but they aren’t insurmountable. Here are 8 common problems and how to deal with them quickly and effectively.
You have Too Much Inventory
If you’re nervous about running out of stock, you might be tempted to overstock. Don’t. Start with a decent projection of sales and use your tracking software to help you calculate the rate of product turnover. This helps you manage inventory risk and reduce overstocking.
You Have Inaccurate Tracking 
If you aren’t tracking things, or you’re not tracking them very well, this will have a huge …

Headline, Personal Finance »

Benefits of a Financial Advisor

A financial advisor is someone who assists another person with their financial decisions. They can’t make a decision for their client, but they will provide their best professional advice. When money is tight, a person can benefit from having an advisor close by.
What They Do
Financial advisors will usually have a profile on the Internet, which displays what they are currently doing. Pete Briger’s profile, over on Xing, does exactly this. A profile will usually consist of the individual’s current position within a company, how long they’ve worked there, and where …

Headline, Real Estate »

7 Things You Should Know Before You Become a Landlord

Some people envision being a landlord as the best gig in the world. What could be better than just sitting back with your feet up watching the cash roll in? Nothing, that’s what! Except, that doesn’t actually happen when you’re a landlord. If you plan on becoming one, here are 7 things you should know first:
1. You Won’t Always Have a Tenant
There may be times your property doesn’t have a tenant. What does this mean? You’re going to have to foot the bill. You need to make sure you have …

Headline, Personal Finance »

The IRS and Generation X

The only things certain are death and taxes. But if there is one thing we know about the young, it is that they have almost no sense of their own mortality. So for them, taxes is the only certainty. Ah… to be so young…
While it would be nice if we allowed everyone under thirty to earn as much as they can completely tax free, such a thing will never come about in our lifetimes. In the U.S., if a newborn could earn money, the newborn would pay income tax. That …

Headline, Real Estate »

Key Rental Property Investing Tips for First Timers

If you’re one of the many people who wants to invest in real estate, there are a few things you need to know before you rush into a deal. Get these wrong, and you will never profit from your property.
Buy Properties, Don’t Speculate
It’s fashionable to speculate in real estate and, in fact, this is one of the things that helped fuel the real estate bubble in the run up to the 2008 financial crisis. Buy properties, but don’t speculate in them. You should be buying property for fundamentally good and …

Headline, Personal Finance »

Alternate Schemes for Financial Help

Alternate schemes do not mean payday and short-term loan providers. These types of companies that prey on the financially weak with exorbitant interest rates and fees should be avoided if possible. Generally there are multiple different ways to increase your income even if you do not qualify for Income Support, Employment and Support Allowance or Budgeting Loans. There are a number of alternate loan schemes that you should attempt, most of them you can apply for at the same time.
Charitable Grants
Besides the government support systems in place there are also …

Headline, Real Estate »

Keep Your First Home Safe

As a first-time home owner, you need to take preventative actions for keeping your first home safe. It’s easy to forget to do this with all the excitement of moving in, meeting the neighbors, and finally living the American dream of homeownership.
Yet while there is nothing wrong with a healthy dose of celebration, this doesn’t mean you have to be naïve and avoid realism.
What’s realistic is taking into account other people’s envy. In fact, they have no respect for how hard you worked to own a home and furnish it. …

Business, Headline »

Multi-Channel Integration: Understanding the New Age of Customer Sales and Service

In sales, it’s all about connections, and not just phone, Internet, and remote computer connectivity. You need social relationships. That’s really at the heart of sales. It’s about people. With that said, you don’t always need to “press the flesh.” Social media is an excellent tool to reach out to people in your target market. So is email. Here’s how to understand the new age of customer sales and service.
Use Social Media
Social media is one of the best ways to connect with people. Facebook, Twitter, and other similar sites are …

Business, Headline »

Three Things To Look For In A Signage Company

These days, many business owners are realizing the role that strategic, systematic marketing can play in optimizing their bottom line. In many cases, the most effective form of advertising is an aesthetically appealing sign that tells the world what your brand is all about. If you’ve come to understand that great signage would help market your brand effectively, you may be ready to start looking for the ideal company from which to purchase signage services. To ensure that you get the excellent, expedient signage products you need and deserve, look …

Headline, Personal Finance »

Mortgage Tips

If you have finally gathered enough money to make a down payment on a house, you will need to start shopping around for a mortgage. You will find that the interest rates offered by lenders will tend to vary greatly. This is why you need to do research in order to find the lowest interest rate available in your area. Finding a low rate can save you literally thousands of dollars during the time you are paying off the mortgage. Here are some tips you can use to find a …

Business, Headline »

LLC and LLP: What is the Difference?

A Limited Liability Partnership (LLP) and a Limited Liability Company (LLC) are both fairly new legal entities in the business world. They share similar aspects of a partnership and corporation. However, the differences between these two types of business are particular primarily to the state in which the company operates.
State Laws, Formation and Operation
Laws vary by state, but generally speaking LLCs can be formed by any business or persons, while LLPs are restricted to professionally licensed individuals. Both are created through articles of organization or formation, and are run based …

Headline, Investing »

[20 Feb 2015 | Comments Off | ]
8 Tips for First-Time Investors

Stocks and bonds can be intimidating things, especially for those without a formal financial background. Here are just eight tips for the first-time investor that will shed some light on the enigmatic practice.
1. Establish Goals
What are you hoping to achieve with your investment pursuits? Do you need money by the end of the year to start a business, or are you thinking long-term for things like your child’s college fund? Knowing your goals in advance will help you make better decisions about risk assessments and payoff options.
2. Save Your Money
While …

Credit, Headline, Personal Finance »

[18 Feb 2015 | Comments Off | ]
Understanding How to Build Credit

A friend recently told me he couldn’t make sense out of his credit. I asked why, and he told me he had just recently paid off a $13,500 credit card balance only to watch his credit score drop a few points. My friend was convinced it was impossible to understand how building credit works. “Shouldn’t paying off my debt mean I look better to lenders?” He grumbled.
Yes and no. Truth be told, there’s more to credit reports and credit scores than simply showing an ability to pay your debts on time. Normal folks with …

Headline, Personal Finance »

[16 Feb 2015 | Comments Off | ]
Loans checklist

Things to bear in mind when looking for a loan
If you’re thinking about getting a loan, it pays to have some kind of loans checklist in place so you know how to go about it. There are quite a few elements to think about when you’re looking for a loan, regardless of whether you want small loans, bad credit loans or even a home loan.
Secured loans or unsecured loans?
This is perhaps the first thing you should think about. A secured loan is attached to something of value, usually your home. …