Money Down The Drain: This Is What To Do If You Want To Destroy Your Wealth

Building your wealth in today’s economy has never been more challenging. Interest rates are low; the job market is sclerotic. The system is rigged against the small investor and business owner. And if you’re a young person, you might as well forget it.
Things are bad, relatively speaking. But of course, it’s always ten times easier to make things worse. Here’s how young people today are blowing their wealth and destroying their life chances.
Impulse Purchases
The Bank of Montreal recently looked into how many people make impulsive buying decisions. They found that …

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Headline, Personal Finance »

Teens And Adults In Their Twenties Are Completely Avoiding Buying A Car

Apply for a graduate job this year and you’ll always come across one particular prerequisite. You must have a driving license, and usually, they’ll require a couple of years experience on the road. Nope, we’re not talking about driving jobs here. Almost every employer demands it. Why is this? Well, it could be because you’re going to need to travel at some point during your job. Even if you’re working in an office, you might need to see a client. If you can’t just drive there, you’re creating a problem …

Headline, Personal Finance »

How to Get a Well-Paid Job in a Thriving Industry

Although we all have different goals in life, few people would turn their noses up at a well-paid job in a thriving industry, and if this numbers amongst your desires, embrace it. Ambition is nothing to be sneered at, and provided that you’re willing to put in the time and effort required to succeed, there is little to stop you from achieving your dreams.
This doesn’t mean that success will come easily. You have to really want it, and must be prepared to prioritise doing well professionally above most other things …

Headline, Personal Growth »

Your Career in Focus: Which Graduate Jobs pay the Best

While pursuing a higher educational course and becoming an academic graduate was once considered to be a most effective way to build a lucrative career, this is no longer the case in the current job market. In fact, a quarter of existing graduates regret pursuing the path that they did, wishing that they had instead considered one of the numerous vocational careers available to them.
Despite the growing apathy towards higher education, however, there are some graduate careers that continue to offer incredible opportunities and a high level of financial remuneration. …

Headline, Personal Finance »

Pros and Cons of Having Multiple Life Insurance Policies

As a responsible individual we always double-check things to eliminate risks. You might think the same with your insurance policies. As insurance offers financial support to your family after your death, you must be thinking of choosing multiple insurance plans to secure your family’s future.
Insurance policy certainly can’t fill up the gap left by you but it offers your nominee lump sum death benefit that gives them strength and time to fight back the crisis.
At present there are many types of insurance policies available in the market. You can compare …

Headline, Personal Finance »

Reverse Mortgage FAQ

The HECM or home equity corporation mortgage is actually an FHA reverse mortgage. It is used to withdraw on the equity of your home. This type of mortgage is especially popular with senior citizens because they can draw on the equity of their home for life’s unexpected events such as car repairs or medical expenses. If this sounds like something you need you can contact the Council on Aging or go to their website and download the booklet free of charge. After reading the information you can decide if this …

Forex, Headline, Investing »

The 5 common mistakes people make when trading Forex

The fast moving landscape of the Forex market is a trading environment like no other. Fortunes are made and lost overnight and often, when traders are on the losing end of a trade is id down to simple mistakes. A disciplined trading strategy is a trader’s best friend, let your discipline slip and you are doing nothing more than gambling.
Forex trading has enjoyed somewhat of a renaissance in the last year or two and this is in-part down to the rise of the online trading platform, such as the ones …

Personal Finance »

Mistakes New Home Buyers Must Avoid

The property market is like a massive maze and finding your way can be tricky. What’s the goal of the average home buyer? You’re looking to find a property that you love and purchase it for the best possible price. During this process, you don’t want to lose money, and you certainly don’t want to lose the chance at buying a fantastic home. Unfortunately, both of these issues are regular occurrences for home buyers. You need to know how to avoid the problems and get the best home buy possible. …

Personal Finance »

Getting Your Finances Back on Track After an Injury

When someone suffers from a serious injury, people often think only about the pain and trauma. While that is often what is on someone’s mind most of the time when they’re injured, there are other consequences. An injury can take quite a financial toll in ways you may not have considered.
It can be difficult to keep everything together in your head when you’ve suffered an injury. Thankfully, it’s not impossible to find a path back to financial security. You do need to start taking action as soon as you …

Headline, Personal Finance »

[25 Aug 2016 | Comments Off on Home Staging – Can It Make Your Property Sell Faster? | ]
Home Staging – Can It Make Your Property Sell Faster?

When someone comes to your home for a viewing, they make snap decisions in seconds, and even the smallest thing can put them off. Unfortunately, most homes for sale are quite lived in, whereas buyers want sleek show homes that don’t require any improvement. Luckily, there are things you can do to improve your home, and one way to do this is cheaply is through home staging.
What is home staging?
Home staging basically refers to setting up your home so it’s more appealing to buyers. It means removing things that are …

Business, Headline »

[25 Aug 2016 | Comments Off on Why It Takes A Business Brain To Rule In The Nonprofit Space | ]
Why It Takes A Business Brain To Rule In The Nonprofit Space

Nonprofits are booming right now. In the US alone, there are something like 1.5 million organizations under that title. And the number is only continuing to grow. But at the moment, a good chunk of the nonprofit space is populated by those without business acumen. Sure, they’ve got a lot of desire and the will to help people. But without business skills, it is difficult for nonprofits to succeed.
Remember, nonprofits still have to compete. It’s just that the competition takes a different form. In the business world, companies compete …

Headline, Personal Finance »

[16 Aug 2016 | Comments Off on The New Face of Money Management | ]
The New Face of Money Management

Money management is an ever-evolving field, with new technologies rolling out and becoming outdated more quickly than many users can adopt them. In this dizzying space, it’s important to identify the trends that will stick around — and to disregard those that are a mere blip on the radar. It’s easy for financial professionals to get so caught up in the minutia of following stocks and speculating on the economy that they forget to appreciate the bigger picture. The next time you’re searching for a fresh approach to your money …

Headline, Personal Finance »

[5 Aug 2016 | Comments Off on How to Build your Pension Contributions in 3 Simple Steps | ]
How to Build your Pension Contributions in 3 Simple Steps

While it is easy for younger people to ignore the benefits of paying into a private pension plan, this is something that delivers considerable rewards when you finally finish your working life and retire. The issue is that pension rules are notoriously complex, and while experts such as Tilney break these down for clients they can be hard for laymen to process. Once you begin to understand the mechanics of how pensions work you can begin to leverage them for your advantage, however, creating a more positive and progressive financial …

Headline, Personal Finance »

[2 Aug 2016 | Comments Off on How to Save For a House Deposit When You’re in Your 20s | ]
How to Save For a House Deposit When You’re in Your 20s

Your 20s are a time to enjoy yourself and try new things, but it’s never too early to think about the future. With house prices on the rise, wannabe homeowners are needing bigger and bigger deposits, which means you’ll need longer to save. However, even if you can only afford to put away a little bit a month, it all helps. Here are some hints for 20-somethings who want to get on the property ladder.
Set yourself a target
Many young people may have a rough idea about house prices, but not …

Forex, Headline »

[1 Aug 2016 | Comments Off on Modern Advancements in Forex Trading | ]
Modern Advancements in Forex Trading

The world of forex is ever-changing. The markets move at lightning speed, and trends emerge in an instant. Fast-paced, volatile, and tempestuous, trading is a game that will always keep you on your toes.
Like the markets it represents, forex-based technology also continually evolves. The past decades have seen the rapid emergence of wave after wave of new developments, each of them improving the way that we trade, and making everything better, faster, and more competitive.
Here, we look at just three of the ways that technology has transformed the markets….
#1: Speed
In …