Top-rated PrismMoney bill pay app simplifies mobile budgeting and bill pay

Did you know that 2/3 of U.S. households have less than $1,000 in the bank and live paycheck to paycheck while averaging 11 bills due per month? Or that, according to Bankrate.com, about 62% of Americans lack emergency savings, with the majority saying they don’t have money for things like a $1,000 emergency room visit or a $500 car repair. Yikes!
To the rescue comes PrismMoney, the free bill pay and budget app that gives consumers a single platform to track finances, manage money and/or pay all of their bills from their mobile device. Prism is available …

Read the full story »

Business, Headline »

The Other Side of Casinos

Everyone knows that going to the casino can be a mixture of emotions. One minute you are winning money and the next you are losing it. As long as you do not have a gambling problem, it is all in good fun. Set yourself a limit and get away for a night or the weekend to release some tension and hopefully walk away with a little bit of extra cash than you started with. However, this is not always the case and sometimes you come home empty handed or with …

Business, Headline »

10 Ways to Cut Costs and Improve Your Small Business’ Bottom Line

There’s no way to get out of spending money if you want to successfully operate a business. But as a business owner, you’re always going to be focused on finding ways to make your profits outpace your expenses. One way to do that is by bringing in more customers.
But you can also increase your profit margin by slashing expenses to the bare minimum, allowing you to save more of what you bring in. While running your business on minimum expenditures might not sound very appealing, you’d be surprised what you …

Business, Headline »

5 Common Keyword Mistakes — and How to Avoid Them

The cornerstone of any online advertising — and really, any online content — strategy is to choose the right keywords. When you don’t accurately choose the words that users will search for, or that will lead your ad to be shown on content pages, you might as well be throwing your advertising budget away.
There is no “magic formula” to choosing the right keywords, but there are some best practices for getting the most from them. And a big part of that is avoiding the most common mistakes that often leave …

Headline, Insurance »

Can I make a PPI Complaint?

The payment protection insurance (PPI) claims scandal has been the most troublesome and embarrassing to affect the UK banking industry, and continues to cast a shadow over the industry as a result.  The Financial Ombudsman Service (FOS) reports that it still to this day, years on, receives thousands of new PPI complaints each week.  It has even had to recruit more staff to deal with the large volume of cases and subsequent backlog in PPI compensation cases.
Most complaints for mis-sold PPI are successful.  The banks and lenders involved have so …

Business, Headline »

5 Ways to Market Your Small Business in 2015 — Even if You’re Short on Time

As a small-business owner, you’re already notorious for wearing multiple hats in order to reach your business goals. From functioning as the entire HR department to learning how to code HTML, putting in extra hours to perform tasks, and developing systems you’d rather outsource or hire an employee to do is par for the course when you’re working for yourself and times are still leaner than you’d like them to be.
Because of the hectic realities that most small-business owners face, marketing — one of the most important elements of maintaining …

Business, Headline »

What’s the Difference Between a PEO and an ASO — And Which Is Best for You?

If you’re the owner of a small- to medium-sized business, you probably have questions about the best way to handle administrative, human resources, and employment regulation-compliance duties. Most small-business owners don’t have the skills or, frankly, the time to deal with these issues themselves, and hiring a human resources department is often cost-prohibitive. What’s a small-business owner to do?
Many turn to the services of a professional employer organization (PEO) or administrative services organization (ASO) to handle the aforementioned tasks. But what’s the difference between these two organizations?
In short, a PEO …

Headline, Jobs »

[30 Dec 2014 | Comments Off | ]
Is there life in Western manufacturing?

It’s easy to blame the recession that hit towards the end of the last decade for the decline in manufacturing in the West, but if you were to be honest, you’d look back over several decades and note that manufacturing has had a tough time of it for many, many years.
All economies expand and contract in cycles, depending on a range of circumstances in the global marketplace. Though you might be forgiven for thinking that the West, and the US in particular, would never really drag its manufacturing structure away …

Business, Headline »

[29 Dec 2014 | Comments Off | ]
Yes You Can: Save Big Money on Business Printing Costs

Want to cut costs on printing expenses? Of course you do. Unfortunately, it’s easier said than done. Sometimes, entire departments inside of large corporations are tasked with coming up with cheaper ways to mail out letters and postcards – they don’t always succeed. How can you? Here’s how.
Use Recycled Ink Products
Using recycled ink products might seem easy at first, until you go to actually purchase the product. Most printer ink cartridges have special chips inside them that are read by the printer. If the printer can’t identify the chip, you …

Headline, Personal Finance »

[29 Dec 2014 | Comments Off | ]
What You Need to Know About Comparison Shopping Engines

When it comes to making money online, there are more options than simply starting an ecommerce website. One trend that is showing promise is the development of comparison shopping engines. Comparison shopping engines are websites that allow you to view the same products being offered by multiple different companies to see which one is offering the best deal. They make it easy to compare products, prices and more side by side.
What a Comparison Shopping Engine Does
While every comparison shopping engine is slightly different, the goals are the same: to display …

Headline, Jobs »

[22 Dec 2014 | Comments Off | ]
For Anyone Who Has Ever Thought Their Degree Is Useless, Read This

Anyone who’s ever done a liberal arts degree has definitely had this thought at least once. The same is true for social sciences and humanities. Degree subjects like English and Psychology always find themselves at the butt of jokes. They are often referred to by the media as ‘useless’. Which is ironic when most media professionals probably have one of these ‘useless’ degrees.
When it comes to secure job prospects and high wages, we tend to look towards science and engineering. These are degree subjects that are ‘safe’ and prosperous. Subjects …

Business, Headline »

[19 Dec 2014 | Comments Off | ]
Building an app for your business

It wasn’t so long ago that when you were setting up a small business as a focused entrepreneur you probably wouldn’t have considered an app to be of any use for your business. You’d have developed your business plan, got the finance in place, looked at your marketing and delivery options and how the business would be managed, and decided what IT requirements you needed. But an app for your business?
Adding mobile to online
The world of business has changed rapidly over the past few years, and the prime mover has …

Headline, Personal Finance »

[18 Dec 2014 | Comments Off | ]
How to Maximize Business Cash Flow

In order to stay in business for the long haul, owners of businesses of all sizes must have more cash coming in than they have going out. But it’s not just that simple. You’ve also got to have enough cash on hand to pay for all your bills, every single time. If you don’t, debts start adding up and, before you know it, you business finances are out of control. Even if you are netting a profit, your accounts receivable and your accounts payable need to be balanced. The infographic …

Financial Planning, Headline, Personal Finance »

[16 Dec 2014 | Comments Off | ]
In Your 30s? It’s Not Too Late to Start Investing in Your Retirement

Much of the traditional wisdom that’s bandied about regarding retirement planning assumes that everyone started saving and investing during their early- to mid-twenties once college was over and a quality job had been procured. For many young workers, however, the realities of a challenging employment landscape, student loans, wage stagnation, and more has kept concerns about the inevitable future on the backburner. Thankfully, it’s never too late to start investing in your retirement, even if you’re well into your thirties. Here are a number of ways you can start investing …

Business, Headline »

[16 Dec 2014 | Comments Off | ]
How the Cloud Can Help You and Your Company’s Finances

The cloud is one of the most popular new computing trends, and it’s making big waves in nearly every industry. The value of the cloud is limitless and isn’t confined to convenience or usability. Turning to the cloud can even help you and your company save money when you leverage the technology in the right way. 
Streamlining Communication for Remote Workers
The idea of the professional office is quickly dissolving in many industries. IDC predicts that the world will have 1.3 billion mobile workers by 2015. This represents more than a third …