7 House Buying Tips Everyone Should Know

Buying your first house
Buying a house is a big step for everyone, and an even bigger one when it’s your first time, so you need to make sure you’re going to get the perfect place for you. How do you know for sure you’ve found your ideal place? You’d be surprised how many people find out problems about their new investment that they weren’t aware of before, so let’s look at the musts of buying your property.
Market research
Firstly, not all properties are listed under the same real estate agents, and …

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Starting Your New Business After Christmas

If Christmas has left you with a bit of a downturn in finances, and you want to capitalize on the public mindset of grabbing as many sales as they can during the few months at the beginning of the year, get ahead of the rest. Starting a new business after Christmas is a good thing to consider, as usually the rush before New Year and the calm after the 2nd January means you’re making plenty of money at your current job but still have a little breathing room for planning. …

Headline, Personal Finance »

Give Your Income A Shot In The Arm!

Let’s face it; we could all do with earning just a little bit more than we currently are. In a world where just about everything in life comes with a price tag, the need for a decent income is an ever-present fact in the back of many people’s minds on a day to day basis. That being said, a lot of people end up feeling as though they’ve reached a point where their income has started to stagnate. As though they’ve reached their limit and there’s nowhere else for them …

Headline, Personal Finance »

Loans for Young Adults: What are your Options?

Getting a loan is hard and sometimes, rigorous process is involved just to get your loan approved.  Can you imagine how harder it is then to get personal loans for young adults when they have very little to almost nothing in their credit history? It’s usually an operating procedure for loan providers to run a credit check on applicants. How else can they assess the risks you are posing them?
Creditors must conduct some assessments to give them an idea if you will be able to pay back on time or …

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How to Get the Best Deals from Pawnshops

Like it or not, you will eventually find yourself in need of some quick cash. Whether it’s for an emergency or looking to purchase a certain item you have always wanted to buy or even starting up a web-based businesses, there are several options to consider if you want to get money on the double.
One of these options is to pawn something valuable. Now, you might be thinking about just how desperate it is to pawn something that matters to you. But let’s look on the practical side of things. …

Headline, Personal Growth »

Plan for Your Future by Caring for Your Body Now

Are you doing everything you can to prepare for your future? Many people think they’ve made wise financial decisions, which is often the case, but you don’t have an excuse to stop looking for ways to boost your savings account or bolster your portfolio. For example, you may have a good life insurance policy, but you may need to pay more than necessary for your premiums.
You can find scores of ways to lower how much you pay for life insurance, and factors such as your body type can affect the …

Headline, Personal Finance »

3 Tips to Avoid Digging A Deeper Debt Profile After the Holidays

The holiday season is here and it is normal for people to start taking a more relaxed approach to life. After all, you’ve worked real hard in the first 11 months of this year. This is the time to relax, slowdown, and have fun – the rat race can begin in earnest again in January 2018. People tend to splurge during holiday season because you are expected to spoil yourself and buy stuff for family and friends.
However, if you are not careful, you could fall into the trap of spending …

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Understanding Leases: When Lawyers are Crucial

A lease is essentially a contract to pay for the use of a property over a certain amount of time. In the world of apartments and condominiums, these leases can last 12 months or up to 3 years. Leases protect both the landlord and tenant from any misunderstandings. However, it’s important to know what is being promised within the paperwork. Get to know why a lawyer might be necessary in these leasing instances so that you’re protected during a permanent move.
Deciphering the Fine Print
Although you may be leasing a studio …

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Quirky Ways to Make Income Whilst at College

If you’ve been to college or are at college right now, there’s a good chance you’ll be facing some form of student debt.  This article looks at a number of inventive ways to make an extra income whilst at college or after graduation.
People are always looking for a variety of academic tutors, in areas such as maths, science and computing… but one of the most popular type of tutors are are English tutors either for students from a foreign country, business people, or trying to improve their English.  If …

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Lose Interest: How To Borrow For Less

There are times when we all need to borrow money whether it’s to buy a house or pay for an out of pocket emergency. The problem with borrowing money is that on top of having to pay back that borrowed money you also often have to pay back interest. Many people don’t consider these interest rates but it can soon turn a small debt into a very large debt. When looking for ways to borrow, here are some ways that you can minimise the amount of interest you pay.
Keep a …

Headline, Personal Finance »

3 Creative Ways to Boost Your Income

If you are a creative person and you love all aspects of art and design, there are lots of ways you can pursue your passion and make a little bit of extra money on the side. With a website to promote your wares, you can sell as much or as little as you want and see the profits start coming in.
Like any business, you will need to be able to ensure that everything you find or make can be sold at a profit before you do. However, as you …

Headline, Personal Finance »

The Financial Underbelly To Having A Chronic Illness

When you are diagnosed with a chronic illness, it is one of the very worst days of your life. Nobody wants to discover that they have a health problem which is likely to last them for the rest of their lives. Along with all of the emotional pain and confusion that arises at a time such as this, there are also many other concerns too. One which is commonly overlooked, but is hugely important nonetheless, is the financial side of things. Having a chronic illness affects not just your health, …

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5 At-Home Jobs that Can Actually Support You

Nobody likes commuting to work every day, and nobody likes having to sit in a tiny cubicle for 40 hours a week. If given the choice, you’d be hard-pressed to find anyone who would choose to go into the office if they could work from home. The comfort, flexibility, and all-around convenience just can’t be beat. And yet, so few people recognize that there are many opportunities out there to work for yourself from home, while still making a livable income.
Here are five types of jobs that can actually provide …

Headline, Personal Finance »

Best Free Software of 2017

Software is a tool meant to make life easier and many people rely on these tools to run businesses and manage tasks. If you are the kind of person with a constrained budget but would like to still perform some tasks using software, there are many solutions you could pursue without the need to spend anything. Indeed, software can be expensive when you are using it for recurring tasks, so the only other option you have that could help you to save money is looking for cheap or free software …

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The Ins and Outs of Set-Asides in Government Contracts

A small business set-aside is a government program that aims to assist small businesses in competing and receiving government contracts as a small business sub-contractor. Under this program, federal agencies that are procuring goods and services are obliged to provide small business owners with opportunities to win procurement contracts. If the market study determines that there are small businesses that can deliver the products, or perform the services being obtained by the government, then it is a requirement.
It is important to note that the price of the services and products …

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Steps To Successfully Budget A Fundraising Event

The only downside to a fundraising event is one you can eliminate with proper planning: the expense. With a little bit of time and legwork, so to speak, you can put everything in place in order to raise money for your organization or event. The following article will help bring the most important aspects into a single place for reference.
Establish The Purpose For The Fundraiser
Figuring out, specifically, the purpose of your fundraiser is paramount to the the resources you’ll have available. Let’s say you want to make use of the …

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Get More Out Of Your IT Team

For any modern business, the IT department is a hugely important part of daily proceedings. Without them, much of what holds up the infrastructure of your company would likely collapse, and the security of the business would likewise be quickly breached. As such, it is hugely valuable if you pay close attention to what the IT team need, so that you can help them to make the most of what they’re doing. As it happens, there is much that you could be doing in order to get more out of …

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The Ins And Outs Of Simple Invoicing

There’s a lot to consider when you start out in business. The world may be your oyster, but only for as long as you take care of the technicalities. You’ll need to consider hiring staff, improving your product, and getting your name out there.

But, many business owners focus so much on the above that they forget something equally important. In case you hadn’t realized, it’s also crucial you develop a method for collecting payment. For some businesses, this involves nothing more than setting up a Paypal account. It’s fast, …

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The Three Rules To Starting A Business When You Know Nothing About The Industry

Some entrepreneurs may think of starting a business with nothing but a good idea and a dream as foolhardy. But, we have seen people aim for the stars and succeed in doing so. Think about people like Richard Branson, Elon Musk, or Tony Robbins, these people had ideas, but not necessarily the knowledge in which to back it up. And so, the same can be applied to yourself, do you have a great idea for a business, but not the necessary knowledge in which to realize it? So, here are …

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6 Online Tools to Help You Manage Business Cash Flow

Managing the flow of cash is vital for a business. An inability to keep track of inflows and outflows of money could spell disaster relatively quickly. While mid-sized and larger businesses can hire accountants and sophisticated professionals to manage cash, smaller businesses often struggle with the basics.
In fact, some estimates suggest that eight out of every ten small businesses fail due to mismanaged cash flows. Traditional methods like reaching out to Cash Stop for an advance or delaying payments to suppliers are good routes to take, but small businesses still …