The Dos and Don’ts of Generating Income in Retirement

Once you retire, you’ll need to replace your paycheck. Here are some important dos and don’ts for generating consistent income in retirement.
Three things are certain in life: taxes, retirement, and death!
Well, while there are people who choose to keep working until they drop dead, the vast majority of today’s workers plan to call it a day at some point.  
If you’re among those planning to retire, how’s your retirement readiness looking? Given that one in three Americans has saved nothing for retirement, it’s safe to assume things aren’t rosy.
Retiring without …

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Headline, Real Estate »

Preparing to Start Your Own Real Estate Agency

If you have always wanted to have your own real estate agency, then there is a career path you need to follow that will take you right to your goal. It takes time to start your own agency, but owning a real estate agency can be a very lucrative career path.
Get Licensed
Your first step is to get licensed as a real estate agent in your area. You can take real estate license classes online or at local facilities. It is important to take the class material seriously since your future …

Headline, Personal Finance »

Travel Loans You Should Know About

Traffic school will forever be a worthwhile investment. But, just because traffic school is a financially sound decision, it doesn’t mean you can coast through class. You’ll need to put in a little effort. So, when you’re in class questioning “how long is traffic school is supposed to last!?” it might be time for a little vacation. While in class, it’s perfectly fine to daydream!
We all wish we were sitting on a beach in Maui, in a romantic French getaway, or exploring the plains of Mongolia, something far from NY …

Headline, Personal Finance »

Debt Consolidation And How It Affects Your Credit

Repaying multiple debts can at times get overwhelming, with different payments to make on different due dates and varying minimum balances. The slightest mistake could cost you a fortune in penalties and late payment fines, and of course, take a toll on your credit score.
Debt consolidation offers a practical solution out of the resulting financial mess. It essentially involves taking out a single umbrella loan to pay off smaller loans. Consequently, it allows you to focus on making a single monthly repayment instead of multiple smaller ones. However, besides simplifying …

Headline, Personal Finance »

Online Title Loans – The Worst Loans on Earth

An online title loan may be the worst way to borrow money when you are desperately in need. It is generally considered a last-resort loan due to the number of fees and high-interest rates that comes with the loan. However, there are more reasons why you should stay away from these types of loans. In this post, we will discuss a few of those reasons.
Online Title Loans Are Expensive
It is true that borrowing from these title loan companies will carry a huge financial burden. These lenders are different from banks …

Business, Headline »

Why It’s Important to Profile Your Customers

How efficient is your current list of sales leads? Chances are good that you could stand to profit by improving it. If you are wondering how to make better use of your business list, the answer is right here at your fingertips. You need to start using your sales leads to build a customer profile that will let you narrow down your focus. By doing so, you will ultimately arrive at the “ultimate” customer that represents your target demographic. This is the exact kind of person that you need to …

Headline, Personal Finance »

How a Suspended License Can Affect Your Insurance

If your license is suspended, it will not only affect your ability to drive legally for a certain period of time but it will have an impact on your insurance. Fortunately these days you may be able to get a suspended license insurance.
Higher Premiums
A suspended license becomes part of your driving record, and consequently it will affect any future insurance plan you’ll get. You should realize that if you have your driver’s license suspended, your premiums will become higher as well. It’s only logical, because insurance is based on the …

Headline, Personal Finance »

Predicting the Future of Regulated Bridge Lending as It Continues to Decrease

“If you can look into the seeds of time and say which grain will grow and which will not, speak, then, to me.” So says Banquo, as he and Macbeth have their fateful meeting with the Witches in Shakespeare’s tragedy. Indeed, part of the tragedy of the play can be argued to be the fallibility of human prophecy. Macbeth acts upon what he believes to be an accurate forecast of the future, with disastrous results.
The same holds true when it comes to forecasting the future of the lending market. True, …

Business, Headline »

6 Critical Questions to Ask Yourself When Ordering Checks Online

With checks being a trusted and prevalent form of payment, many businesses set up check printing systems in their office space. To create a functioning check printing setup you need to have check paper, printer, check printing software, endorsement stamp, business deposit slip and check envelopes. Setting up the entire system can be a $500-$600 investment if you can find the right vendor to buy your checks from. There are many check printing vendors, but before you order a bunch of checks, you might have some questions in mind.
Why …

Headline, Personal Finance »

How to Recover from a Financial Setback in Your 20’s

When it comes to facing financial problems in your 20’s, the first rule of thumb is knowing that most of your peers are in the same boat – unless they are trust-fund kids. The second rule of thumb is recognizing that you are in trouble and then taking steps to climb out of debt.  While you only live ones, the reality is that in your twenties, even your late twenties, time is on your side.
So how did you end up in your financial predicament? One of the obvious suspects is …

Headline, Real Estate »

How To Get Good Tenants and Manage Rental Property

Being a landlord can be both difficult and rewarding. While the potential problems that can occur can be many, the benefits can be significant if the landlord secures good responsible tenants. One of the most important ways to ensure a successful tenancy is to be certain to choose tenants wisely. Doing this does require some effort in the searching out phase.
One of the first steps is advertising the rental unit in places that will attract good tenants. Advertising in places like Craig’s List can bring a mixed bag of potential …

Business, Headline »

Using Marketing To Improve Revenue

Running a business is a complicated and time-consuming endeavor. Regardless of the type of business, the ultimate goal is to turn over a profit, preferably a large one. There are many steps to achieving this starting with building the business. However, it is not just new businesses that struggle to pull in a decent profit. This is something that most businesses deal with from time to time.
The key is to drive new business to improve revenue and the best way to this is with marketing. The right marketing campaign …

Headline, Investing »

4 Things to Watch Out for When You Start Penny Stock Trading

Penny stock trading is notoriously volatile. You need the right tools to master it. Look out for these four things before making your next trade.
According to the Security and Exchange Commission, a penny stock is a security that has a very low stock price, normally less than $5 per share. While the low share price may make it seem like a relatively low-risk investment, it’s not.
With that in mind, it’s important you learn the basics before getting started. Here are four things to watch out for when you start …

Headline, Personal Finance »

How Quick Can You Get Rich? How to Become Rich Realistically

We always hear about ways how to become rich quick, but is it actually possible? Learn about your options in this post.
Do you want to get rich quick? If you think there’s no way you can get rich fast without any suspicious activity, you’re one of many.
People around the world try to earn money from various sources like cryptocurrency and bitcoin frauds, only to an experience epic failure. If you’re old school, you might even remember the Bernie Madoff Ponzi scheme.
Do you want to know how to become rich? If …

Headline, Personal Finance »

7 Benefits of Working for a Corporation

What are some of the things you’re looking for in an employer? Job stability? Steady income? Health insurance? Well, a large corporation can provide these trappings and more, whereas a smaller company or startup might not be able to. That said, here are seven benefits of working for a corporation that the freelance lifestyle or working for a startup just can’t match.
1. Steady Salary
Working for a corporation as opposed to a startup means you’ll never have to worry about the company not having the funds to pay you, which could …

Business, Headline »

Obtaining a Good Business Loan with Ease

There is a wide range of business challenges you can face in your daily operations. Competition is one common challenge encountered by most entrepreneurs. You will find your competitors using other strategies to lure more people to their businesses. Financial difficulties are also common in most companies.
You may lack enough money to expand or stock your business. This might cause your business to collapse if the situation is not handled carefully. You do not have to panic in such situations because you can access loans from a variety of lenders. …

Headline, Real Estate »

Home Loan Mortgages

Nearly everyone has some image in their mind of the home of their dreams. It is a nice thing to daydream about from time to time. But while one may never be able to afford their true dream home, It is also nice to know that through a mortgage loan one can obtain a home that would otherwise be unattainable.
Home loans are loans that one takes out with a bank or mortgage lender to purchase their home. Since the vast majority of people do not have the funds to outright …

Headline, Investing »

7 Profitable Investment Ideas That Won’t Cost You a Lot of Money

Looking to invest money that won’t break your bank? You just need to know where to invest. Discover these 7 low-cost investment ideas that won’t cost you a lot.
Are you working for your money, barely able to make ends meet every month? Or, have you figured out how to make your money work for you?
This is one of the biggest breakthroughs a person can have with their finances. Whether you have $1,000 or $50,000 in your bank account, you shouldn’t just let your money sit there. It’s better to …

Credit, Debt, Headline, Personal Finance »

Should You Consolidate Your Credit Cards? Your Guide to Credit Card Consolidation

Credit card debt can stick with you for years. If you find yourself in deep credit card debt, there are options, like credit card consolidation. Learn more here
$6,375 is the amount of credit card debt the average American carries. This stat is up 3% over last year.
Feeling the crunch and stress of credit card debt can keep you up at night and cause relationship problems.
Instead of continuing to pay high-interest rate debt for years to come many Americans turn to credit card consolidation. Many people see getting a loan to …

Business, Headline »

5 Important Money Tips Every Freelance Contractor Needs to Know

More people are leaving full-time jobs and switching to freelance work. Here are 5 of the most important money tips every freelance contractor needs to know.
Thinking of going freelance? You’re not alone.
It’s estimated that nearly half of all Americans will become freelancers within the next ten years if current rates of freelance growth continue, and who can blame them?
There are all sorts of benefits to the freelance lifestyle, from independence to tax breaks. But which are the most beneficial from a financial point of view?
To help you, here’s a list …