Building an app for your business

It wasn’t so long ago that when you were setting up a small business as a focused entrepreneur you probably wouldn’t have considered an app to be of any use for your business. You’d have developed your business plan, got the finance in place, looked at your marketing and delivery options and how the business would be managed, and decided what IT requirements you needed. But an app for your business?
Adding mobile to online
The world of business has changed rapidly over the past few years, and the prime mover has …

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Headline, Personal Finance »

How to Maximize Business Cash Flow

In order to stay in business for the long haul, owners of businesses of all sizes must have more cash coming in than they have going out. But it’s not just that simple. You’ve also got to have enough cash on hand to pay for all your bills, every single time. If you don’t, debts start adding up and, before you know it, you business finances are out of control. Even if you are netting a profit, your accounts receivable and your accounts payable need to be balanced. The infographic …

Financial Planning, Headline, Personal Finance »

In Your 30s? It’s Not Too Late to Start Investing in Your Retirement

Much of the traditional wisdom that’s bandied about regarding retirement planning assumes that everyone started saving and investing during their early- to mid-twenties once college was over and a quality job had been procured. For many young workers, however, the realities of a challenging employment landscape, student loans, wage stagnation, and more has kept concerns about the inevitable future on the backburner. Thankfully, it’s never too late to start investing in your retirement, even if you’re well into your thirties. Here are a number of ways you can start investing …

Business, Headline »

How the Cloud Can Help You and Your Company’s Finances

The cloud is one of the most popular new computing trends, and it’s making big waves in nearly every industry. The value of the cloud is limitless and isn’t confined to convenience or usability. Turning to the cloud can even help you and your company save money when you leverage the technology in the right way. 
Streamlining Communication for Remote Workers
The idea of the professional office is quickly dissolving in many industries. IDC predicts that the world will have 1.3 billion mobile workers by 2015. This represents more than a third …

Headline, Personal Finance »

Is It Possible To Afford A Good Car In Your 20s?

Paying for a car is a huge expense at any time of life. It is even more so when you’re in your 20s. Financially, the years between 20 and 30 are the most difficult. You’re finding your feet in your career. You’re losing money on rent and desperately saving for a deposit on a house. Wages are at odds with the cost of living right now too. That makes it all the more difficult for a twenty-something to afford a car.
When you’re young, your car gives you a sense of …

Headline, Jobs »

5 Unexpected Factors That Can Kill Your Team’s Dynamic

When you work in a team environment, you know that the team’s dynamic plays a vital role in whether the team is a functioning, successful group, or whether it’s rife with conflict, misunderstandings, and missed deadlines and opportunities.

While some argue that all teams have at least a few areas of dysfunction that affect how members relate to each other and accomplish their goals, there are a few behaviors that are almost guaranteed to kill a team’s dynamic and lead to problems. Learning to identify these factors and take steps to …

Headline, Investing »

The Risk Principle of Investment

Risk is inherent in investment. But if you are unwilling to assume a certain level of risk, you will most assuredly lose wealth. This is the reality of buying power as it relates to inflation. As a nation’s currency is inflated, individual dollars are worth less over time. So that $10,000 you have sewed into your mattress won’t get you the same amount of stuff in 10 years that it does today. This is why people invest, to protect and increase the buying power of their hard won dough. But …

Headline, Personal Finance »

Looking Back to Gain Insight For Planning Ahead

As January arrives many people are focused on looking ahead and setting new goals.While it’s good to look ahead, it’s also beneficial to take to time review the past in order to better plan for the future. There are several ways that you can benefit from reviewing your financial situation at the end of the year before creating your budget for the upcoming year.
Check your calendar
Look at each month of the year and write down, or insert into a financial form you use for budgeting, each special occasion that you …

Headline, Personal Finance, Retirement »

Pensions: What We Need And Why We Need Them

With the job market fluctuating and the cost of living sky high, the thought of making provisions for a retirement that is still forty years away can seem ridiculous. The reality is that people are living longer now. We can expect to be active and healthy well into our twilight years. Making provisions for them now, so that we don’t have to work later, is as essential as it is sensible.
What Are Pensions?
A pension is a regular payment that you, and often your employer, make into a fund for your …

Headline, Personal Finance »

Reasons Why Many People Work with Professionals on Personal Finance and Investments

When it comes to personal finances and investments, most people appreciate the guidance and advice of an expert in the field. This is especially true for people with plans to retire in the near future. They want to make sure that they have enough income to support them for the rest of their lives. Take a look at some of the specific reasons why many people opt to work with an expert in personal finances and investments.
Receive Advice from an Expert
Many people want to get the advice of an experienced …

Blogging, Headline, Online Income »

Effective Ways To Monetize Your Blog Or Online Publication

With the job market becoming diverse, many young people now make money from home. If you are internet savvy, there are a few avenues you might want to explore. Blogging and writing online can be a stable career for people, but it will take hard work. When you are planning for your financial future, you need to ensure that you are always in control of your finances. That means that you will need to be a master accountant if you hope to make a decent living. Blogging is an art …

Random »

Air conditioning systems home services

Air conditioning systems
There are so many types on air conditioning system on the market that selecting the best one for your home can become confusing. Here is an overview of commonly available air conditioning systems, how they work and any associated issues.
Unitary System
A window or ‘unitary’ system is a self-contained unit that is commonly placed in a window sill (or rarely through a small opening in an exterior wall). Quite simply, the unit contains all necessary refrigeration components in a small unit, blowing cool air from one end and heat …

Headline, Jobs »

3 Reasons Why An MIS Degree Is A Good Financial Decision

Most people look for the college education option that will give them the highest pay and the most opportunities in the job market. They want to know that in exchange for paying tuition costs, they will be able to live comfortably and enjoy job security in their chosen field. If you are considering a career in information systems, you might find that investing in an MIS degree is a good financial decision for you.
Increasing Demand for IT
Management Information Systems degrees are very versatile. With titles as varied as Webmaster, Database …