Getting What You Want in Life is Simpler than You Think

Close your eyes and imagine your ideal life. Now open them and look around at the life you lead now. Odds are, there is quite a discrepancy between the life you would like to live and the one you are actually living. Most people just accept that real life is different from the lives they dream of and plod on until it’s time for retirement. Some people refuse to settle, though, and grab the chance to live out their dreams. You may even know someone who grew up under the …

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The Boiler Room

Just taking a break from the regular financial information to provide an infographic. I have a friend who had been burned before from a boiler and knowing a few things about them could save you from a big injury.
Presented by Americantrainco.com

Headline, Real Estate »

Buying a Short Sale Home: Tips to Make the Process Flow Seamlessly

Buying a home on a short sale can be an exciting and unsettling time for you and your family. You want to get a good deal on the house, but that’s not always possible. At the same time, you need to be aware of the seller’s special needs and restrictions placed on him by the bank. Here’s how to make sure your next short sale goes off without a hitch.
Make Sure You’re Getting a Good Price
Getting a good deal in this market is a lot harder than it used to …

Business, Headline »

Credit Card Merchant Processing: Dealing With Dreaded Downgrades

Every business owner dreads the downgraded charge. It’s a way for merchant service providers to rake in more fees due to a customer using a card that charges a higher-than-normal rate, or the transaction being entered incorrectly. Your mission is to avoid these fees at all costs. Here’s how.
What’s A Downgrade?
A “downgrade” is a transactional fee charged that’s higher than it would otherwise be because of some fault in the card processing. Generally speaking, there are three tiers that a merchant services provider will charge you for processing transactions:
The qualified …

Personal Finance »

What Is A Secured Debt Loan

When you are interested in getting a loan you might be overwhelmed by the many different kinds of loans that are being offered.  The loan industry is growing in leaps and bounds everyday and getting more confusing by the minute.  One of the most common types of loans that are available in today’s market is a secured debt loan.  This article will help to explain to you what a secured debt loan is and how you can obtain one of these loans.
What Is A Secured Debt Loan
A secured debt loan …

Careers, Headline »

A Career with an Online Degree

Even though many people have satisfying careers once they have completed a degree program, many are unhappy with the career choice that they made. Getting a different career in a new line of work could be just what you need if your current job is lacking. There is a lot of flexibility, especially if you choose to get your degree online.Northeastern is one school that offers flexibility in online MBA options. The good thing about studying online is that you can do it according to your own schedule, without giving …

Headline, Real Estate »

When is the perfect time for a First-Time Home Buyer to Enter the Market?

Like any first-time home buyer, you’re probably overwhelmed at the very prospect of finding and actually procuring your first home. Purchasing a home could end up being the biggest investment you’ll ever make, so it’s crucial to take your time and consider plenty of options. Many factors come into play, but one that tends to weigh especially heavily on home buyers’ minds is the right time of year to buy. When it comes to having as many options as possible, choosing the right season for your search can certainly help …

Headline, Insurance »

Factors Affecting Your Car Insurance Rates

Car insurance is a variable cost that depends on various factors often pertaining to where you are in life. If you are younger you are most likely going to be paying higher premiums due to your perceived risk factor. A younger person also would not have much of a credit history built up which could normally allow for better rates as well. One benefit younger people may have is that on a whole, their insurance may actually cost less only based on price itself due to insuring an automobile that …

Headline, Insurance »

An Insurance Policy Every Homeowner Should Have

If you have a mortgage, you need to give consideration to having mortgage protection insurance. This type of insurance can be beneficial to anyone paying on a mortgage as well as family members that are living in your home. Protection in the case of deathYou may already have life insurance, and for anyone with a family, this is a good type of insurance to have. However, life insurance pays a lump sum to the beneficiary. With mortgage protection, the balance of the mortgage is automatically paid off in the event of …

Headline, Personal Finance »

[6 Aug 2014 | Comments Off | ]
Savvy saving for young professionals

Whether you’ve just landed your first proper job or have been working away at your chosen career for a few years, making sure that you put a bit of money away at the end of each month is just as important in your twenties as at any other time in your life.
In fact, workers in their twenties have more to save for than most other demographics, with holidays, children, and property to plan for.
To help the UK understand exactly where their hard-earned cash is going, MYJAR have created a handy infographic showing Britain’s top ten saving goals with holidays coming in a firm …

Headline, Real Estate »

[4 Aug 2014 | Comments Off | ]
The ‘Cooling Off’ Period – What You Need to Know

So you’ve found the perfect property through a listing with a company like RealestateVIEW.com.au, and have signed on the dotted line. You’re looking for a good lawyer such as Mahons.com.au in Melbourne or Caputolawyers.com.au in Sydney, and then you’re told your cooling off period will be void if you seek advice from a lawyer. So what is a “cooling off period” and what are the rights of the purchaser?
Cooling Off period: The exclusions
Generally speaking, a purchaser of real estate in Victoria has three days to “cool off” before the contract …

Forex, Headline, Investing »

[31 Jul 2014 | Comments Off | ]
The Mysterious Forex Industry and its Online Scammers.

There are many misconceptions floating around the life of a Forex trader and scammers are only too eager to take advantage of this. The belief that successful trading is easy, that money rolls in by the millions, and there is little risk to the investor are all misunderstandings of the industry which the less honorable utilize in various ways.
Any foreign exchange trading firm, such as Thinkforex.com.au, will be honest in their figures and not provide guarantees when it comes to your money. Similarly, trustworthy financial advisers can help in …

Consumer, Headline »

[31 Jul 2014 | Comments Off | ]
What You Can Expect as a High Risk Merchant

You are considered to be a high risk merchant if your business falls within any of the following categories:adult products or services alcohol, tobacco, legalized drugs (such as Cannabis), or firearms bankruptcy attorneys check cashing, payday, and title loans collection agencies and commercial debt collectors repossession companies private investigator online-only or 1-800 companies Because these types of industries often produce a large volume of sales and fast revenue, statistically they also result in a significant amount of credit card disputes – including accusations of fraud, and bank-issued chargebacks and refunds. For a merchant account provider, this means that …

Headline, Personal Finance »

[31 Jul 2014 | Comments Off | ]
Five reasons why payday lenders provide a viable and worthwhile service

William John is an on- and offline financial buff and freelance journalist who produces editorials and advice articles for some of the UK’s most authoritative websites.   
The payday lenders have more vitriol spouted at them on a daily basis than most of us would be able to bear. In some instances of course this is completely justified, but there are some cases when it feels just a little bit disproportionate.
Payday lenders, as is the case with many businesses, appeared out of necessity. The banks led us on a path to economic …

Business »

[29 Jul 2014 | Comments Off | ]
4 Great Reasons to Switch to Cloud Networking

Cloud networking is trending upwards as more businesses and organizations make the switch from traditional computing. While working in the cloud sounds lofty it really is a sensible method for digital computing that is a logical next step for using the internet. There are several good reasons that make cloud networking an ideal solution. Freedom to Work Anywhere Companies that incorporate telecommuting into the work structure of their employees can easily plug in an entire network that works via the cloud. There is no need to be tied down to …