I think that the traditional retirement scenario is flawed. I also think that the future environment in which we will retire years down the road will be challenging and not supportive of such a retirement picture. Because of these ideas, I think the retirement game will change. Like the shift from working for one company your entire life and having a pension to working for numerous companies and funding a 401(k), this shift will completely change how people view retirement.

I closed on a house on Friday, and I painted the interior all day Saturday and Sunday.  I’m exhausted, but it was well worth it.  With the help of family and friends, we were able to put a great deal of paint on the walls and transformed a cold white wall interior to a warm, comfortable environment throughout the house.

What motivates you to work hard and to strive for financial success? I find it to be a good exercise to break up into three pieces the things that motivate me. These three categories are having, being and doing. In this article I will give you some examples of what motivates me in my life to work hard and build wealth. I hope my examples will help bring into focus the things that drive you in your life.

Is it possible for $100,000 to be worth more than $200,000? I think so, and let me explain why. If you look at the lifestyle that $100,000 or $200,000 is to represent, and focus on it, I can show you how sometimes the former is worth more than the later. I encourage you to read on.

People buy stocks for different reasons. Some investors buy a stock strictly on “technical” reasons based on chart patterns and trends, some buy a stock because they read an article or saw an interview where some “expert” recommended a stock, others buy a stock because I talked about it on 20s Money.

At 20s Money, my goal is not to prove to you how good of an investor I am. There are better investors out there. My goal is to be transparent about my own investment decisions and help you learn from my successes and mistakes. With that said, it is time to reveal my complete portfolio to you. You can see my positions and the weight of each one in my overall portfolio.

With the Dow teetering on the important, yet unimportant, 12,000 level, many investors are panicking. Many investors look like a deer caught in the middle of a road with a car quickly approaching while their 401(k) plans continue to drop in value. Well, thankfully, we’re here to help you turn your panic into glee. I, for one, welcome these times when many panic. It is a beautiful time to be a young investor.

Knowing when to sell is a tough thing to figure out.  I think it’s harder than knowing when to buy.  Knowing when to sell a winning stock is tough because on one hand, your gains are only on paper and are meaningless until you ring the register.  On another hand, the upward trend is in your favor and you don’t want to miss out on future gains.  Here are some examples and thoughts on determining when to sell that winning stock.