The financial health of so many people today is extremely poor. Unfortunately, we live in a country where instant gratification takes priority over financial well being. Today, I’m going to talk about a tool that can help you figure out the status of your financial health.

We have been moving up and down recently between the 11,000 mark and the 12,000 mark. The fall in commodities, namely energy, has really fueled the recent rally. But the last two days have been ugly for the market with much of the rally fizzling. Where is this going? When will we enter a new bull market?

One of my favorite things to talk about on this site is the idea of pursuing income streams. It is my position that my generation is living and pursuing success in a unique era. Because of this unique environment, the goals we pursue look different and the means in which we pursue them are also different.
For example, when it comes to retirement, I believe my generation should pursue income streams over a retirement ‘number’. When it comes to personal finance, budgeting and saving can only do so …

Despite a soft economy and crappy consumer confidence, Apple has shown they can beat the trends with fantastic products and services. News has recently come out stating that 3 million iPhones have been sold in its first month of the new iteration of the iPhone going on sale. Also, 60 million applications have been purchased through the new AppStore. Jobs was quoted as saying he has never seen anything like it when it comes to software.
The news was welcomed with a great reaction in the markets with …

Personal finance concepts such as budgeting are lauded as the way to achieve wealth or the way to get rich. Thousands of personal finance blogs hope you will read their content in your pursuit of wealth. Experts like Suzie Orman try to sell you advice on TV and through books hoping you’ll buy into the idea that managing your money better will make you rich. Well, I’m here to disagree and to tell you that mastering personal finance concepts such as saving and budgeting will not result …

Well, the stock market continues to move up and down in the low to mid 11,000 range (DOW). Economic conditions still remain weak, however, the decline in oil and other commodities has definitely helped boost stocks in recent days. I’m still fairly pessimistic regarding stocks and the economy. Time will tell if I’m right.

There are many things to consider and many skills to learn when it comes to the idea of building wealth in your life time. Anyone will tell you that as a 20-something, you are at a huge advantage if you start early. The idea of “starting early” is drilled into your head. What exactly does it mean to “start early”? Should you start picking stocks? Join a 401(k)? I think it’s even simpler. You need to learn how to save. Here is …

Today is one of those days where I’m a little burned out.  I’m not really energized when it comes to work and that goes for blogging as well.  I’ve been hitting it pretty hard the last few weeks and need a day off.  While I’m still working, I’m turning my mind off to an extent.  Instead, I’m thinking about the other things that I enjoy.  Well, I’m gonna talk about one of those things.