Check out the new discussion forums here at 20smoney – perfect for those looking to make money online or discuss the economy or seek out dividend income!One of the hottest investment products / vehicles over the last few years is the Exchange Traded Fund or the ETF.  What are ETFs?  Should you use them to invest?  I will cover all of the basics here, so you can make an informed decision whether or not to add ETFs to your investment portfolio.

I’ve been working for a few days on a model portfolio for myself.  Basically, if i had enough money to create 20-30 positions, how would I allocate the portfolio?  How diversified would I be?  I will give you the full portfolio in this post.

This is a great video of a representative from Britian speaking to the British Prime Minister.  I would love to hear this kind of talk from the representatives in the United States!  Have a look.

Where is your money being kept?  Maybe you’re afraid of the stock market (rightly so) and are just stashing cash under your mattress.  Well, I’m here to tell you that this might be a bad idea as well.

The AIG bonuses this past week have all the attention of the American public.  My opinion is that 1) None of this would have happened or mattered if we didn’t bail out AIG in the first place and 2) I’m so sick of politicians grandstanding for the cameras when they knew about these bonuses for months.  It’s such a joke.

Today, the Fed announced they would buy government debt as well as more Fannie / Freddie debt.  At the same time, gold shot upwards as you can see in the chart here.

The green line is the price of gold today.
The point here isn’t that the government should or shouldn’t be taking the current course of action (even though I strongly believe they shouldn’t).  The point is that government interference in the economy is not isolated.  You can’t prop up the economy without having an adverse effect.
Since the government seems to …

Political debate is as hot as ever.  More Americans think our best days are behind us than ever before.  Have we seen the end of American dominance, economically and politically?  Here are ten ways to revitalize our country and ensure we stay at the top.

There has been lots of talk regarding short selling and just how much it has contributed to the huge declines in some stocks, specifically the bank stocks like Citi and Bank of America.  Jim Cramer has been very vocal about the destruction caused by ultra short ETFs as well.
Earlier this week, there was talk about re-implementing the uptick rule which states that in order to short a stock it must occur after a move up in the price of the stock.  Many believe that this was at least one of …