It’s no surprise that consumers are moving towards lower cost retailers during an economic downturn, and it’s also no surprise that companies such as Wal-Mart (WMT) have seen their earnings hold up much better than other retailers.

For many 20-somethings, the prospect of owning one’s first home is a common goal, and a great goal.  With the bubble and the bursting of that bubble, many people are saying there has never been a better time to buy real estate.  While prices have come down considerably, I believe they have further to go.

Everybody wants to get rich quick, or hit the lottery.  This is not a how to get rich article, but rather a practical look at how does one get from a good, healthy financial scenario to a picture of significant wealth?

If you follow the stock market, like me, you are probably amazed at the recent run. From the March 2009 lows, the broad indeces are up approximately 30%. Everyone wants to know, is this the start of a new, bull market or is it simply a bear market rally destined to crush the average investor once again?

I’ve always been intrigued with Twitter, but just recently decided it should be a larger part of my blog/business plans that I thought before.   I will be providing updates throughout each day on my stock market thoughts as well as other financial topics.  To get my “Tweets”, you need to “Follow” me on Twitter.
You can follow me by going to http://www.twitter.com/20smoney. Follow me, then submit a comment to this post and I will then follow you!

The following article is as good of an explanation that I can provide for why I created this site and why you should visit this site.  What I have to say will be sobering information, but it is information that you need to understand.  By understanding what I have to say, you are well ahead of 99% of your peers.  It will be the start of something huge for you.