Last fall and early in 2009, we heard the term toxic assets it seems like 50 times a day.  Now, for months, you don’t even hear them mentioned at all.  What happened?  Did they go away?  Are they no longer toxic?
Now, I’m not an expert and I don’t work in the banking sector so most of what I’m writing here is mostly questions and a healthy curiousity.  If a reader is knowledgable about this, I truly welcome his or her comments.
No More Mark to Market
My first guess is that due …

The Huffington Post has an article out regarding the trend of young Americans looking for work in China.  This is an example of a trend I am a firm believer in; namely that China will be the land of opportunity both in the present and in the future, much more so than America.
There are many reasons for this but they can be summed up by the statement that China is much more pro-growth than America.  Whether it is tax policy, government regulation or targeted stimulus money, China’s communist government seems …

I decided that Facebook would be an excellent medium to target 20-somethings and try to expand the reach of this blog.  As such, I created a quick Facebook ad (the process was very easy), and away we went.  Interestingly, after a few days, and several thousand impressions, I have yet to have a single click.  I’ve been charged not even a penny.
While of course the quality of my ad with regards to how enticing it is for a user to click on it, I have to wonder how effective the …

I often like to look at the mainstream financial magazines to get a feel of what the concensus personal finance or investing sentiment is.  While the investment advice makes me fall asleep (how many different ways can you recommend broad diversification?), the personal finance stuff is a pretty good gauge of America.  If you take a look at recent issues of these magazines, there is a clear trend: how to cut your expenses.
Whether it’s how to cut $500 from your monthly bills, or how to cut $1,000 from your monthly …

It is incredibly hard these days for a young person to get on the right track financially early in life.  Whether it is student loans, cost of living, or a weak job market, there are many factors working against the 20-somethings today.  This post is aimed to be a roadmap for the 20-something looking to get on the right track.
In order, here are the steps you must take:
Step 1 – Get Your Income Moving
Nothing starts until income is taken care of.  This means you need a job.  One that pays.  …

Women & Finances is a new series written by a 20-something about her financial journey.  Her columns will be appearing weekly here at 20smoney.com.  You can read her other articles by visiting the Women & Finances category.

I’ll be honest. My past spending habits are a source of personal embarrassment and discussing them certainly risks perpetuating negative gender stereotypes about women. It’s true, as a woman I have the uncanny ability to look into a closet packed with hundreds of garments and shoes and see absolutely nothing to wear. …

I just recieved information from Euro Pacific regarding their new China Fund available for investors.  For those who may not be familiar with Euro Pacific, this is Peter Schiff’s company who has made a big splash with his excellent predictions of the U.S. economy over the last few years.
If you know anything about Schiff and his economic views, he views China as a major long term opportunity.  At first glance, it looks like this mutual fund will invest directly with Chinese companies on foreign exchanges.  Schiff also focuses on higher …

FedEx came out with earnings this morning and they were down 53% from a year ago.  Revenues were also down 20%.  They said that they expect profits to remain weak through at least the end of the year.
FedEx is an important company and considered a good indicator of overall economic health.
Shares of the company were trading lower going into the market open.