I’ve decided to host the latest edition of the Twenty Something Finances Carnival.  I hope you enjoy the following links and resources.
Carnival Entries
Baker presents The “Shit-That-Doesn’t-Inspire-You” Factor posted at Man Vs. Debt, saying, “You’ve probably heard of the Latte Factor. But for me that doesn’t quite cut it. I’m having much more luck implementing the “sh**-that-doesn’t-inspire-you” factor!”
April presents 5 Ways To Rescue Your Rotten Résumé posted at Get Rich Slowly, saying, “Kerry from Squawkfox outlines countless actionable tips to improve your resume! Complete with pictures and samples. Fantastic resource.”
Silicon Valley Blogger presents Savings Account Rates: …

The broad market has corrected from its highs a few weeks ago.  Whether or not this correction continues lower or bounces up from its levels remains to be seen.  Either way, I’m sitting tight.  I believe that most stocks are overvalued and pricing in too robust of a recovery.

The Market
As you can see in the above chart, you can see that the market moved lower from its highs and now sits right at its 50 day moving average.  While many traders look to play the gaps and the technical lines …

Credit card debt is a scary thing especially for those individuals who have significant amounts of it.  Anything over $10 grand is pretty significant for average working individuals.  Most people who end up with significant credit card debt have a tough time paying it off and it can take years to do it.  Some people, it seems, carry the significant debt indefinitely .  Why is paying off credit card debt so difficult?
The Interest Payments
If you have significant credit card debt in the range of $10,000-$20,000, you’re interest payments can easily …

September was a good month for my online income streams.  Not necessarily because of the actual amount of income, but because I got back on the track of earning some nice income and hopefully continuing to grow it over time.
Adsense
I got my Adsense income over $40 for the month of September.  While this is still very low in my opinion, its a great improvement from recent months.  There’s no reason this shouldn’t be at least $100 a month.
Some of the improvements I’ve made to get this number growing again are:

Total …

Women & Finances is a new series written by a 20-something about her financial journey. Her columns will be appearing weekly here at 20smoney.com. You can read her other articles by visiting the Women & Finances category.
At some point in the past few years I tired of the mindless yapping of skeezy radio deejays and their discussions about celebrity gossip and sexual positions. I am now a full-fledged convert to AM talk radio. Not only does it provide news and intellectual stimulation for a stay-at-home mom while …

There’s an old saying that coaches love to utilize when they find their sports team struggling.  It’s called “back to basics.”  To go “back to basics” in your financial life you must return to your first bank, the piggy bank.  The piggy bank could always be counted on.  The piggy bank never got “too big to fail” like all those other banks.  I am proud to say that I still own a piggy bank.  Although, at 24, the brightly colored pig has been replaced with this cooler, oversized, thick martini …

Welcome to the first edition of Web Entrepreneur Network carnival. This is a new carnival aimed at bringing you the best content from a range of web entrepreneurs. Please also check out the main site for the Web Entrepreneur Network.

Kathleen Gaga presents Street Smarts Marketing & Promotions: Information Products; Step one for success posted at Street Smarts Marketing & Promotions, saying, “If you are thinking of developing information products for profit or as a giveaway a quick Google search is step one. You can quickly find out how …

Young workers, typically defined as those from 16 – 24 years of age are suffering historic unemployment levels.  As detailed in a recent article of the New York Post, unemployment among young workers has grown to over 52%, the highest since world war 2.
The most interesting aspect of this scenario isn’t just the unemployment which is awful, but is that we are currently borrowing from this generation’s future to stimulate the economy of today.  Yet, the stimulus is doing a horrendous job of providing job growth for the young workers …