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	<title>Comments on: Some Major Rip-Offs In Life&#8230;</title>
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	<description>Aggressive Yet Responsible Wealth Building For 20-Somethings</description>
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		<title>By: 20smoney</title>
		<link>http://20smoney.com/2009/11/20/some-major-rip-offs-in-life/comment-page-1/#comment-2889</link>
		<dc:creator>20smoney</dc:creator>
		<pubDate>Fri, 20 Nov 2009 19:40:23 +0000</pubDate>
		<guid isPermaLink="false">http://20smoney.com/?p=1150#comment-2889</guid>
		<description>Absolutely!  I&#039;ve already had the &quot;lets not do gifts for eachother&quot; conversation w/ my brother in an attempt to save cash this year.  </description>
		<content:encoded><![CDATA[<p>Absolutely!  I&#039;ve already had the &quot;lets not do gifts for eachother&quot; conversation w/ my brother in an attempt to save cash this year.</p>
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		<title>By: Matt Mc</title>
		<link>http://20smoney.com/2009/11/20/some-major-rip-offs-in-life/comment-page-1/#comment-2888</link>
		<dc:creator>Matt Mc</dc:creator>
		<pubDate>Fri, 20 Nov 2009 19:29:08 +0000</pubDate>
		<guid isPermaLink="false">http://20smoney.com/?p=1150#comment-2888</guid>
		<description>How about holidays?..namely Christmas.  It&#039;s getting closer to that time of the year and many of us are budgeting for the big blow to the wallet.  For the past few years, beginning around November, my wife and I have made a pledge to each other that &quot;this year is going to be different.&quot;  We come up with creative ideas on how to spend less and give more meaningful gifts.  Unfortunately, the plan always falls through.  I think it comes down to expectations.  I know we&#039;d love to give a handmade gift or maybe something created from a group of people that are in need, but then it is almost certain that the relative we gave peanut brittle to would send us a new Blu-ray player and we&#039;re left to feel like a jackass.  I don&#039;t necessarily want to turn this comment into a &quot;let&#039;s put the Christ back in Christmas,&quot; but how wonderful would it be if we invested in time with loved ones instead of electronics for brother/husband or high-end dress shirts for dad?  I have far more fond memories of those great family times than the nintendos/bikes/he-man figurines..ok..the he-man figurines were pretty rad..I received. </description>
		<content:encoded><![CDATA[<p>How about holidays?..namely Christmas.  It&#039;s getting closer to that time of the year and many of us are budgeting for the big blow to the wallet.  For the past few years, beginning around November, my wife and I have made a pledge to each other that &quot;this year is going to be different.&quot;  We come up with creative ideas on how to spend less and give more meaningful gifts.  Unfortunately, the plan always falls through.  I think it comes down to expectations.  I know we&#039;d love to give a handmade gift or maybe something created from a group of people that are in need, but then it is almost certain that the relative we gave peanut brittle to would send us a new Blu-ray player and we&#039;re left to feel like a jackass.  I don&#039;t necessarily want to turn this comment into a &quot;let&#039;s put the Christ back in Christmas,&quot; but how wonderful would it be if we invested in time with loved ones instead of electronics for brother/husband or high-end dress shirts for dad?  I have far more fond memories of those great family times than the nintendos/bikes/he-man figurines..ok..the he-man figurines were pretty rad..I received.</p>
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		<title>By: Daniel</title>
		<link>http://20smoney.com/2009/11/20/some-major-rip-offs-in-life/comment-page-1/#comment-2881</link>
		<dc:creator>Daniel</dc:creator>
		<pubDate>Fri, 20 Nov 2009 12:34:09 +0000</pubDate>
		<guid isPermaLink="false">http://20smoney.com/?p=1150#comment-2881</guid>
		<description>I have to agree with you on the health insurance part. I pay almost $100 a month to get covered, and I get absolutely nothing back. Thankfully, my employer is offering an HMO next year that will slightly lower costs, but would be annoying if I needed it. But barring a serious injury, I shouldn&#039;t have to worry about it. 
 
Why can&#039;t health insurance be like car insurance? Excluding higher premiums for genetic factors.. </description>
		<content:encoded><![CDATA[<p>I have to agree with you on the health insurance part. I pay almost $100 a month to get covered, and I get absolutely nothing back. Thankfully, my employer is offering an HMO next year that will slightly lower costs, but would be annoying if I needed it. But barring a serious injury, I shouldn&#039;t have to worry about it. </p>
<p>Why can&#039;t health insurance be like car insurance? Excluding higher premiums for genetic factors..</p>
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