You’ve probably noticed that I’ve launched a new look here at 20smoney.com – what you probably haven’t noticed is that coupled with the new look will be a range of new features.

If you’re like me, you’re motivated by starting your own business, being your own boss, or creating and managing a portfolio of income streams.  If you’re like me, you spend much of your idle time pondering potential businesses to start or launch.  Furthermore, if you’re like me, you don’t have a bunch of capital sitting idle ready to deploy into a startup, nor do you really want to do so.  The following is a list of characteristics of a business or income stream that I want to either start myself …

What are you spending your energy and time on?  Please select one or more of the following and add any comments you might have:

A job because I’m unemployed
A job because my job sucks
A raise or promotion at my current job
Education
Getting a business off the ground
A second income stream
Better return on my money
Something else
Nothing

Hopefully, you didn’t select #9.
For me, I’m hitting #6 and #7 pretty hard right now, but I’m also working pretty hard at my job working to earn more money through making more sales.
If you chose #5 or #6…
Be …

Refinancing to this lower rate will save me approximately $300/month. If you’re in the same boat, here are some things you should know about the entire refinance process.

I was recently stopped out of a a short position and wanted to increase the short exposure of my portfolio.  You can view my entire portfolio at least up to my last update by clicking here – a new update will come soon.
I believe this summer will bring clear indication of continued struggles in housing with the expired tax credit.  We saw this type of news a few days ago.  As such, I think the homebuilders stocks will take a hit as more people embrace the idea that housing hasn’t …

I just read an article by The Street on how Apple’s (Apple, Inc – AAPL) success has not translated into success for other tech companies.  The title of the article is that Apple is killing the tech sector.  This is truly one of the dumbest articles I’ve read recently.
The author references companies that have suffered as a result of Apple’s success: Nokia, Microsoft, Adobe, RIM & Intel.  So, what?  Here’s an idea: why don’t those companies innovate like Apple?  Maybe they would be able to compete better.  Is this what …

A very fascinating poll released where 5,000 Americans were asked a series of basic economic questions.