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Careers

Economic Survival Of The Fittest: Which Investments & Jobs Will Die and Which Will Survive?

The economy is in shambles. Companies and, in some cases, entire industries are going under. What does this mean for you, your investments, your job, your income? Let’s discuss some of the possible economic areas yet to fall that might be likely. Let’s also discuss the best way to survive and even thrive during this time.

Popularity: 1% [?]

How To Keep Your Job In A Recession

During a time of economic uncertainty and a bear market, there are many things to worry about. Nothing should be as high of a priority as keeping your job. Your income is everything and you must do everything you can to keep it. Here are some tips to ensure you keep your job during a recession.

Popularity: 2% [?]

Career Questions During Your 20s: Is An MBA For Me?

I have asked myself numerous times in the few years since I graduated college whether or not I should get an MBA. I’ve even signed up for a GMAT class and started studying for it. After I quit my job at a large Corporation and joined the family small business, I decided I probably didn’t need an MBA. Now I’m reconsidering, not because I’m planning to re-join Corporate America, but because I want the skills I can gain from the MBA.

Popularity: 3% [?]

When It Becomes Appropriate To Simply Quit Thinking About Things And Just Work

I have been completely obsessed with too many things recently. I try to determine the direction of our stock market in the short term and long term. I try to figure out the direction of our country. I try to find new business ideas so that I can build up a huge business from scratch. I try to find new ways to do my work and make my company better. I stay up at night thinking about this crap. I stare off into space thinking about it instead of listening to the person across the table from me during a meal. It’s time for me to relax.

Popularity: 6% [?]

Where The American Politician And Average American Citizen Stand On The Major Issues

On Free Markets

American Politician: Free markets are important and crucial to the long term economic health of our country; unless, of course, our economy is in a correction as a result of over-leveraging, over-spending, or an unbalance of risk and debt. I would sacrifice the long term health of our economy for a short term increase in jobs, because I realize if people have jobs, I will get re-elected. If more jobs six months from now means a huge increase in debt for future Americans to pay off, a move closer to socialism, or America losing its long term competitive advantage in the global marketplace, so be it.

Average American Citizen: Free markets are fantastic when they allow me to have a job and to buy houses that I wouldn’t normally afford. I also love being able to cash out my equity that I have earned due to a housing bubble so that I can buy more stuff like boats and cars and iPhones. When the housing bubble collapses and I owe more than my house is worth, then I hate free markets and I demand more regulation! Wall St. greed and corruption is at fault for duping me into high levels of debt. I want more regulation from Washington, less pay for CEOs, and money from the government to pay off my debt!

On Taxes

Popularity: 10% [?]

How To Survive The Coming Recession (If It’s Not Here Already)

Recession is coming, if it isn’t here already. The financial bailout simply kept the flow of credit from stopping completely. It really doesn’t do anything to get the consumer to spend more or to get the global economy roaring again. We are slowing down, more jobs will be lost, and consumer spending will decline further. Here are three steps to survive this recession and come out the other side strong!

Popularity: 10% [?]

New 20s Money Series From A New Writer: The Endless Pursuit Of Success

This is the first post in a series from Jason, a new 20smoney writer. Jason is a fellow 20-something with experience on Wall St., day trading, sales and even some entrepreneurial activity. He offers some valuable insight into a variety of pursuits, all from the eyes of a 20-something. His continuing story is both fascinating and a great example of ambition to succeed at a high level. I hope you enjoy learning from his successes, mistakes and overall experiences.

I have known Kevin since middle school and consider him one of my best friends. With regards to finance and business, he has no real education but is one of the smartest people I know and more importantly has been blessed with an incredible writing ability. What does that matter to you? His advice is well based and will absolutely help you if you follow it. For the past several years we have had countless conversations on topics ranging from finance to startups, and I am so pumped he has decided to put it out there for the world to see and learn from.

For these reasons I am truly excited to be a part of 20smoney and really look forward to adding my thoughts. In my column I am going to talk about my journey, my ups and downs (Kevin knows well) and everything in between. I have a feeling most people will relate to me and be able to learn from me.

Popularity: 9% [?]

New 20smoney.com E-Book Released: How To Maximize Your 20s And Start The Pursuit Of Financial Success Today

Well, I decided to compile all the advice and information that I have accumulated and written about into a single, handy-dandy E-Book. This E-Book aims to be a comprehensive resource for 20-somethings with regards to everything having to do with your finances and money. Saving, budgeting, investing, retirement, real estate, and more are all covered in this E-Book. Continue reading to download the book.

Popularity: 17% [?]

How To Make More Money At Your Current Job

Many people struggle with getting promotions and raises in their career, even more struggle to build up a secondary source of income while still working a full time career. What if you could do both in a single effort? What if you could take responsibility that increases your stature and position in your company while at the same time earns you more money? I’m not talking about a raise either. I’m talking about an income stream independent of your salary (which should increase as well).

Popularity: 30% [?]

How To Transition From Employee To Business Owner

I have been hard at work on a couple online businesses that I’m trying to get off the ground. This blog, 20s Money, is one of them, and has been fairly successful. However, it is extremely tough to quit your job and make the jump to business owner. Plus, it’s very risky and stressful. In this post, I will discuss my efforts to transition from an employee to a business owner.

Popularity: 20% [?]

A Lesson To Learn In Your 20s: A Salary Will Not Make You Rich

Many of the recent books I have been reading talk about ways to build wealth. Just about all of them have similar views on salaries: it is near impossible to become rich on a salary. While most people do not learn this lesson until years of determined effort to do just that, it is my hope that myself and other 20-somethings learn this lesson early and shift their focus to other wealth building opportunities.

Popularity: 24% [?]

Can Your 20s Be About More Than Just “Paying Your Dues”?

When it comes to careers, personal finance and building wealth, most people assume your 20-something years are strictly about “paying your dues”. What I want to look at today are some ways to make more out of this decade of your life. I believe there are ways to jump ahead of the curve and begin building wealth in your 20s.

Popularity: 30% [?]

Apply Apple’s Strategies To Your Personal Financial Plan

As readers of this blog know, Apple is my favorite company. I love the products, the vision, the management and the stock. For years, the company has been outperforming through innovation and an incredible strategy. Today, I want to look at two major components of Apple’s strategy and what we should learn from them with regards to our individual financial plans.

Popularity: 34% [?]

20 Must Reads For 20-Somethings

It has been quite the journey over the few months as I’ve reached 100 posts. I have learned a great deal about finance, investing, writing, and blogging! For the 100th post of 20s Money, I have decided to compile the best 20 articles judged by content and popularity for this post. I hope you enjoy.

Popularity: 42% [?]

Profiling 20-Somethings Who Pursue Wealth: The Aspiring Artist

I am a firm believer in learning by examples. Today, I am starting a series called “Profiling 20-Somethings Who Pursue Wealth.” In this series, we will look at numerous real people in their 20s doing various things to get ahead in the road to riches. Hopefully, these examples will help provide some direction in your brainstorming and planning.

Popularity: 21% [?]

Mobile Video Projection: A Salesman’s Dream

I love technology and I love cool gadgets. Today, I found a cool product from 3M that has my mouth watering with regards to my career in sales. Take a look.

Popularity: 29% [?]

What’s Your Ideal Work/Life Balance?

Work/life balance is a concept that gets a great deal of attention these days.  Companies preach about their fantastic work/life balance opportunities when recruiting season rolls around.  I know I fell for it at my first employer.

You should be the one dictating what your work/life balance should look like.  Determine what you want for your life.  Then go get it.

Popularity: 23% [?]

How To Shine At Your Job And Build A Side Business At The Same Time

You’re young. Your career is your focus and your priority. Good, it should be. What about a second stream of income, like I always talk about. Is it possible to build up a side business or a second income stream while focusing and excelling at your main job, your career? Well, if you are creative, motivated and have certain skill sets, I may have a suggestion for you to accomplish both in one task.

Popularity: 23% [?]

How To Travel The World Without Quitting Your Job

I love traveling. At 25 years of age, I have by no means broken any records with my traveling but I have most definitely been blessed with several trips overseas and travels all over the United States including a 10 day trip to Hawaii. Overall, not bad. Not bad, however, is not good enough.

A huge driving factor in most of what I talk about on this blog regarding financial freedom is my desire to travel and to have the means to travel. Furthermore, I talk at length about establishing a form of passive income on this blog. The best part of a passive income is that it is passive. This means that I could have cash flowing in while I’m traveling! What would be better than that?

Well, until you or I get to that point, what about the idea of traveling the world while working a regular job? Is that possible? Well, in my last job, I lived a very close version of this reality. It’s time for me to share my experience and share what I learned in order to potentially help you make this happen in your life.

Popularity: 26% [?]

Why A Second Income Stream Should Be Your Top Priority

In my previous article entitled, “My Four-Pronged Strategy Towards Financial Prosperity,” I talked about a second form of income. I also described this second income stream as passive income. Today, I am going to discuss why this should be the top priority of all 20-somethings looking to build wealth.

Popularity: 22% [?]

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    • I sincerely hope that the big three are allowed to go under, they are not sturctured to survive in todays ...
      jimbo jenkins | 20Nov08 | More
    • Unless you know what stock to buy, when to buy, and why you are buying it, one is doomed to ...
      Small Business Income Center | 19Nov08 | More
    • Do you think if the US Government would force the Big 3 into Chapter 11 and the Federal Bankruptcy Judge ...
      Matt Peer | 18Nov08 | More
    • Then it's time for a new government. Thomas Jefferson once advocated a good revolution every 20 years or so. ...
      Matt Peer | 18Nov08 | More
    • OK, I do stand corrected. I just read an interesting piece in Fortune about Tim Cook, the COO of Apple. ...
      Matt Peer | 18Nov08 | More
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