Business, Headline »

Freelancers: Should You Start A Limited Company?

When you first start a freelance business, there is one important choice you have to make right at the very start. Do you strike out alone as a sole trader or do you form a limited company? There are plenty of implications of making that choice, and we’re going to go through all of them with you today.
So, if you are considering taking the leap to becoming a freelancer, read on. We’ll explain whether a sole trader is your best shot, or, of you should dive in straight away as …

Headline, Personal Finance »

Is Insurance The Best Personal Finance Investment?

When people hear about investing, they often think about spending money to make money. We’ve all seen countless online articles that tell you the best ways to make money from an investment. And, we see many things telling us what the best investments are to make.
But, investing your money doesn’t always mean you do it with the intention of making a profit. For me, there are so many amazing personal finance investments out there that don’t earn you money. However, they will still provide a use for you. These …

Headline, Personal Finance »

Advice For Digging Yourself Out Of A Bad Borrowing Habit

Becoming an adult and learning how to manage your finances can be difficult. You’ll come across various costs you never knew you had to deal with. Keeping up with everything can be exhausting, and it’s not surprising a lot of people end up in debt.
Building up debt is a sign of bad borrowing habits. You may start with one or two loans or credit cards, and before you know it you’ve racked up various debts you have to pay back. It can be very stressful if you don’t know how …

Headline, Personal Finance »

5 Reasons Hiring a Real Estate Agent Is a Smart Financial Choice

We see internet services like Uber and eBay disrupting business models all the time now, but those who think that online real estate tools can save them the trouble of hiring an agent are sorely mistaken.
The fact is that, while online real estate listing tools have their merits, they don’t even begin to substitute a quality real estate agent. Can an app show your home for you? Will it provide advice during tough negotiations? Can it actively call everyone it knows trying to find a home buyer, instead of just …

Headline, Personal Finance »

The Key To Really Impressing Your Clients

In business, the clients and customers are everything. Without them, there would be no business to speak of – and certainly no reason to trade. However, knowing how to keep them happy is something which many people struggle with for many years. If you are keen to learn how to do so, then it must begin by knowing how to impress them off the bat. First impressions account for a great deal. If you are able to impress your clients and customers, then this should prove to be a useful …

Headline, Personal Growth »

Time To Make A Change! How To Switch Careers Without Starting From Scratch

Sometimes you find yourself in a career that just doesn’t seem to fit with who you are. Perhaps it initially seemed perfect but over time you’ve come to realize that it’s just not the job for you. This can be extremely discouraging as it feels like you’re trapped between sticking it out and starting from scratch. Sometimes that can be the case. If you want a complete and total career change, you might have to start afresh completely. But there are also many options that allow you to shift into …

Headline, Personal Finance »

[5 Nov 2016 | Comments Off on How to Save Money on Car Insurance | ]
How to Save Money on Car Insurance

If like most people, you probably want to save on car insurance. Everybody does. We all want as much coverage possible for the lowest amount. Face it, we can only truly appreciate insurance after something bad happens.  Right now, we hope to get comprehensive coverage without having paid for it. Yet, that is not how the game is played. You have to pay for the best now, in order to save money when the worst happens.
The best we can do is find ways to purchase adequate coverage for the least possible …

Headline, Personal Finance »

[4 Nov 2016 | Comments Off on 5 Crucial Mistakes People Make When They Buy Used Vehicles | ]
5 Crucial Mistakes People Make When They Buy Used Vehicles

Buying a used car makes good financial sense for many reasons. Used vehicles are less expensive than brand new ones, but they can be in just as good condition. It can be a way of trying out a new make or model without committing financially to something you might not end up liking. It can also be helpful when buying a second or third family car to avoid extra monthly car payments. Buying a used car can also be risky if you don’t take the proper precautions. Here are five …

Headline, Insurance »

[1 Nov 2016 | Comments Off on Are You Too Young To Get Life Insurance? | ]
Are You Too Young To Get Life Insurance?

If you have reason to believe you’re too young to purchase life insurance, it’s imperative to take a step back and reassess your situation.
It’s easy to believe that you don’t need coverage, but waiting could be one of the biggest financial mistakes you ever make.
I Don’t Have a Family or Many Bills
When you are young, such as in your early 20’s, you may not have a family. Along with this, you may not have many bills.
For this reason, you may think you don’t need a life insurance policy. After all, …

Headline, Personal Finance »

[1 Nov 2016 | Comments Off on Private Agencies Give The Support You Need | ]
Private Agencies Give The Support You Need

Being a single parent can be a challenging task, especially when your ex-partner fails to offer the child support you’re promised. While there’s a court system put in place to help connect you with the money you’re owed, it’s not always as successful as you’d hope it would be. Certain cases that require more time to track down an NCP (Non-Custodial Parent) and obtain their payments need more than the government can offer. A private child support enforcement agency has the necessary time, effort, staff, and funding at their resources …

Headline, Personal Finance »

[28 Oct 2016 | Comments Off on 5 Financial Management Tips You Can Use Today | ]
5 Financial Management Tips You Can Use Today

Let’s face it. Many of us want instant gratification. However, when it comes to managing your personal finances, it can be difficult to stay on track when many financial management strategies require you to work overtime toward a larger goal. Without seeing any immediate progress, it can be hard to see if the strategies you have in place are actually working and even harder to stay motivated without seeing much progress.
The good news is that there are many financial management strategies that you can start implementing today to make progress …

Headline, Personal Finance »

[28 Oct 2016 | Comments Off on Paving a Promising Path: Valuable Money Strategies for Today’s Young Adults | ]
Paving a Promising Path: Valuable Money Strategies for Today’s Young Adults

Most young people tend to be less than careful with their money. They will often buy on a whim and worry about how to pay for something later. That type of behavior will cost a lot of money over a person’s lifetime. Here are some ideas for being more frugal.
Saving money
You can save money by reducing expenditure. Sit down and make a note of where your money goes each month. Some bills, like rent and utilities, are unavoidable, but you will almost certainly find other expenditure that could be reduced …

Business, Headline »

[28 Oct 2016 | Comments Off on The Wheels for Business Success: What Does Your Car Say About You? | ]
The Wheels for Business Success: What Does Your Car Say About You?

When you think about how to be successful in the business world, you may consider sharpening your work wardrobe, putting in some over time, or contributing more in meetings. However, it may be surprising to find out that your car could be crucial, too.
It is estimated that up to 65% of our communication is non-verbal, with those around us receiving messages about our posture, dress and tone of voice. Similarly, the car you drive can also portray a powerful image.
The car you own could be key to sealing a business …

Business, Headline »

[28 Oct 2016 | Comments Off on Going Their Separate Ways: Why the DS and the Citroen Brands are Splitting | ]
Going Their Separate Ways: Why the DS and the Citroen Brands are Splitting

When it was first announced that Citroen and its increasingly popular DS brand would go their separate ways back in 2014, it is fair to say that a few customers were left scratching their heads. After all, it is unusual for a parent company to sever ties with one of its brands, particularly one that has enjoyed genuine commercial success among consumers.
If you delve beneath the headline news, however, there are several good reasons for these two brands becoming separate entities. It is also important to note that the impact …

Business, Headline »

[28 Oct 2016 | Comments Off on 5 Challenges You Will Face Starting up as a Mobile Mechanic | ]
5 Challenges You Will Face Starting up as a Mobile Mechanic

Those aiming to start a career as a mobile mechanic will face a number of challenges. Many of these will be the same that anyone making an independent business venture will face, but others are a bit more idiosyncratic. Luckily they can all be navigated so long as you’re prepared.
Equipment
There’s a lot of specialist equipment a mechanic might need but fortunately you can get it all from specialists like SGS. Buying everything can be more financial strain than a start-up can bear. One way to mitigate costs is to begin …

Headline, Personal Finance »

[26 Oct 2016 | Comments Off on More Ways to Save as a Graduate Student | ]
More Ways to Save as a Graduate Student

In the previous part, we’ve talked about how much a master’s degree would cost. There are a lot of factors that may influence the cost of getting that master’s degree you have always wanted to pursue, including the length of the program and the degree you’re taking.
While there are straightforward ways to save on your master’s degree, such as choosing an online MBA degree instead of attending offline classes, it is also easy to save on other expenses as a graduate student. These next saving tips will help you lower …

Headline, Investing »

[26 Oct 2016 | Comments Off on Define your Goals in Order to The Right Overseas Property Investments | ]
Define your Goals in Order to The Right Overseas Property Investments

If you are interested in building any sort of property portfolio, especially one that includes acquiring homes that outside of your usual country of residence, it is absolutely essential that you define your goals beforehand.
If you are searching for luxury property in France for example, it may be that you are a lifestyle investor and primarily want to acquire some outstanding homes in a great location, whereas buying specifically for an investment return, will often mean you are seeking a different type of property and location.
Both types of investment can …

Careers, Headline »

[20 Oct 2016 | Comments Off on How Much Does a Masters Degree Really Cost? | ]
How Much Does a Masters Degree Really Cost?

A master’s degree is a higher form of education that will distinguish you from other job candidates who are looking for the best paying jobs. Investing in this education will give you more specialized skills and allow you to enter more exciting careers. For example, you can enroll in RN to MSN programs, or you can even go the more flexible route and get your masters of science in nursing online from the University of Arizona if you want to enter the medical field. Or you can instead invest in …

Business, Headline »

[18 Oct 2016 | Comments Off on Excellent Leadership Begins with These Three Mindsets | ]
Excellent Leadership Begins with These Three Mindsets

We’ve all seen what happens to a team when they lack effective leadership. Morale goes down. Team members get careless and, where there was once precision, sloppy mistakes are made. Often, minor differences between team members result in disagreements, and team members no longer feel like they matter. To prevent this from happening to your team, cultivate the following leadership mindsets that will make you and your team stand out above the rest.
Focus on the Big Picture
Successful leaders know that their job is important and that they make a difference …

Headline, Personal Finance »

[18 Oct 2016 | Comments Off on Why you should consider PPI | ]
Why you should consider PPI

Income protection insurance can protect up to approximately 70% of your gross salary whether you choose short or long term protection if you are disabled because of an accident or illness. If you have short-term PPI unemployment coverage can be included so that you are covered in the event to you are laid off from your job.
We always make sure our cars and home are covered however we never think about protecting our main source of income, our jobs. Taking into consideration the level of government support that is available …