This guest article was written by Adrienne Carlson, who regularly writes on the topic of executive mba programs. Adrienne welcomes your comments and questions at her email address: adrienne.carlson1@gmail.com
It’s risky business indeed, when you want to put your hard earned money into the stock market. What with all the ups and mostly downs that are going through this industry right now, you’re right to be wary of stocks and funds, especially if you’re a newcomer and just testing the waters. Stocks and bonds are good investment options, if you know …

I just read another Yahoo Finance article that gave the same repetitive lesson on investing: diversify, diversify, diversify.  As far as I’m concerned, you have two options in investing.
The first option is diversification; however, not diversification how most recommend which is buying a bunch of different stocks in a bunch of different industries. Why spend so much effort on simply trying to match overall market returns? If this investment approach appeals to you, achieve diversification by simply buying an S&P Index Fund and that’s it. Continue …