Since early in 2009, I’ve held 100 shares of Philip Morris Int’l (PM). Early in 2010, I decided to start playing with options to supplement the dividend income that PM was generating. This post details these moves.

With the Gulf oil spill continuing to dominate the talk of Americans, most of the blame has been put on BP.  Public blame could easily be put on Transocean (RIG) as well since they owned the rig that exploded back in April and led to this catastrophe. The way these things usually work out it seems is to focus on one culprit and attempt to kill off such an enemy.  This is definitely how this is playing out since we constantly hear about BP, the BP CEO, etc. rather than …

I would guess that 99.9% of investors cheer a stock market rally. After all, we’re getting wealthier! Is this really the best situation? What if you’re 25 years old and are planning to hold stocks for 40 years? I would make the argument that you want stocks to go lower. Why? Because you’re in an accumulation phase.
No matter if you’re a 401(k) investor or an individual investor, if you’re looking at long term investing, there are two phases. Accumulation and Selling. During …

The market continues to trade in the mid 12,000 range with fluctuations just above and just below being the norm. Without a clear direction for the market, where are investors to look for gains on their money? Dividends might be the answer to that question.

In my previous post, The 20s Money Retirement Plan, we talked about the goal of having a portfolio that pays $260,000 a year in dividends during retirement. 35 years from now, $260,000 a year would be the estimated equivalent of $100,000 a year today (due to inflation).
Today, I want to look at some possible scenarios that would let the average investor reach that goal in 35 years. Are you ready to take the 35 Year Challenge? If so, read on.

We have had a recent rally in the stock market off the lows of the year and it seems, all “experts” say the U.S. is not headed for a recession. However, just because the stocks are up does not mean the average consumers are feeling any better about the economic conditions that they are feeling in their lives. Let’s look at the possible reasons for and consequences of a weak U.S. consumer.

While this website has been online for only a short period of time, it is time to make a couple statements regarding the purpose of 20s Money. We are not a website dedicated to just opinions on stocks (there are plenty of those out there, and most can do it better than us) and neither are we experts on remortgages. We are a website dedicated to helping people in their 20s become the investor they need to be to achieve their financial goals.
With that said, it is time …