There has been a good bit of debate over the Social Security program in recent years. Bush made an unsuccessful attempt to reform a few years back. Whether you are a Bush fan or hate him, my opinion is, at least Bush is trying to do something to fix the program.

My cynical view of our political system was completely reinforced when Bush, while delivering a State of the Union address several years ago, referred to the unsuccessful passing of his social security reform. The entire left side of the chamber stood up and cheered. At first I dismissed it as the usual left vs right nonsense; however, then I thought about it some more. After further review, I realized that an entire group of politicians (some of the biggest names in the game) just stood up and cheered the fact that nothing was done to fix a HUGE problem.

As an American in your 20s, you need to understand the Social Security system. You need to understand how the system is going to fail you. Why? Because you have a vote that might influence policy in this country, and you have a retirement that you must provide for, by yourself.

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