We have been moving up and down recently between the 11,000 mark and the 12,000 mark. The fall in commodities, namely energy, has really fueled the recent rally. But the last two days have been ugly for the market with much of the rally fizzling. Where is this going? When will we enter a new bull market?

Well, the stock market continues to move up and down in the low to mid 11,000 range (DOW). Economic conditions still remain weak, however, the decline in oil and other commodities has definitely helped boost stocks in recent days. I’m still fairly pessimistic regarding stocks and the economy. Time will tell if I’m right.

It is hard to watch the news these days without hearing about excessive oil prices. It’s also difficult to listen to the oil crisis rhetoric without hearing somebody blame it on the NYMEX traders who speculate on the price of crude oil. Before you can make your own opinion, it’s important to understand why the price of oil is determined through such a mechanism. After we fully understand this, let’s compare oil to another commodity which may be priced in a similar fashion in the future: water.

How do you plan to make money during bear markets? I have been writing recently about how the near term future has numerous head winds which should be damaging to equity prices. It seems the market has been agreeing with me over the last weeks. What are you doing to beat the market and make money when the market is getting slaughtered?

At 20s Money, my goal is not to prove to you how good of an investor I am. There are better investors out there. My goal is to be transparent about my own investment decisions and help you learn from my successes and mistakes. With that said, it is time to reveal my complete portfolio to you. You can see my positions and the weight of each one in my overall portfolio.

It has been a rough week for Veolia Environment (VE). The stock, along with many European stocks, has been hit hard, down over 17% since last Friday. As I mentioned in my post about building a water position, VE and other water stocks are a potential long term play that has my interest.

How would you like to go back in time and buy oil when it was trading at $40 a barrel? Or even lower? Some investors are kicking themselves by missing out on the huge run in oil prices over recent years. You may have an opportunity to get in early on a commodity that is even more important to our future than oil: water.
News surrounding a global water shortage has been increasing in intensity. This article is not here to make a case for a water …

While this website has been online for only a short period of time, it is time to make a couple statements regarding the purpose of 20s Money. We are not a website dedicated to just opinions on stocks (there are plenty of those out there, and most can do it better than us) and neither are we experts on remortgages. We are a website dedicated to helping people in their 20s become the investor they need to be to achieve their financial goals.
With that said, it is time …