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Headline, Personal Finance »

Savvy saving for young professionals

Whether you’ve just landed your first proper job or have been working away at your chosen career for a few years, making sure that you put a bit of money away at the end of each month is just as important in your twenties as at any other time in your life.
In fact, workers in their twenties have more to save for than most other demographics, with holidays, children, and property to plan for.
To help the UK understand exactly where their hard-earned cash is going, MYJAR have created a handy infographic showing Britain’s top ten saving goals with holidays coming in a firm …

Headline, Real Estate »

The ‘Cooling Off’ Period – What You Need to Know

So you’ve found the perfect property through a listing with a company like RealestateVIEW.com.au, and have signed on the dotted line. You’re looking for a good lawyer such as Mahons.com.au in Melbourne or Caputolawyers.com.au in Sydney, and then you’re told your cooling off period will be void if you seek advice from a lawyer. So what is a “cooling off period” and what are the rights of the purchaser?
Cooling Off period: The exclusions
Generally speaking, a purchaser of real estate in Victoria has three days to “cool off” before the contract …

Forex, Headline, Investing »

The Mysterious Forex Industry and its Online Scammers.

There are many misconceptions floating around the life of a Forex trader and scammers are only too eager to take advantage of this. The belief that successful trading is easy, that money rolls in by the millions, and there is little risk to the investor are all misunderstandings of the industry which the less honorable utilize in various ways.
Any foreign exchange trading firm, such as Thinkforex.com.au, will be honest in their figures and not provide guarantees when it comes to your money. Similarly, trustworthy financial advisers can help in …

Consumer, Headline »

What You Can Expect as a High Risk Merchant

You are considered to be a high risk merchant if your business falls within any of the following categories:adult products or services alcohol, tobacco, legalized drugs (such as Cannabis), or firearms bankruptcy attorneys check cashing, payday, and title loans collection agencies and commercial debt collectors repossession companies private investigator online-only or 1-800 companies Because these types of industries often produce a large volume of sales and fast revenue, statistically they also result in a significant amount of credit card disputes – including accusations of fraud, and bank-issued chargebacks and refunds. For a merchant account provider, this means that …

Headline, Personal Finance »

Five reasons why payday lenders provide a viable and worthwhile service

William John is an on- and offline financial buff and freelance journalist who produces editorials and advice articles for some of the UK’s most authoritative websites.   
The payday lenders have more vitriol spouted at them on a daily basis than most of us would be able to bear. In some instances of course this is completely justified, but there are some cases when it feels just a little bit disproportionate.
Payday lenders, as is the case with many businesses, appeared out of necessity. The banks led us on a path to economic …

Business, Headline »

Building a small business team is like building a sports team

During the NBA and NFL drafts, teams analyze their entire roster, look at rough spots from the previous year and attempt to build a team that can bring home the world championship trophy.
The perfect team can bring a stellar record, but that doesn’t always mean stacking your team with superstars. While that can be effective, having role players can make a world’s worth of difference. (If you watched this year’s NBA Finals, you likely saw how San Antonio Spurs toppled the Miami Heat using role players instead of superstars.)
The same …

Business, Headline »

Online Store Software Changes the Way You Run Your Online Business

Running an online business might sound like a simple idea in practice. Once you learn a little more about how to get people to make purchases through your site, you might find that it takes more work than you expected. You can’t expect to simply launch a site and sit back as the money comes to your account. Some of the biggest businesses in the world hire people just to run their sites and make sales. Whether you have a new online shopping site or an existing site, you can …