When it comes to your money, one of the hardest things can be to just stay the course.  Doing the little things right for a prolonged period of time can be difficult.  Some, including myself at times, tend to neglect the day-to-day pursuit of financial responsibility while keeping an eye on a “home run”.  Let me use my own example to illustrate.
I have lots of aspects of my monthly financial pursuit.  Obviously, all the obligations, bills, mortgage, etc. need to be taken care of.  Then, I have a number of …

I have a new product being developed.  I am looking to sell this myself to small businesses, but am considering building a network of additional sales people or “affiliates” to help sell it.
The product is going to be a subscription based product that will be very affordable and very unique and easily sellable to businesses.  As such, if you make a sale, you get an income stream, not a one-time commission.
If you’re comfortable calling up small businesses around your town and want to …

Finding what you’re good at can take a while.  For us 20-somethings, it probably takes a few years of working to truly grasp what you’re good at.  If you have no idea, then you should start paying attention to your job, your experiences, your skills and feedback from others.  Finding what you’re good at is an important step in your career, in business and in life in general.
Finding what you’re good can help you be more successful.  By being good at something, you can increase your earning power, you can …

Starting your own business is tough in any environment at any age.  For us young folks, it’s even more difficult.  Nearly impossible.
The way I see it, there are really only two ways you successfully launch your own business while you’re young:

By having special connections (often family)
By starting the business “on the side” without quitting your job

See, successfully starting your own business typically requires a range of experiences and skills and usually a decent chunk of startup capital.  As a young person, you probably lack both.
Therefore, you’re left with two options. …

To find more money to save, Murray turns her free time into extra cash. After work and on weekends, she writes freelance articles on career advice, retools résumés and even does event planning. This work she enjoys can add up to $25,000 a year in extra income.

As I’ve talked about at length here on this blog, launching an online income stream, especially when it is content driven, is a very challenging process.  Almost always, the entrepreneur hits a wall and usually quits.  Having a partner can make this process much easier to get off the ground.
Currently, I’m involved in a partnership with two other individuals (group of 3) in launching a new website.  More details to come on this new venture.  But for now, I’d like to comment further on the pros and cons of pursuing …

I recently completed a few days vacation at Siesta Key beach in Florida – recognized as one of the world’s best beaches (hopefully the oil stays away).  Each time I take a few days off and spend it relaxing on the white sandy beaches of Florida, the idea of completely escaping the rat race pops into my mind.  I start to ask myself the following questions:

What would it take to achieve full income/financial freedom?
How much money do I need to make online to work from anywhere?
Can I accomplish this with …

I’ve decided to map out what the various stages of financial growth might look like.  Most of us fall into one of the stages as shown below, at least a version of one of the stages.
Stage 1: Square One
The first stage can be depicted by either one of the following two charts.   Each chart shows someone who spends everything they earn.  The chart on the top shows someone who spends more than what they earn by borrowing the extra funds needed for his or her lifestyle.
To explain the charts further, …