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[19 Nov 2014 | Comments Off on Explaining types of insurance | ]
Explaining types of insurance

There are numerous insurance products on the market today, and even though not all of them are needed by everyone, it is easy for you to find one that is suited to your needs. The following is an outline of the main types:
Life insurance
Life insurance is a type of cover that helps protect those who depend on your pay check. For example, in the event that you die prematurely, it will provide them with an income to replace yours (unless they can live comfortably without it), and can also cover …

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[24 Aug 2014 | Comments Off on Factors Affecting Your Car Insurance Rates | ]
Factors Affecting Your Car Insurance Rates

Car insurance is a variable cost that depends on various factors often pertaining to where you are in life. If you are younger you are most likely going to be paying higher premiums due to your perceived risk factor. A younger person also would not have much of a credit history built up which could normally allow for better rates as well. One benefit younger people may have is that on a whole, their insurance may actually cost less only based on price itself due to insuring an automobile that …

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[22 Aug 2014 | Comments Off on An Insurance Policy Every Homeowner Should Have | ]
An Insurance Policy Every Homeowner Should Have

If you have a mortgage, you need to give consideration to having mortgage protection insurance. This type of insurance can be beneficial to anyone paying on a mortgage as well as family members that are living in your home. Protection in the case of deathYou may already have life insurance, and for anyone with a family, this is a good type of insurance to have. However, life insurance pays a lump sum to the beneficiary. With mortgage protection, the balance of the mortgage is automatically paid off in the event of …

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[27 Dec 2013 | Comments Off on Insurance, your Future is at Stake | ]
Insurance, your Future is at Stake

Never take a chance by skimping on insurance.  Yes, everyone wants to save money, but remember that the point of insurance is to transfer a financial risk that you cannot afford yourself to an insurance company.  Without having formal insurance, you are self-insuring – meaning that you intend to pay out of your own pocket should a financial disaster occur such as serious sickness or the loss of your home.
For example, some renters don’t own a renter’s insurance policy.  This covers the loss of any personal property (the landlord’s insurance …

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[18 Dec 2013 | Comments Off on Six Scenarios Where Buying Insurance Is A Must | ]
Six Scenarios Where Buying Insurance Is A Must

There are some seven billion people on the planet, and it’s safe to say that for each of them, life represents something different. One thing, though, is universally certain: Life is unpredictable. While the vagaries of existence usually don’t veer into emergency territory, there are those times when they do. When that happens, the gambler who skated by without ever giving a thought to insurance may find himself or herself very sad indeed. The following scenarios represent just six of the many situations for which insurance is an absolute necessity.
1). …

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[25 Nov 2013 | Comments Off on Why Insurance is the Smart Financial Move | ]
Why Insurance is the Smart Financial Move

Life is incredibly unpredictable, and this can be both a good and bad thing. Circumstances can change in the blink of an eye, and for when this happens in a negative way it can really change your lifestyle and outlook on life. Situations occur which will take time to come to grips with and to recover from, and to make sure that this process happens as quickly as possible it is important to make sure that you are sufficiently covered. Insurance means that you will be properly protected if something …

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[25 Nov 2013 | Comments Off on Getting The Right Car Insurance | ]
Getting The Right Car Insurance

Getting The Right Car Insurance 
Having car insurance is a legal requirement. It is not like housing insurance or other forms of insurance, whereby you are gambling a little by not having it. There are three different types of car insurance policies, and ironically the best and most comprehensive policy is sometimes the cheapest on offer. To drive a car you at least need the most basic type of insurance which is third-party insurance. The only exception is when you officially register your car as off-road, with a Statutory Off-Road Notification.
Third-Party …

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[25 Nov 2013 | Comments Off on Considering IVF? You’d Better Have Private Health Insurance | ]
Considering IVF? You’d Better Have Private Health Insurance

Of late, more and more media outlets in Australia have commented on the country’s booming in-vitro fertilization (IVF) business. An increasing number of couples is seeking such infertility treatments in order to bring children into the world, while, at the same time, the cost of IVF procedures continues to rise. At the same time, a recent investigation ran in Fairfax has revealed that private equity funds stand to gain a lot from this segment of the market. Since costs are on the rise, couples are turning to loans and re-mortgages, …