Susan Lyon is a financial analyst with InvestingNerd, a financial literacy site dedicated to empowering investors by providing unbiased and transparent access to information.
When it comes to personal finance, Americans are still in the dark – a new study by InvestingNerd shows the same remains true for online investing in particular.
InvestingNerd surveyed more than 800 American adults aged 18 and older, asking each respondent several questions about online brokerage accounts, stock trading costs, and 401(k) planning.  The results shed new light on the current state of affairs when it comes …

Your age, income, and lifestyle should have big impacts on the kind of investments that you choose. Use this guide to learn more about choosing the right investment for your situation.
 
Stocks: Risky With a Chance of Greater Wealth
If you are young, it makes sense to put a lot of your investment money in stocks. Stocks go up and down every day. That means you have no guarantees. A stock that earns a lot of money today could crash tomorrow, leaving you with nothing.
This volatility can devastate investors close to retirement. …

Market capitalization includes different money management divisions with stock size and styles. For example, the size can include small cap value, mid cap value and large cap value, while the style can feature small cap growth, mid cap growth and large cap growth.
There are no concrete values that define the difference between small cap and large cap. Instead of using dollar amounts, the cut off values are designed based upon the percentile. Using the percentile model, better valuation in the terms of dollar can also be given since factors like …

Considering Gold Bullion for Future Investments
With the current economy carrying on its rollercoaster of unpredictability, great deals of investors are seriously considering where a safe sector to place their money is. This predicament is especially challenging for novice investors that lack vital knowledge, and who would usually venture down the property route for the best financial gain. Although financial gurus are claiming that the recessions is over, the property market remains as volatile and unpredictable as ever, making investors look to alternatives, one of which is gold bullion.
Is Gold Bullion Right …

Six Tips for Climbing the Nonprofit Ladder
 
With over 100,000 people checking the job listings at Idealist.org daily, it is obvious that competition in the nonprofit space is fierce. A growing number of people are disillusioned with corporate structure and want to do something that makes a difference. This often translates into a move to a nonprofit job. With an estimated 43 percent of organizations opening positions in the next year, there is definitely work to be had, but many people start in internships or entry-level positions. How do you move …

Value and growth make up the two main branches of fundamental investing. While growth investors will pay a premium for future cash flow, value investors look to buy with a margin of safety between the price and the intrinsic value of the company.

Despite being relatively easy to invest into, beginner investors are frequently overwhelmed by the seemingly endless investment options for gold. If you’ve been thinking about investing in gold but aren’t sure exactly where to start, the good news is that gold is one of the easiest investments to make successfully.

There are certainly some upsides to binary options trading like no commission fees, access to major markets…
However, it does violate one of trading’s cardinal wisdom: reward has to be greater than the risk.