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Articles in the Personal Finance Category

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Tips to Help You Plan Financially for Retirement

There are many situations where retirement just sort of happens. If you live long enough, you will reach a point where you leave your career, choose another less intense type of work or completely stop working for a living. In the past, companies would provide pension plans as part of their compensation packages, which allowed employees to receive a portion of their annual salary to live off of for the remainder of their lives. Additionally, Social Security benefits would be enough to cover the cost of living, which meant that …

Headline, Personal Finance »

How Your Facebook Friends Can Sink Your Future Finances

You might want to think twice before you click “accept” when your next friendship request rolls in. Facebook has been linked to all sorts of dastardly deeds, like manipulating your feed to see if it affects your mood, and now the social media giant is getting into your personal finances. Earlier this year, they rolled out the ability to send money to your friends, but soon, your friend list could determine whether you qualify for a loan or not.
Facebook will Judge You by the Company You Keep
It’s always been said …

Headline, Personal Finance »

3 Ways to Get Out of a Financial Crunch

An essential part of having a good life is making sure you make enough money to pay your bills and live within your means. Although this type of life would be ideal, for most people it is not the case at all. For some people, being able to find the money to meet their bills is a struggle. The last thing you want to do is not be able to make your bills due to the fallout that can occur. The following are a few ways you can use when …

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Common Questions about U.S. Entry Waivers

If you are in Canada and want to travel to the United States, but have a criminal record, then you will have to acquire a US waiver application. However, there are still quite a few questions surrounding these applications and getting the answers can help you determine if you will qualify for this specific entry method.
Is entry into the U.S. impossible due to a criminal record?
This is factual. Unless the person is actually a US citizen, has status as a Native Indian or if they have received an advanced type of …

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How To Get Your New Business Off The Ground

Once you’ve opened your small business, you likely experience a feeling of intense excitement and satisfaction. At the same time, you probably start thinking about ways that you can ensure that your company gets off to a great start and then remains on the path to perpetual growth. If you’re interested in ensuring that your new business gets off the ground with excellence and expedience, the following strategies can be of great use to you:
1. Get Great Printing Products.
One of the best ways to get your new business off the …

Debt, Headline, Personal Finance »

The Ways Creditors Can Collect on Judgements

If you have had a judgement entered against you, you will become known as the judgement debtor, and the creditor becomes known as the judgement creditor.  Once a creditor has received a court judgement, they are entitled to reclaim money owed to them in more ways than they could before the judgement was awarded. If you have found yourself in this situation, below are a few of the ways that a judgement enforcement receiver, such as FedReceiver, will be able to reclaim what is owed.
Property Lien
A popular way for a …

Headline, Personal Finance »

Twenty Somethings Should Start to Save Now

If you are just starting out on your career you have the chance to plan your financial future and your age is an extremely important factor in that planning. Even if you have a student loan to pay back you should have the scope to think about saving and taking control of your finances. You can work out for yourself what figure you will have by saving $50 or $100 a month for 10 years at different growth rates. If you are not very good at figures get someone to …

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6 Types of Loan You Need to Understand

Loans can be great safety nets when you’re in trouble. Or they can allow you to do things that you wouldn’t otherwise have been able to do. But there are so many different types of loan out there, and it can be hard to know what each one is for and what the pros and cons of them are. Below you’ll find that information for 6 of the types of loan you need to understand.
Personal Loans
Personal loans are one of the most common forms of loan that people tend to …