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Articles in the Personal Finance Category

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Becoming financially independent is a difficult task. Learning the value of money, controlling impulse spending, living frugally after evaluating expenses, eliminating any debt and growing net worth are all difficult aims to achieve. One of the ways to do this is by using the correct payment methods when you are purchasing items.
In this day and age of technology, there has been a huge increase in the different types of payment methods that are available. With the growth of e-wallets it has become easier than ever to spend money both online …

Gold, Headline, Personal Finance »

Protect your Portfolio against Inflation Using Gold and Silver Bullion

In times of geopolitical instability, it pays to diversify one’s portfolio with investments that can hold up despite the pressure. To this end, many investors are following the lead of entire nations and are placing more emphasis on precious metals.  Gold and silver bullion bring a stability of value that cannot be matched by other options. Today’s governments use fiat money, printed paper currency that has no raw value. It should come as no surprise, then, that governments have printed excessively in the last few decades, which has in turn …

Headline, Personal Finance »

How to Achieve Financial Freedom

Achieving financial freedom is something that everyone strives for, but not everyone is successful with. It’s not difficult, but you need to understand a few simple concepts that will help you put your finances in order. It makes no difference how old you are; you can start controlling your finances at a young age or you can be up there in years and only beginning to take these steps now. But whenever you begin organizing your money, you will be able to get out from under your debt and enjoy …

Headline, Personal Finance »

Tax Refund Myths

You may think that you know enough about federal income tax, but there is so much misinformation about taxes that you probably have at least a few wrong ideas. Many people, for instance, don’t really know what percentage of their incomes they contribute. Plenty blame President Obama for high taxes when they probably paid similar, if not higher, rates while President Bush held office. For example, the tax rate for a person earning $100,000 per year was 21.5 percent in 2012, at the beginning of Obama’s second term. The rate …

Headline, Personal Finance »

Be Prepared – Get a Line of Credit

Barring superheroes with the ability to see far into the future, no one can predict when a car might break down, when a fridge will require repairs, or when a cold will turn into the flu and require and a round of antibiotics. If you, like the rest of the world, are waiting on your superpowers to kick in, you might not be able to foresee when extra cash will be needed to cover sudden expenses; but you can get through your financially fraught times with a line of credit. …

Headline, Personal Finance »

Review of Ultimate4Trading

In this article, we’re going to review Ultimate4Trading’s algorithm for financial trading. The company offers downloadable software to perform Binary options trading.
Firstly, as with any trading system, it’s important to take into account how exactly it’s used and whether it will be a benefit to you. The Ultimate4Trading strategy is binary options trading. This means that instead of trading in gold bullion for example, you trade on whether the price of Gold will go up or down. This means that the value of your stock won’t be locked into the …

Headline, Personal Finance »

Do Credit Repair Services Actually Work?

If your credit score is suffering, you’ll do practically anything to repair it. However, there are all sorts of scams out there that claim to improve your score. How are you supposed to know the difference? When you come across credit repair services on the internet, it’s not easy to know whether you’re looking at something legitimate.
Of course, credit repair services cost money as well, so you have to question whether they’re even worth it. Is it such a big deal to have a poor credit score? Well, we’re going …

Headline, Personal Finance »

It’s never too late to save

For many of you, this post and even this site may be surfacing too late for you to fix your 20’s, but that doesn’t mean that you can’t benefit from what you read here. I’ve said before that it seems that most people, no matter what age, treat income like a burnable resource that seems to be perpetually replenished and this just isn’t true. For those who have decided to put aside a small pension pot or savings accounts that’s brilliant, but is that really going to be enough to …