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Articles in the Personal Finance Category

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The Importance of Having an Emergency Fund

It can happen at any time, something unexpected comes your way such as an illness or a job loss. If you are prepared and have set aside funds for this very purpose, you can get through the rough patch pretty easily. However, if you are like nearly 60 percent of the population per a recent study conducted, you don’t have it. Fortunately, if you find yourself in this very predicament there are ways to come up with the money for the immediate situation and then save to avoid this scenario …

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Ways to Feel More in Control of Your Finances

If you feel controlled by your finances, life can seem like a continuous battle. The reality is, we all need a certain amount of money to survive, but there are things you can do to feel more liberated. Take a look at the tips below and try to incorporate them into your life for more financial freedom:
Consolidate your debt
Are you continuously worrying about how much money you owe? If so, you might want to think about credit card consolidation, as this will help you to take stock of your debt. By …

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Three Ways You Can Make Your Financial Life Much Easier

Money isn’t everything in life, but it can certainly make things easier. It allows you to live more comfortably, save more easily and also treat yourself to the odd luxury which can make all of your hard work feel worth it. But a better job or promotion might be years off or out of reach entirely, so what can you do to make your finances that bit easier? Here are a few ideas to consider.
Create a Budget
First things first, a good budget is essential for any household. You need to …

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Real Estate is About More Than Just Buying and Selling Homes

When most people think of a real estate agent, they naturally focus on the buying and selling of homes. It seems that other components of the process, from appraisal to property management, are often forgotten. There are a wide array of possibilities available to real estate professionals in terms of earning an income. Much of this requires extensive education and licensing, but the rewards are well worth it. Real estate professionals want to be knowledgeable in all areas of their field, so it is important to move beyond just knowing …

Headline, Personal Finance, Personal Growth »

Personal Finance Habits to Start When You Become an Adult

As soon as you become an adult, it is important to take your personal finances seriously. If you do damage to your credit at a young age, this can wreak havoc on your financial life as you get older. It also takes a lot of time and effort to get your credit back to a strong number. There are tips that you can utilize, such as those from Don Gayhardt, that will help to ensure that you start off right so that your personal finances are always in order.
Get an …

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Mortgage Refinance: A Good or Bad Move

Deciding whether you will refinance your current home loan or stick with your existing loan is indeed a difficult question but definitely worth answering. In this article, we will help you weigh your options to eventually help you come up with the best option for you and your family.
Having a premium variable home loan that you’ve been paying for years will eventually make you think if you need to start looking at switching loans whether with your current lender or a new lender with a better rate.
Refinancing is starting to …

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How to Save While Driving Your Car

Here in the United States, we love driving and we love our cars. But despite the love affair that Americans have with the automobile, cars aren’t cheap. Aside from the monthly payments that most drivers must make until either their lease expires or their car is completely paid off, there’s the likes of annual registration renewals, gas, mileage calculators and cars with the best mileage, insurance, parking fees and maintenance that must be considered. Yeah, cars are great – but they’re a bit of a money pit too. Here’s a …

Headline, Personal Finance, Real Estate »

Easy Home Owner’s Guide For Selling House

If you are moving to a new home because your family members have increased due to additions in the family or you simply want to upgrade your living standards you will have to look to sell your house. If I were to sell my house then I would definitely want the best value for it, and surely that is also the case with you. There are some things that you should bear in mind that the prospective buyers will look for in your house.
Invest in repairs and refurbishing
It is not …