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Mortgage Tips

If you have finally gathered enough money to make a down payment on a house, you will need to start shopping around for a mortgage. You will find that the interest rates offered by lenders will tend to vary greatly. This is why you need to do research in order to find the lowest interest rate available in your area. Finding a low rate can save you literally thousands of dollars during the time you are paying off the mortgage. Here are some tips you can use to find a …

Credit, Headline, Personal Finance »

Understanding How to Build Credit

A friend recently told me he couldn’t make sense out of his credit. I asked why, and he told me he had just recently paid off a $13,500 credit card balance only to watch his credit score drop a few points. My friend was convinced it was impossible to understand how building credit works. “Shouldn’t paying off my debt mean I look better to lenders?” He grumbled.
Yes and no. Truth be told, there’s more to credit reports and credit scores than simply showing an ability to pay your debts on time. Normal folks with …

Headline, Personal Finance »

Loans checklist

Things to bear in mind when looking for a loan
If you’re thinking about getting a loan, it pays to have some kind of loans checklist in place so you know how to go about it. There are quite a few elements to think about when you’re looking for a loan, regardless of whether you want small loans, bad credit loans or even a home loan.
Secured loans or unsecured loans?
This is perhaps the first thing you should think about. A secured loan is attached to something of value, usually your home. …

Headline, Personal Finance, Real Estate »

First-Time Home Buyers

Current real estate trends show that property sales are on the rise, and many first-time home buyers are actively looking for that perfect house to call home. Interest rates remain at an all-time low, and new buyers are taking advantage of them in record numbers.
According to real estate market studies and trends, overall sales are up at least two percent since 2013. Real estate statistics also show that 30 percent of those sales belong to first-time home buyers who are eager to get into a place they can call their …

Headline, Personal Finance »

Three Financial Truths you need to Know Now

Your financial health directly impacts your quality of life. Taking charge of your finances will give you more freedom and less stress. If you are struggling with your money or you are just starting out on your own, there are a few things you need to know now that will change the way you look at money.
Enjoy these great tips by LowIncomeFinancialHelp.com, getting on top of your finances is easy with the right resource and mind set.
Your kids learn their money habits from you
Most schools don’t offer a course in …

Headline, Personal Finance »

Holiday Spending on a Budget

When you are living on a low fixed income, the holidays can feel overwhelming. If you have lots of family and friends, you may feel like you need to spoil them. After all, giving is a very satisfying and humbling feeling.  But, if your budget is tight, the holidays can be a stressful time with regards to finances. It doesn’t have to be – Instead, consider a few alternative ideas to help reduce expensive holiday spending and any stress that may come with it.
Here are a few gift ideas from …

Headline, Personal Finance »

The 3 Most Common Types of Data Breaches — And How to Prevent Them

Whenever we hear the term “data breach,” most of us automatically envision hackers breaking into secure databases from some shady underworld location and downloading reams of data that they then use for some nefarious purpose.
While that is certainly one type of data breach, there are actually several different ways that data can be compromised, all of which can be equally devastating to victims. It’s important for businesses to understand these different types of breaches to protect against them. After all, in one recent high-profile breach, experts claimed that part of …

Headline, Personal Finance »

[29 Dec 2014 | Comments Off | ]
What You Need to Know About Comparison Shopping Engines

When it comes to making money online, there are more options than simply starting an ecommerce website. One trend that is showing promise is the development of comparison shopping engines. Comparison shopping engines are websites that allow you to view the same products being offered by multiple different companies to see which one is offering the best deal. They make it easy to compare products, prices and more side by side.
What a Comparison Shopping Engine Does
While every comparison shopping engine is slightly different, the goals are the same: to display …