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Articles in the Personal Finance Category

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To Borrow, Or Not To Borrow

Borrowing money is always going to be a tricky subject. Mainly because borrowing is almost always associated with the idea of debt and a poor financial situation. While thanks to certain loan companies this is somewhat understandable, it’s also completely ridiculous when you think about how different sections of the economy and society are completely based around the idea of borrowing. Let’s take the housing market as an example here. In this day and age, there is no way someone in their twenties could afford to buy a house out …

Headline, Personal Finance »

Tips to save money while shopping at Argos

Everyone loves to find a bargain when shopping online. This is especially so if you are on a limited budget. Let’s face it, the more money you save on kitting out your kitchen with new accessories, the more you have left to host a party and show off the new look. The good news is that it’s not that difficult to save money if you put just a little effort and thought into the process.
Argos is one of our favourite places to shop online. There is so much variety and …

Headline, Personal Finance »

7 Most Common Laws Broken Everyday

Whether one accepts it or not, there are many Australian laws that affect us on a daily basis, at times in the form of a penalty and hefty cash. Due to the many different classifications of laws in Australia, it is best to have them grouped into different categories. This makes them easier to be understood and dealt with. Furthermore, it makes it easier for the judges, lawyers and legal personnel to construe. They tell us what can one expect in the form of an outcome in a certain situation …

Headline, Personal Finance »

Online Alternative Lending Options for Millennials

Millennials know a lot of things when it comes to online debt. They regularly apply for a wide range of loans from online institutions to satisfy different financial needs. Here are the most common online alternative lending options among millennials.
Online Banks for Personal Loans
Online banks enhance convenience and offer better rates. Most online banks have personal loans that suit everybody, including those with good and bad credit histories. The better rates associated with online banks means that you can get a loan while keeping your borrowing costs low. The loan …

Headline, Personal Finance »

Space Travel: How You Can Reach For the Stars

“We choose to go to the moon… and do the other things, not because they are easy, but because they are hard… That goal will serve to organize and measure the best of our energies and skills, because that challenge is one that we are willing to accept, one we are unwilling to postpone, and one which we intend to win.” –  John F. Kennedy
Are you fascinated by the idea of traveling to the moon and back, or would you like to go to Mars one day? Would you just …

Headline, Personal Finance »

Priced Out Of A New Car? Here’s How To Fight Back!

The sad fact is young people are being priced out of everything from a new house to a new car. Fewer and fewer young people in their twenties are on the property ladder or drive a car of their own, but it’s time to for a change. Buying a property might still be out of your remit, yet a car isn’t or doesn’t have to be. The great thing about a car is that there are numerous ways to afford one. All you have to do is figure out what …

Headline, Real Estate »

If you going to retire in the next 15 years think about modular house purchase

If you are thinking about retiring, you may also be thinking about moving. Perhaps it is time to downsize from the house you bought when you had several children at home. Or you simply want to get out of the town work pulled you to, but which never quite felt like home.

Retirement, in fact, brings more freedom in terms of where to live and what kind of house to buy. At the same time, you may need to be near younger relatives and many houses are not designed with aging …

Headline, Personal Finance »

Secure Your Finances with the Help of Others

You’ve seen why you should use your career to help people, but would you let somebody help you with your career? More specifically, would you also somebody to help your financially if you really needed it? Everybody struggles from time to time, meaning that everybody needs help from time to time, whether it’s wanted and/or accepted or not. For many: finances, and the worries they can sometimes induce, are the biggest struggles — this is why help should always be sought when it comes to remaining if not secure, then …