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Articles in the Personal Finance Category

Headline, Real Estate »

What are the Benefits of Buying Property and Renting it Out, in Your Twenties?

Have you ever really thought about investing in your future? Most of us in our twenties can barely think about next week, never mind the next decade. However, if you want to be financially secure for the rest of your life, then it is well worth thinking about. Buying property and renting it out is one of the best investment options to get involved in, but is it worth it at our age? Let’s take a look at the benefits of buying to let, for those of us in our …

Headline, Personal Finance »

Pay down your mortgage faster with these steps

It can seem as though your mortgage will never be paid off, right?  It’s a big amount of money and it can seem like an insurmountable task to pay it off.  Although it’s true that unless you win the lottery your mortgage won’t be paid off overnight, there are tips and tricks you can use to help pay down your mortgage faster.
Pay more often
Typically, people pay their mortgages monthly.  Sites like Kupina Mortgage recommend that you opt for bi-weekly payments instead.  This can shave off several years from the time …

Headline, Retirement »

The Ultimate Guide to Planning for Retirement

Although some of us love our jobs, practically everyone spends their working days fantasising about retirement. You won’t need to work anymore, and you can do what you want with the rest of your life. But the reality of retirement could be very different from how you imagine it. Apart from possibly finding yourself with nothing to do, you might also realise that you don’t have enough money as you had hoped. Some people reach retirement age only to realise that they can’t afford to retire. Or that they’re going …

Headline, Personal Finance »

Important Questions You Must Ask Your Financial Advisor

A good financial advisor is worth their weight in gold, but choosing the right person for the job can be a rocky road. Not all financial advisors are good at their job and some are downright terrible. If you find the right person you could easily save a lot of money, but if you end up using an incompetent financial advisor it could cost you a fortune.
Do I Need a Financial Advisor?
Good question! Most people make an appointment with a financial advisor when they want help finding a mortgage or …

Headline, Real Estate »

How to sell your home faster

Putting your home up for sale can definitely be an exercise in patience.  It can be weeks, months or even longer before your home finally sells.  That doesn’t have to be the case, however.  There are things you can do to bolster your chances of selling your home faster as mentioned on bestedmontonrealestatehomes.ca
Offer your buyer something extra
Buyers love to feel like they are getting something extra, a bonus.  When a buyer narrows his choices down to a few homes they are considering, they can often be swayed toward buying your …

Headline, Personal Finance »

Dealing With Single Glazed Homes on a Budget

There’s a reason the authorities have pushed double glazed windows onto us like there’s no tomorrow; they are one of the best ways to save energy in the home. In an age where energy bills are constantly on the rise, it goes without saying that they are an essential ingredient to an energy, and bill-savvy property.
Unfortunately, not all of us are blessed with these types of windows. They happen to cost thousands of dollars to install, which is an immediate deterrent to some. Alternatively, strict planning laws in some regions …

Headline, Personal Finance »

3 Decisions That Will Change Your Life Financially

Have you ever met a rich person who seems to always be unhappy or angry? You probably think that if you had that much wealth, you’d never be in a bad mood. Most of the time, that bad mood comes from an unbalanced life. You know what they about all work and no play, after all!
In order to enjoy your riches, you need appreciation for the things you already have. How do you get those riches, though? These three decisions are the key to financial freedom.
1. Choose what you’re going …

Credit, Headline »

Auto Title Loans Online Can Help You Improve Your Credit Score

If you have a poor credit score, be that because of human records or because of payment difficulties, you will quickly find that it is hard to be accepted for loans. However, there are also subprime lending companies out there that may be able to help you. Auto title loans, for instance, can help you cover real emergency situations.
Understanding Bad Credit
One of the reasons that your credit may be low is if you have defaulted on payments. This will also mean that you will be excluded from low interest loans. …