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Articles in the Personal Finance Category

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Why You Need Health Insurance

There are some obvious reasons to get health insurance, including covering medical costs in the event of a medical emergency. Having great coverage makes sense if you are someone who regularly goes to the doctor and needs help covering your medical bills. What about if you are a healthy young person who does not need to see a physician very often? Why do you still need to pay for health insurance? The first reason is that now it is mandated, so you will be paying whether or not you have …

Credit, Headline, Personal Finance »

Quick and easy financing options

There are so many loan products on the market that it is necessary to do a lot of research to find the right one. This is probably even the case for those who are financially savvy and have some grip on the meaning of loan jargon that can sound so scary!
There is another way of looking at the multitude of borrowing options available today though. One the one hand, with all of the advertisements flooding the market nobody can be blamed for feeling overwhelmed by the number of options on …

Headline, Personal Finance, Real Estate »

Start Protecting Your Home And Assets From Theft Today

No one wants to come home after a long day at work or after a relaxing vacation and find his or her home vandalized and burglarized. Thankfully, there are things you can do to protect your belongings and family, and it starts with a few common sense tips and installing and maintaining a home security system.
Motion Sensor Lights
One of the easiest and fastest home security upgrades is to install motion sensor lights in place of outdoor porch and patio lights. The sensor activates and turns on the light whenever someone …

Headline, Personal Finance »

Can One Cash Advance Help You Get Another?

When it comes to money management tips for students, the main tip that all students should heed is this: Work hard to make sure that you maintain a good credit score. It can impact your financial options for the rest of your life. That being said, it is important to look at the impact that taking out even small loans can have on your ability to get similar loans in the future.
Have you already gone out and picked up a cash advance sometime in the last few years, and did …

Insurance »

Dog and Puppy Insurance Protection

Minor injuries, illnesses, accidents, genetic and hereditary conditions, congenital conditions, emergency care or other serious and expensive chronic illnesses that require continuous treatment well into the pet’s old age are all reasons to have Healthy Paws lifetime coverage insurance for your beloved dog or puppy. That insurance will give you peace of mind about having the necessary funds when it becomes necessary to visit your licensed veterinarian, specialist or emergency animal hospital.
From the #1 customer-rated plan in “Pet Insurance Review”, you get to choose the affordable monthly premium, deductible co-pay, …

Headline, Real Estate »

Mortgage Options

Are you trying to buy a house but not sure how to make the purchase? Have you explored all of your options only to come up with no ideas? You can learn more about mortgages with embrace home loans and other online companies. When looking at a home mortgage company, you need to consider the interest rates. Some companies have low rates that are set for the length of the home, and there are some that are considered balloon rates that will change over time.
A fixed rate mortgage is ideal …

Personal Finance »

[25 Mar 2014 | Comments Off | ]
Why There is a Place for Payday Loans

Most consumer advocates, and even some banks, frown on payday loans. They get a bad rap because of their really high interest rates. But, there’s a place for payday loans in today’s economy if you’re responsible with them.
Bankers Are Conservative
First things first. Understand that bankers are really conservative people. You’ve probably heard people complain about bankers not lending money when people need it, but lending it when people don’t. Yes, that’s pretty much how they operate – and for good reason. It’s difficult to make money in the banking business.
If …

Personal Finance »

[24 Mar 2014 | Comments Off | ]
What Do You Need For Car Loans?

If you are interested in getting car loans in Perth through brokers like LendMe, you first need to know what paperwork will be requested for you to even qualify for the loan. A car loan is generally considered to be a major loan. While it is not on the same level with a home mortgage, it could be for $30,000 or more, so the lender really wants to make sure that everything is in order before you are approved for the money. Below are some things that you will need, …