You would have thought that it is about time the UK had some good news and indeed something positive to talk about.  Aside from the Queens Jubilee and the Royal Wedding, the news has been full of negativity surrounding the recession in the UK and the impact that this has had on our ability to survive financially.  Therefore the news this month that the UK has officially returned to a recession is met with sighs and a scratching of heads by the British public.
Two consecutive quarters of negative growth means that the …

Even though most consumers don’t get into debt overnight, they are looking for instant solutions to resolving their financial problems once they occur. Although we live in a society of instant gratification, it is completely unrealistic to think you can undo what may have taken years to build up. Anyone buried under mountains of debt cannot expect to simply walk away unscathed without making an effort to resolve the issues.
It is important to first realize that most of the time there is at least one solution to debt problems but …

What is often overlooked by young entrepreneurs who are worried about the success of their business loan applications is that banks want and need to give loans. Their own business models demand these kinds of investments in order to generate revenue flow. Banks need businesses to flourish and they want to handle the finances of successful new enterprises.
And there is no end to the types of new businesses that need startup capital. A entrepreneur looking to market a new mobile app, a criminal defense attorney looking to start a new law firm, a middle-aged …

Everyone makes money mistakes in their own way. We put off dealing with a financial issue because we simply can’t face it. Or we merrily accrue debt until bills are piled sky high. Getting into debt is simply too easy in America — just ask the government.
While it sometimes seems you need a bulldozer to dig your way out of debt, there are some basic mistakes you can sidestep. Read on for eight tips to help you avoid common money mistakes.
1. Making minimum payments on high-interest credit cards.
It’s tough to …

Guest Post: Having bad credit doesn’t mean you can’t get a loan; it simply means that you’re going to have a tougher time, do a little bit more research, and probably have to live with terms that aren’t as attractive. Exploring your options for getting personal loans with bad credit starts with a realistic assessment of your situation, consideration of the kinds of options out there, and deciding which best fits your needs.
Here are some things to keep in mind when you’re trying to get a personal loan with bad …

Guest Post: Tweeting about a new job or updating your status on Facebook about your daily life might seem innocent enough, but don’t forget — anyone can read your information. While you might think only your friends would care, employers, lenders, and debt collectors can scope out  public profiles to get information about people. If this is the case, how can you work to protect your information?
General Privacy Issues

From posting about your day on Facebook to pinning your favorite kitchen layout on Pinterest, you could spend all day online flitting …

Information services group Experian, known most famously for their credit reports, recently released an infographic that breaks down debt and credit between the four generations currently at the helm of global spending.

Our forecast for 2012. Stocks End Up 10-15%. Housing Stays Crappy. Middle Class Struggles. Politics will continue to be politics. Don’t worry, there’s still good news in this article.