Home » Archive

Articles in the Personal Finance Category

Headline, Personal Finance »

How to Save For a House Deposit When You’re in Your 20s

Your 20s are a time to enjoy yourself and try new things, but it’s never too early to think about the future. With house prices on the rise, wannabe homeowners are needing bigger and bigger deposits, which means you’ll need longer to save. However, even if you can only afford to put away a little bit a month, it all helps. Here are some hints for 20-somethings who want to get on the property ladder.
Set yourself a target
Many young people may have a rough idea about house prices, but not …

Headline, Personal Finance »

How You Can Save Money At Home

Whether you are set to graduate this year or have landed your first real job or have decided to go to university. Living on your own in your twenties is exciting but this is the time when responsibilities start to mount up including bills and finances. Throughout your twenties it is a time to have fun but it is equally a time to start shaping your future. Here is a list of things that you can do to save money at home which can then be put into a savings …

Headline, Personal Finance »

So You Want To Start An App Business?

Apps are a huge business these days, not to mention a big part of our day to day lives! Like a lot of budding young entrepreneurs, you might have some big plans for breaking into the industry with your own app development firm. The good news is that this young niche is still going strong. The bad news is that it’s extremely competitive! Because of this, it’s integral to go in with a solid plan and a keen understanding of app businesses. Here, I’ve written a brief guide to getting …

Headline, Personal Finance »

Business jobs you can get with a business finance degree

If you have gained a business finance degree, studying at college or online with providers such as upskilled.edu.au, then you obviously have a talent for dealing with numbers as well as an aptitude for business. It makes sense that you would want to put your degree to use by undertaking a finance related role in the business world. There are plenty of roles available that enable you to combine your business and financial talents while also providing you with a competitive salary for your work.
We are going to take a …

Headline, Personal Finance »

How to Improve Cash Flow in Your Small Business

Running a small business isn’t easy. There are a million and one things to think about, from finding new customers to increasing your profit margins. If the business is growing, you are definitely heading in the right direction, but what happens if your cash flow dries up because some clients are late paying their invoices?
Invoice Financing
Invoice financing is a simple way to improve your cash flow. In theory, customers should pay their invoices long before the due date, but this doesn’t always happen. If you have one outstanding invoice, it …

Headline, Personal Finance »

3 Key Financial Decisions to Make in Your 20s

Your 20s can be some of the most formative years of your life. While personal financial management might not be on the top of your agenda, there are many reasons why it is incredibly important to get right within this decade.
There are a number of essential financial decisions that need to be made in these years to help ensure you are well set up for the future. Not only will making such important decisions at this time help you out, it will also ensure future you and any family you …

Headline, Personal Finance »

Read Your Financial Contracts, For Your Own Good

We live in the era of legal agreement skimming. The first time many of us recall doing this was when first installing Apple iTunes. Back in the day, this was one of the first consumer applications many of us had to add to our computers. Halfway through the installation, we were greeted with a long legal agreement, pages and pages long. Beneath the agreement was a checkbox that read something like “I have read and understood everything written here”. Those of us with scruples started reading, but I’m willing to …

Headline, Personal Finance »

Why Life Insurance

With growing older and more responsible the need of life insurance increases. Having a life insurance policy is important and helps to take out any financial sting from a sudden loss. The amount of insurance bought by the insured depends upon the standard of living one wish to assure the dependents. Having life insurance helps to fill the gap between the financial needs of the dependents. In general we can explain life insurance as an agreement between an insurance company and the insured under which a guaranteed sum amount is …