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[23 Jun 2014 | Comments Off | ]
4 Powerful Benefits of Payday Loans

4 Powerful Benefits of Payday Loans
Are you strapped for cash? Do you need to pay bills but your bank account is low on funds? A payday loan is a fast way to get the money you need right now. Moreover, many lenders will approve a loan even if you do not have a job.
Payday loans have received a lot of attention lately, and millions of people use them every day. While the interest rates are higher than traditional bank loans, the competition between lenders is driving the rates down. If …

Budgeting, Headline, Personal Finance »

[23 Oct 2013 | Comments Off | ]
How to save money on your heating bill

It can be very expensive to heat the home but few people are aware how much money they are practically giving away by not performing some simple household maintenance tasks. A little time and money spent preventing heat loss will reward the homeowner with lower heating bills in both the short and long term.
Simple ways to reduce costs
Turn the thermostat down and put on an extra layer of clothing. Research data has shown that turning the temperature down by only 1° can reduce heating bills by up to 10%. For …

Budgeting, Financial Planning, Headline, Personal Finance »

Common Financial Mistakes made by People in their 20s and how to avoid them

Most people start earning their first regular paychecks in their early 20s. However, their financial education is still that of a teenager. Our education system barely even talks about basic personal financial principles, so it is not surprising that people make a lot of mistakes in their 20s. These mistakes later come back to haunt us as regrets when we are older. However, you can avoid making these mistakes by reading the following points.
Buying Liabilities rather than Assets
For most people in their 20s, the world is filled with attractive …

Budgeting, Headline, Personal Finance »

10 Ways to Save Money in the Kitchen

From grocery shopping to cleaning products, running a kitchen can put a serious drain on your finances. When it comes to providing healthy, nutritious meals in a clean and hygienic space, nobody wants to cut corners. However, there are a few tricks you can utilise to cut the costs without compromising on standards.

Buy in bulk – many kitchen staples are much cheaper when purchased in bulk. Keep an eye on expiry dates though, and be realistic about how much of a product you’re actually going to use. Use an eat …

Budgeting, Headline, Personal Finance »

Ways to Save Money at Any Age

While everyone has heard the term a penny saved is a penny earned most of us never live by this phrase. There are however many ways that one can help save money that are not as difficult to live by as you may think. Not all tips are for everyone. Everyone places value on certain things more than others but if you look over some of these tips you may realize that you could try some of these out and be surprised with how much you could end up saving. …

Budgeting, Consumer, Debt, Featured, Financial Planning, Headline, Personal Finance, Personal Growth »

Finances in your 20s

            If you ask someone who is no longer in their 20’s what they would have changed about themselves financially while in this age bracket many would have done things differently. I am not referring to wishing they had picked the lottery numbers each week but with regards to saving their money for the future. On the flip side of this however I find the same people who are, for example in their 50s, doing very little more than they did in their 20’s to save for their future. The …

Budgeting, Personal Finance »

The student’s money survival tips

Many people imagine that a student‘s life is all be about frugal living, pasta and beans. This is a huge misconception considering that students too have financial needs that need to be taken care of. As a parent whose children are headed for college, it would be myopic to think this and not plan for them. This article is a guide to how students can ensure that their financial muscle is managed in college.
Choose bank wisely
As a fresher in college, the first week is often a beehive of activity with …