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[2 May 2016 | Comments Off on Using the correct payment method when becoming financially independent | ]

Becoming financially independent is a difficult task. Learning the value of money, controlling impulse spending, living frugally after evaluating expenses, eliminating any debt and growing net worth are all difficult aims to achieve. One of the ways to do this is by using the correct payment methods when you are purchasing items.
In this day and age of technology, there has been a huge increase in the different types of payment methods that are available. With the growth of e-wallets it has become easier than ever to spend money both online …

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[1 Jul 2015 | Comments Off on The Difference Between a Traditional Loan and an MCA | ]
The Difference Between a Traditional Loan and an MCA

You are one of those people who have a hobby or passion that you think you can turn into a successful business. But, you are worried about leaving your full time job and the security that a steady paycheck offers and that you may not be able to get a loan from the bank to fund the startup. If this is the case, you are probably not aware that there are other ways to fund a startup besides a bank loan; one of these is called a Merchant Cash Advance …

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[21 May 2015 | Comments Off on Auto Title Loans Online Can Help You Improve Your Credit Score | ]
Auto Title Loans Online Can Help You Improve Your Credit Score

If you have a poor credit score, be that because of human records or because of payment difficulties, you will quickly find that it is hard to be accepted for loans. However, there are also subprime lending companies out there that may be able to help you. Auto title loans, for instance, can help you cover real emergency situations.
Understanding Bad Credit
One of the reasons that your credit may be low is if you have defaulted on payments. This will also mean that you will be excluded from low interest loans. …

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[11 May 2015 | Comments Off on How to Attack a Bad Credit Rating | ]
How to Attack a Bad Credit Rating

Many young people get into debt. Unfortunately, it is the way of the world that we live in now that debt is just a part of life. For the most part, it’s a good thing, but there are plenty of opportunities for things to get out of hand. And, when they do, it usually results in bad credit.
If things have got to the point where you have bad credit, then it is vital that you face up to things and take action as soon as you can. Bankruptcy could be …

Credit, Headline, Personal Finance »

[18 Feb 2015 | Comments Off on Understanding How to Build Credit | ]
Understanding How to Build Credit

A friend recently told me he couldn’t make sense out of his credit. I asked why, and he told me he had just recently paid off a $13,500 credit card balance only to watch his credit score drop a few points. My friend was convinced it was impossible to understand how building credit works. “Shouldn’t paying off my debt mean I look better to lenders?” He grumbled.
Yes and no. Truth be told, there’s more to credit reports and credit scores than simply showing an ability to pay your debts on time. Normal folks with …

Credit, Headline, Personal Finance »

[1 Jun 2014 | Comments Off on Building Credit for Dummies | ]
Building Credit for Dummies

Whether you’re just starting to build credit or you’ve taken a hit or two to your credit score and now you’re trying to build it back up, there are a few things you can do to make sure you’re doing everything you can to better that score. Take a look at a few of the most important things you can be doing to get your credit on the right track.

Avoid late payments at all costs. Late payments are a quick and easy way to send your credit score plummeting. When …

Credit, Headline, Personal Finance »

[26 Apr 2014 | Comments Off on Quick and easy financing options | ]
Quick and easy financing options

There are so many loan products on the market that it is necessary to do a lot of research to find the right one. This is probably even the case for those who are financially savvy and have some grip on the meaning of loan jargon that can sound so scary!
There is another way of looking at the multitude of borrowing options available today though. One the one hand, with all of the advertisements flooding the market nobody can be blamed for feeling overwhelmed by the number of options on …

Credit, Headline, Personal Finance »

[18 Feb 2014 | Comments Off on 4 Benefits of Having a Prepaid Credit Card | ]
4 Benefits of Having a Prepaid Credit Card

Have you been considering a prepaid credit card? There are several reasons why this type of card is a good choice. Traditional credit cards are very effective but prepaid ones have several benefits over the conventional ones. So many people find themselves in the debt trap from using credit cards. Sure, everyone knows you have to pay your bills on time but so often one forgets their purchases or other situations come up where one ends up paying more than they wanted. If you only end up paying a partial …