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[24 Apr 2017 | Comments Off on Why it Pays to Have a Credit Card | ]
Why it Pays to Have a Credit Card

A lot of people will advise you to avoid credit cards like the plague when you’re young and trying to find your way in life, but credit cards, when used correctly can be an excellent tool for managing your money and keeping on top of your finances. Of course, if they are misused, and you run up huge bills, they could cause huge problems for you now and in the future, but if you’re the kind of person who can keep your spending in check, a  credit card could offer …

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[19 Apr 2017 | Comments Off on Tips for Getting the Best Mortgage | ]
Tips for Getting the Best Mortgage

Your home will most likely be the most expensive item that you buy during your entire lifetime. Therefore, you should plan this enormous purchase very carefully. Do not rush into anything. Many people end up locking themselves into a mortgage agreement that they end up regretting at some point down the road. You need to prevent the same thing from happening to you. Careful planning is critical whenever you are going to buy a new house. Failure to do so will result in you paying much more than you need …

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[2 May 2016 | Comments Off on Using the correct payment method when becoming financially independent | ]

Becoming financially independent is a difficult task. Learning the value of money, controlling impulse spending, living frugally after evaluating expenses, eliminating any debt and growing net worth are all difficult aims to achieve. One of the ways to do this is by using the correct payment methods when you are purchasing items.
In this day and age of technology, there has been a huge increase in the different types of payment methods that are available. With the growth of e-wallets it has become easier than ever to spend money both online …

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[1 Jul 2015 | Comments Off on The Difference Between a Traditional Loan and an MCA | ]
The Difference Between a Traditional Loan and an MCA

You are one of those people who have a hobby or passion that you think you can turn into a successful business. But, you are worried about leaving your full time job and the security that a steady paycheck offers and that you may not be able to get a loan from the bank to fund the startup. If this is the case, you are probably not aware that there are other ways to fund a startup besides a bank loan; one of these is called a Merchant Cash Advance …

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[21 May 2015 | Comments Off on Auto Title Loans Online Can Help You Improve Your Credit Score | ]
Auto Title Loans Online Can Help You Improve Your Credit Score

If you have a poor credit score, be that because of human records or because of payment difficulties, you will quickly find that it is hard to be accepted for loans. However, there are also subprime lending companies out there that may be able to help you. Auto title loans, for instance, can help you cover real emergency situations.
Understanding Bad Credit
One of the reasons that your credit may be low is if you have defaulted on payments. This will also mean that you will be excluded from low interest loans. …

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[11 May 2015 | Comments Off on How to Attack a Bad Credit Rating | ]
How to Attack a Bad Credit Rating

Many young people get into debt. Unfortunately, it is the way of the world that we live in now that debt is just a part of life. For the most part, it’s a good thing, but there are plenty of opportunities for things to get out of hand. And, when they do, it usually results in bad credit.
If things have got to the point where you have bad credit, then it is vital that you face up to things and take action as soon as you can. Bankruptcy could be …

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[18 Feb 2015 | Comments Off on Understanding How to Build Credit | ]
Understanding How to Build Credit

A friend recently told me he couldn’t make sense out of his credit. I asked why, and he told me he had just recently paid off a $13,500 credit card balance only to watch his credit score drop a few points. My friend was convinced it was impossible to understand how building credit works. “Shouldn’t paying off my debt mean I look better to lenders?” He grumbled.
Yes and no. Truth be told, there’s more to credit reports and credit scores than simply showing an ability to pay your debts on time. Normal folks with …

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[1 Jun 2014 | Comments Off on Building Credit for Dummies | ]
Building Credit for Dummies

Whether you’re just starting to build credit or you’ve taken a hit or two to your credit score and now you’re trying to build it back up, there are a few things you can do to make sure you’re doing everything you can to better that score. Take a look at a few of the most important things you can be doing to get your credit on the right track.

Avoid late payments at all costs. Late payments are a quick and easy way to send your credit score plummeting. When …