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Tips to Reduce Your Debt

Financial debt is something that can keep you up at night. It’s hard to face when you have so much debt that you don’t know how you’ll repay it. It would be easy to just bury your head in the sand but that certainly won’t solve the problem. When it comes to debt, there’s only one way to find a solution – look it dead in the eye. Whether you’ve made some poor choices or you’ve had a change in your circumstances, it doesn’t mean the problem can’t be solved. …

Debt, Headline, Personal Finance »

[4 Nov 2015 | Comments Off on The Ways Creditors Can Collect on Judgements | ]
The Ways Creditors Can Collect on Judgements

If you have had a judgement entered against you, you will become known as the judgement debtor, and the creditor becomes known as the judgement creditor.  Once a creditor has received a court judgement, they are entitled to reclaim money owed to them in more ways than they could before the judgement was awarded. If you have found yourself in this situation, below are a few of the ways that a judgement enforcement receiver, such as FedReceiver, will be able to reclaim what is owed.
Property Lien
A popular way for a …

Debt, Headline »

[21 Sep 2015 | Comments Off on Never Delay the Payment of your Debt | ]
Never Delay the Payment of your Debt

Outstanding debt can cause a lot of problems
The regulations relating to financial institutions and the way in which they will treat financial loans are very strict and for very good reason, which is to protect the national economy from possible collapse. Since the earliest times, the principle of fair trade has been based on some very rigid rules and whenever such rules were ignored, it always led to the annulment of such a trading agreement, resulting in an unacceptable consequence for both the buyer and the seller. Later, as civilizations …

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[21 Sep 2015 | Comments Off on The Increasing Cost of Living in our Modern Environment | ]
The Increasing Cost of Living in our Modern Environment

The intricate world of personal finance
More and more people find it increasingly difficult to manage their financial affairs because of the sharp increases which are being currently experienced in living costs. Many people turn to personal finance in order to be able to afford the high living costs which are experienced all over the globe. However, when a person’s finances are not properly managed and a proper business plan or budget is not in place, this can lead to very serious financial problems which might be difficult to resolve. In …

Debt »

[21 Sep 2015 | Comments Off on The Indisputable Benefits of Debt Consolidation | ]
The Indisputable Benefits of Debt Consolidation

Surviving in the modern economic environment
On a regular basis, we hear about people who are simply no longer able to manage their finances effectively. Among those people, it is especially people who are struggling with medical debt which they have not willfully chosen that are to be pitied the most compassionately. The reality is that no sane person willfully chooses to become ill and this is exactly why it simply does not seem to be fair that medical debts should be treated in the same harsh manner as other kinds …

Debt »

[23 Jun 2014 | Comments Off on What You Need To Know About Debt Forgiveness | ]
What You Need To Know About Debt Forgiveness

If you have ever had your bank or other financial institution forgive your mortgage you still have to pay taxes on that amount. However, there are some homeowners that have an exception to this especially in recent years.
The following are a few tips issued by the IRS about mortgage and tax forgiveness:
Whenever a debt is cancelled the result is usually income that is taxable. However, one thing most homeowners don’t know is that you may not have to pay taxes on this debt if it was a mortgage on the …

Debt, Headline, Personal Finance »

[18 Dec 2013 | Comments Off on Successfully Negotiating Your Medical Bills | ]
Successfully Negotiating Your Medical Bills

Every day there are literally thousands of Americans who struggle to pay medical bills. Some simply give up in frustration. However, ignoring your debt is not considered a solution – and it can oftentimes make the situation worse overall.
One potential solution to easing your medical debt obligation is to negotiate with your medical service provider. While the negotiating process is not considered easy, the good news is that, according to a recent study, more than 65 percent of those who have negotiated their medical bills with doctors have succeeded, and …

Credit, Debt, Headline, Personal Finance »

Six Important Facts About Getting A Title Loan

In today’s lending environment, borrowers have access to a number of different standard and alternative loans, and a person’s unique circumstances may influence the type of loan that would be best. One type of alternative loan that has become popular in the post-recession environment is a “title loan,” which is also referred to as a pink slip loan or an auto title loan.
This type of loan allows the owner of a vehicle to put a car up as collateral in exchange for a loan. Before deciding upon this type of …