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Six Important Facts About Getting A Title Loan

In today’s lending environment, borrowers have access to a number of different standard and alternative loans, and a person’s unique circumstances may influence the type of loan that would be best. One type of alternative loan that has become popular in the post-recession environment is a “title loan,” which is also referred to as a pink slip loan or an auto title loan.
This type of loan allows the owner of a vehicle to put a car up as collateral in exchange for a loan. Before deciding upon this type of …

Debt, Headline, Personal Finance »

[26 Sep 2013 | Comments Off on Be a Premier Performer at Tackling Debt | ]
Be a Premier Performer at Tackling Debt

Do you feel like debt is holding you back in the game of life? You may even be thinking about pulling yourself from the game and giving up. Before you do that, there are still plenty of options to consider first. There are many different causes and levels of debt and each one may have a different set of potential solutions and strategies. Possible paths to debt freedom can be as simple as a call to your lenders to reduce rates or they can be as complex as a long, …

Debt, Headline, Personal Finance »

[12 Sep 2013 | Comments Off on 5 Smart Ways to Get Out Of Debt | ]
5 Smart Ways to Get Out Of Debt

These days, debt seems to be able to make the world go around. Very few people can afford to pay for large ticket items, such as a car or a house, with cash. As a result, most consumers find themselves in debt. There is a danger to debt, though, when households start to use it to buy for unessential items, such as TVs, cell phones, tablets and mp3 players. In fact, in 2012, the average US household’s debt to disposable income was at 112%, meaning that for every $1 in …

Debt, Headline, Personal Finance »

[20 Jun 2013 | Comments Off on The Real Truth About Debt Consolidation | ]
The Real Truth About Debt Consolidation

The truth of the matter is that debt consolidation does not make your debts go away. In fact it doesn’t do a lot to help resolve your debts. It does nothing to improve your spending habits which got you into debt in the first place. The debts are still there and so are the same old bad spending habits.
You can never get out of debt by creating more debt. All you do with most debt consolidation loans is dig a deeper hole. Contrary to popular belief getting out of debt …

Debt, Headline, Personal Finance »

Debts – Top Facts You Need to Know

The world of debts and debt collectors is not widely understood. That is not surprising as many people who experience debt do not like to discuss it. Many people feel alone when in debt but that could not be further from the truth. Debt is everywhere; it is just that it is often known by different names. In private finance for example, a mortgage is debt. A car loan is debt and so is a credit card balance or an overdraft.
The world of business could not function without debt. Asset …

Debt, Headline, Personal Finance »

[8 Apr 2013 | Comments Off on Choosing the best debt relief program for you | ]
Choosing the best debt relief program for you

The key to getting out of debt is finding the right program of debt relief that suits the type of debt or debts that are held and the unique situation of the debtor.  Paying down debts and re-establishing good credit takes time and commitment in order to be effective.  For many people, a structured debt relief program is the best solution, while others prefer to take charge of their own debt recovery.
Structured debt relief programs
If a debtor would like to reduce the total amounts of all debts held and pay …

Debt, Headline, Personal Finance, Real Estate »

Moving to a new house in the New Year: pros and cons

         The New Year is generally a time when people consider and take stock of where they can improve their lives, be it in a small or a large way. Whether it’s a small change like going to the gym more often or a large change such as a new job or bringing a new life into the world, debt management issues need to remain at the forefront of plans. One area that people often look to change is where they live, which can mean a great deal of DIY or …

Debt, Headline, Personal Finance »

Why ‘No Credit’ is No Good at All (Especially in Your 20’s)

I was talking to a friend the other day about the trouble she was having getting approved for a credit card. She didn’t have bad credit, however; she had no credit. Like…none. “I thought I was doing everything correct!” she told me. By this she meant that she always paid her bills on time, she had no debt (and went to school on a full ride) and never charged anything because, well, she was afraid of credit. And unfortunately, she equated no credit with good credit, a fallacy that once upon a time I believed, too.
For a long time – through college and the first couple years thereafter – I had but one credit card. I used said credit card maybe four, five times a year TOPS. I always paid on time, though I always carried a small balance.