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Articles in the Personal Finance Category

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[22 May 2018 | Comments Off on 4 Ways to Maximize Your Commute to Achieve Success | ]
4 Ways to Maximize Your Commute to Achieve Success

Time isn’t the only cost of which we should be aware during long commutes to and from work. Over time, driving can begin to affect our mental and physical health, as well as impact how we form and maintain personal relationships. And that seemingly can affect just about everyone.
According to the U.S. Census Bureau, roughly 25 million Americans spend more than 90 minutes of their day getting to and from work. But among this cohort, the most successful may actually view their daily commute as an opportunity.
Indeed, people who are …

Headline, Personal Finance »

[22 May 2018 | Comments Off on Tips For Safe Online Shopping | ]
Tips For Safe Online Shopping

Online shopping is becoming more popular by the day. It is more convenient, you get spoilt for choice and you can get a good bargain every now and then. Online shopping is however always rosy. You are always at risk of malware or phishing attacks. This does not however mean you have to take that long walk to a physical shop. The situation is not entirely hopeless. You can still get whatever you need delivered to your doorstep, safely. These tips will help you avoid scammers while you’re doing your …

Headline, Personal Finance »

[21 May 2018 | Comments Off on The A+ Guide to Buying Energy Efficient Home Appliances | ]
The A+ Guide to Buying Energy Efficient Home Appliances

Recently I came across this comprehensive money saving guide which can help you to save costs should an appliance break down unexpectedly.
Yet when it comes to buying your first home appliance, or replacing one, it’s worth taking the time to consider your options. The cost of running your fridge-freezer, tumble dryer or TV may not often cross your mind but powering these devises can make up a significant percentage of your bills.
By choosing more energy-efficient home appliances, you can:

Reduce running costs
Save money on your power bill
Use less energy for the …

Headline, Real Estate »

[16 May 2018 | Comments Off on Steps To Save Money To Buy A New Home | ]
Steps To Save Money To Buy A New Home

Owing a house is indeed a blessing. Several people live in the rented house as they can’t afford to buy the one. Well, for most of the people budget is the complexthing that makes them think twice whether they should buya home or not. No doubt, it takes courage when one comes to the decision ofbuyinga home, but still, this decision takes up spacein mind in the form of tension.
Did you know you can get a new home without breaking your bank balance? If you are planning to buy a …

Headline, Personal Finance »

[15 May 2018 | Comments Off on Get covered Before you hit the road: Top 6 Insurance Tips for Car Buyers | ]
Get covered Before you hit the road: Top 6 Insurance Tips for Car Buyers

According to Canadian Living, “There are more than 100 insurance companies in Canada competing for your business. Some do not write coverage in every province, and regulations vary from province-to-province.
But, as every Canadian knows, you must get covered before you hit the road. So, here is some timely advice.
Top 6 insurance tips for car buyers:

What insurance do you need? You need to at least meet the minimum requirements of the Province. But, the cost of meeting those requirements can depend on your vehicle choice.

So, while you may want a sports …

Headline, Investing, Personal Finance »

[4 May 2018 | Comments Off on Why Mutual Funds are the Best Bet for a Good Return on Your Investment | ]
Why Mutual Funds are the Best Bet for a Good Return on Your Investment

People who are fond of dealing with risks and getting higher returns together generally opt for investing in mutual funds. The mutual fund is one of the best investment options available in the Indian market and creates wealth in the future. In the mutual fund, the amount is invested in the equity, debt and/or money market securities. Mutual fund promises better returns than any other investment option. That is why the mutual fund is the best bet for a good return on your investment.
In mutual funds, the money is pooled …

Headline, Personal Finance »

[22 Apr 2018 | Comments Off on Why You Should Never Buy a Timeshare In Your 20s | ]
Why You Should Never Buy a Timeshare In Your 20s

Buying a timeshare directly from a resort is one of the worst financial mistakes you can make at any age of your life. If you’re unfamiliar with timeshare, it is a product that splits ownership of a room at a resort into separate weeks that are owned by different customers. There are 52 weeks in a year and most timeshares are sold as 1 week shares, so each room at a resort could have 52 different owners.
Most timeshares are sold by a resort for about $10,000 – $15,000 each. This …

Headline, Personal Finance »

[20 Apr 2018 | Comments Off on Financial Health By State | ]
Financial Health By State

Ever wonder how well your financial health stacks up compare to the next person’s? Comparisons can be complex since many factors come into play, such as earnings, age, and type of debt. One of the best ways to make a fair comparison is by calculating your debt-to-income (DTI) ratio.
How to Calculate Debt-to-income
The DTI is a quick way to reveal how well you manage your money. In fact, some lenders use this number to decide if they will approve a loan application. Calculating your DTI is easy. You simply divide your …