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Articles in the Personal Finance Category

Headline, Personal Finance »

[11 Sep 2018 | Comments Off on Regulated VS Unregulated Broker – What to Choose | ]
Regulated VS Unregulated Broker – What to Choose

Ever wondered why Forex regulation was implemented? In the few lines that follow you will get to see exactly why, how regulation works and exactly what is the crucial difference between regulated and unregulated brokers. This is your guide to finding the best Forex broker as well as international Forex brokers that actually work for you.
Regulation in Forex market
First off, let’s see what Forex market regulation entails. As one of the key aspects to be taken into consideration by any Forex trader, beginner or not, it’s more about protection against …

Headline, Real Estate »

[10 Sep 2018 | Comments Off on Outdoor Features That Can Easily Increase Real Estate Value | ]

Every single experienced real estate agent will tell you that home buyers usually make up their minds about buying or not before actually stepping inside the property. This means that you need to focus on styling and designing. The problem is most owners just focus on the interior. This is a shame since the exterior is what will make the very first impression, which does make sense since this is what you always see when you visit a home.
If you are interested in making the home more appealing, these features …

Headline, Retirement »

[23 Aug 2018 | Comments Off on Americans Are Delaying Retirement And Here’s Why | ]
Americans Are Delaying Retirement And Here’s Why

An increasing number of people are putting their retirement plans on hold in favor of working a few years longer. According to the Economist, 40 percent of men aged 65-69 are working compared to 25 percent four decades ago. In their 20s and 30s when most are starting to ponder whether to start saving for retirement, there is now no sight of retirement at 65 with a record number of people continuing their jobs, freelancing or changing fields altogether. In a survey by Willis Tower Watson, 37 percent of participants expected to be working …

Headline, Real Estate »

[22 Aug 2018 | Comments Off on How to Know If You are Ready for a Home Loan | ]
How to Know If You are Ready for a Home Loan

Everybody wants to be a homeowner at some point in their lives, and the sooner the better really. Nevertheless, buying your own home usually means that you will also be undertaking a huge loan, which would put you in significant debt for a long time to come. Therefore, it makes all the sense in the world to go through the following points and see if you are really ready for the financial burden of a home loan.
Are You Debt Free?
Given that a house loan is usually the biggest loan that …

Headline, Personal Finance »

[19 Aug 2018 | Comments Off on Choosing a Student Loan Repayment Plan | ]
Choosing a Student Loan Repayment Plan

Federal education loans offer four main repayment plans. The repayment options for a private loan are defined in the loan contract and vary from lender to lender. The type of payment plan that is best for you depends on your financial circumstances when you graduate and your plans for the future. You have the option of prepaying your federal student loans at any time without penalty if you suddenly come into a substantial amount of cash. Private lenders may impose a penalty for early repayment, depending on the loan contract. …

Debt, Headline »

[15 Aug 2018 | Comments Off on 5 Steps to Systematically Reduce Your Debt | ]
5 Steps to Systematically Reduce Your Debt

Young or old, it’s a fact that most Americans are in debt. From baby boomers to millennials, household debt has continued to increase over the last few years. In fact, eight out of ten Americans are in debt. While this likely doesn’t make you feel better, it may help a little knowing that there are others in the same predicament as you.
While it may seem hard to overcome the battle that is debt, the journey may be long and frustrating at times, but it’s definitely possible. Here are 5 steps …

Headline, Personal Finance »

[14 Aug 2018 | Comments Off on How to Take Control of Your Finances | ]
How to Take Control of Your Finances

There are many situations when you will have to deal with financial issues. In fact, these issues can be so problematic to the point where there can be a lot of situations where you can easily lose your mind. You may not know what to do at that point, but there is no reason to panic. There are many ways you can handle your finances and come back from a bad financial situation. With that in mind, this is the perfect way to start financial planning in your 20s.
Opt for …

Headline, Personal Finance »

[8 Aug 2018 | Comments Off on 4 Debt Consolidation Beginner Mistakes | ]
4 Debt Consolidation Beginner Mistakes

Everyone, in the end, decides that consolidating their debts is the only option after the persistent hostile collection calls and a mounting stack of credit card statements.
So, debt consolidation feels like a huge relief since you stop trying to stay on the top of several creditors, thus you aren’t skipping the deadlines and risking to steep interest rates compounding.
However, debt consolidation is the first step in getting your assets under control and getting out your debt. You have other major steps to make so you become debt-free. You need to …