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Articles in the Personal Finance Category

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[9 May 2017 | Comments Off on Application Approved: Winning Ways to Apply for a Credit Card | ]
Application Approved: Winning Ways to Apply for a Credit Card

If you are new to the world of credit, or you have a poor credit history, you may find your credit card application being rejected. You can’t repair a credit score without using credit, and lenders are aware of this, so don’t give up. There are steps you can take to give your application a better chance for approval.
Check your status
If your credit card application has been rejected, request a detailed explanation for the decision. In some cases, the lender will report items affecting your credit score that are unfounded. …

Credit, Headline, Personal Finance »

[8 May 2017 | Comments Off on A Top-Notch Credit Score Is Possible, If You Know What You’re Doing | ]
A Top-Notch Credit Score Is Possible, If You Know What You’re Doing

Upping your credit score can sometimes feel like a bit of a mission. And, truth be told, there aren’t usually any quick fixes. However, there are things that you can do to raise your credit score if you’re prepared to work at it. Here’s what to do.
Keep An Eye On Those Credit Card Balances
One thing that could be undermining your attempts to improve your credit score is your outstanding credit balance. When rating agencies assess your suitability to receive loans, they’ll look at how much of your balance is left …

Headline, Personal Finance »

[8 May 2017 | Comments Off on The Vital Advice You Need to Make Owning a Car More Affordable | ]
The Vital Advice You Need to Make Owning a Car More Affordable

Some cities and regions have excellent public transport networks. If you want to save money or be more eco-friendly, you can ride a bus or train. And if you want to go even further, you can walk and cycle everywhere. However, for some people, that’s just not possible. There’s no reliable public transport, and everything is too far away to ride a bike. You have to own a car. When you’re young, struggling with money, and trying to save, a car is really one of the last things you want …

Headline, Retirement »

[3 May 2017 | Comments Off on Is It Too Early to Plan for Retirement? When is the Best Time to Start? | ]
Is It Too Early to Plan for Retirement? When is the Best Time to Start?

When you just finish college or university and get your first real job out in the workforce, retirement seems like a lifetime away. Likely you are more concerned about things like purchasing your first car, saving for your first home, and probably paying off your student debt. Those just starting out often think it’s too early to start saving for retirement, and that they have plenty of time to do so.
But what do the experts have to say? When is the best time to start planning and saving for your …

Headline, Personal Finance »

[3 May 2017 | Comments Off on Need Money Fast? Here’s What You Should Do | ]
Need Money Fast? Here’s What You Should Do

There will come a point in your life when you are handed an unexpected bill or the car breaks down a week before payday. It’s times like this when a robust savings account comes in very handy, but all too often we don’t have the spare cash to tide us over and life becomes rather stressful. The good news is that all is not lost. There are plenty of avenues to try if you need some cash quickly.
Ask a Friend or Relative
The first thing to do is ask a friend …

Headline, Personal Finance »

[27 Apr 2017 | Comments Off on Four Steps To Reduce Your Gas Bill | ]
Four Steps To Reduce Your Gas Bill

Everyone knows that gas is expensive, and it only seems to be getting pricier as time goes on.
This can be seen clearly at Energy.gov, where indexes for natural gas and other fuel sources are continuously gathered and compared for smart consumers.
However, there are multiple ways you can reduce your monthly gas bill.
We’re going to cover some of the most common mistakes homeowners make and ways you can use the energy market to your advantage, so read on.
Step One: Try Changing Providers
Depending on where you live, you might be able to …

Debt, Headline »

[27 Apr 2017 | Comments Off on Tips to Reduce Your Debt | ]
Tips to Reduce Your Debt

Financial debt is something that can keep you up at night. It’s hard to face when you have so much debt that you don’t know how you’ll repay it. It would be easy to just bury your head in the sand but that certainly won’t solve the problem. When it comes to debt, there’s only one way to find a solution – look it dead in the eye. Whether you’ve made some poor choices or you’ve had a change in your circumstances, it doesn’t mean the problem can’t be solved. …

Headline, Personal Finance »

[24 Apr 2017 | Comments Off on Unique Careers In Travel And How To Start One | ]
Unique Careers In Travel And How To Start One

We all dream of saying goodbye to our boring, sleepy hometowns and traveling the world. We want to see it all and somehow have the money to do so without being in one location. I’m sure you can see where I’m going with this; there are ways to have the best of both worlds. If you’re truly passionate about seeing the world, then you’ll be happy to hear that can travel without quitting your job, believe it or not. If you’re wondering what unique careers in travel are out there …