I can’t help but think about all the investors who constantly stress out about the market or about the future of their investments.  This is a terrible way to go about investing, because it is just not healthy, and it can also lead to unwise investment decisions.
There are a few things I think you can implement to help remove the stress of having money at risk in the stock market.

Have some of your portfolio in cash – By having some of your portfolio in cash, you can accomplish a couple …

How do you know when to start planning for your retirement? Whether you’re young or old, unemployed or approaching retirement; everyone should be thinking about how they can save money and plan for retirement.

This is a guest post from PT of PT Money: Personal Finance. Check out his list of the best online stock brokers for cheap stock trading.
The investing world is definitely more complicated than it was just a few years ago. Seth Klarman, who runs the investment firm Baupost Group, says that investing has become more “like a game of chess” these days. More moves to consider and more pieces to think about.
While I think this is true for the investing world, in general. Your own investing strategies and portfoio can …

Retirement today is based upon working during the majority of your life, saving a little bit each year, and accumulating enough funds to live on by the typical retirement age (mid 60-ish), and then retiring from a career.  The baby boomers are struggling mightily to make this a reality for them today, although a harsh recession, a stock market crash, and a housing market where many folks’ equity has evaporated has made this reality difficult to achieve.  But, what about us?  Will this type of traditional retirement be possible for …

If you haven’t figured this out yet, readers, then learn this now.  Public policy isn’t perfect.  While many politicians might have honest and good intentions with their legislative powers (and others may not), the result will never be perfect.  The government will never fill your needs entirely no matter what they promise.
So, most of you probably already figure this.  So, why bring it up?  Well, because you must fill the gaps where policy is failing and will continue to fail.  Your financial security, your overall security will need to be …

In a shocking, but not so shocking article for those of us who continue to yell about the broken economy of the United States, CNNMoney talks about the insanely low levels of retirement funds for most Americans.
A few highlights from the article:

The percentage of workers who have less than $10k in retirement savings grew from 39% to 43% in 2010
Workers who have less than $1k jumped to 27% from 20%

Factor in unemployment, health care costs, the fact that most Americans are underwater on their homes, insane debt levels, the government …

Government has loosened the rules making it possible for more people to convert their traditional IRAs and 401(k) funds into Roth IRAs.  This conversion essentially means you can pay taxes on the amount then convert it and not pay taxes on it again.
It seems to me that our sly politicians have found a way to boost the revenues for government in the short term.  Since the short term is all that matters when you’re a politician, why wouldn’t you want more Roth IRA conversions?  This doesn’t mean that it is …

A recent article posted on Yahoo! Finance written by Investopedia called Retirement Saving Through The Ages offered the usual 20-something advice for retirement.  Basically, start young.  Let’s look at what was said more closely and offer some response.
Think about it this way: If you’re 25 years old and you want to save up $1 million by the age of 65, you’d only have to invest $85 a month at a 12 percent annual return. If you wait until 35 to start saving for retirement, you’d have to put away $286 …