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[13 Dec 2018 | Comments Off on How to Get Started on a Monthly Budget | ]
How to Get Started on a Monthly Budget

You’ve been standing in line at the grocery store for ten minutes with your shopping cart filled to the brim with boxes of frozen food, bags of produce and assorted items. You finally make it to the register and wait for the cashier to scan your purchases and tuck them into plastic bags. They tally up your total and you go to pay with your credit card, but when you swipe it, you hear an awful sound. You look down at the payment terminal and see that your card’s payment …

Budgeting, Headline »

[12 Jun 2018 | Comments Off on Top Tips for Personal Finance Budgeting | ]
Top Tips for Personal Finance Budgeting

Most of us hate the idea of budgeting. We may feel guilty about how much we spend, or worry constantly about bills, debts and mortgages, but the idea of getting to grips with all the figures and organizing our finances can often seem like more trouble than it’s worth. After all, if you haven’t got enough money coming in, what difference does budgeting make?
While this attitude is understandable, it is way off base. No matter what your income level, taking control of your budget is absolutely crucial to your financial …

Budgeting, Headline »

[24 Feb 2017 | Comments Off on How Economical Are Motor Homes? | ]
How Economical Are Motor Homes?

Motor homes call to those who love the open road, and who can’t stand paying for hotels. If you’ve been thinking about exploring the country indefinitely, then you may be wondering just how economical an RV is. Or maybe you just see it as a good way to scale back your lifestyle, and some of you may need to learn how to pass the AZ permit test. Or maybe you just want to add and RV to your list of vehicles in the garage. Whatever it is, keep these tips …

Budgeting, Headline »

[27 Jun 2016 | Comments Off on Rounding Up your Monthly Budget | ]
Rounding Up your Monthly Budget

Confucius says: Find a job you want, and you’ll never have to work a day in your life. Maybe it wasn’t Confucius at all – maybe Ben Franklin didn’t post that selfie to Facebook either – but the saying is true: as long as you love to do your work, you won’t perceive it as work. You’ll enjoy it, and you’ll also get paid to do it. Win-win. Today, though, the opposite of this saying is also true. Thanks to an online business introduced in the mid-1990s, you can enjoy …

Budgeting, Headline »

[19 Mar 2016 | Comments Off on Why Your Budget Could Be Setting Up to Fail | ]
Why Your Budget Could Be Setting Up to Fail

At any age, no matter the income level, amount of expenses or debt, it is important to have a budget, not only for making sure monthly expenses are paid on time, but to reduce unnecessary spending, and increase contributions to savings and retirement accounts.  Whether you have just now this year made it part of your New Year’s resolution, or have avoided so far since you started your career, you are not the only one.  According to a recent Gallup poll, the study shows that only one in three American …

Budgeting, Headline »

[22 Dec 2015 | Comments Off on Money Management | ]
Money Management

Money management is important for any individual. As long as you have income and expenses, it is vital that you are able to manage your money in order to remain financially independent. The good news is that money management is a skill that can be learned so even if you have been having trouble in this area, you can learn tools to help you manage your money more effectively.
Creating a Budget
A budget is the first step in money management. This involves listing all of your income and all of your …

Budgeting »

[23 Jun 2014 | Comments Off on 4 Powerful Benefits of Payday Loans | ]
4 Powerful Benefits of Payday Loans

4 Powerful Benefits of Payday Loans
Are you strapped for cash? Do you need to pay bills but your bank account is low on funds? A payday loan is a fast way to get the money you need right now. Moreover, many lenders will approve a loan even if you do not have a job.
Payday loans have received a lot of attention lately, and millions of people use them every day. While the interest rates are higher than traditional bank loans, the competition between lenders is driving the rates down. If …

Budgeting, Headline, Personal Finance »

[23 Oct 2013 | Comments Off on How to save money on your heating bill | ]
How to save money on your heating bill

It can be very expensive to heat the home but few people are aware how much money they are practically giving away by not performing some simple household maintenance tasks. A little time and money spent preventing heat loss will reward the homeowner with lower heating bills in both the short and long term.
Simple ways to reduce costs
Turn the thermostat down and put on an extra layer of clothing. Research data has shown that turning the temperature down by only 1° can reduce heating bills by up to 10%. For …