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[25 Feb 2021 | Comments Off on The 5 Best Ways To Increase Your Credit Score | ]
The 5 Best Ways To Increase Your Credit Score

A good credit score is important to have to boost your ability to borrow money or get products such as credit cards. However, a bad credit score is common and it is something that almost everyone experiences in their life. While it may seem like an inconvenience or a time-consuming task to improve your credit score, it is something that is imperative to do. We have made a list of 5 of the best ways to increase your credit score, some of which take no time at all, so find …

Credit, Headline »

[8 Nov 2020 | Comments Off on Do All Credit Scores Have To Be Perfect? | ]
Do All Credit Scores Have To Be Perfect?

Understanding your credit score can be a time-consuming process, especially as so many lenders use several different ranges to determine a poor credit score. However, it is possible to determine whether your credit score is positive or negative and begin to improve this in the near future. In this article, we will be providing you with some insight into whether or not your negative credit score will affect your ability to be accepted for loans.
How To Determine A Poor Credit Score?
When looking to apply for alternative finance you should …

Credit, Headline »

[28 Jan 2020 | Comments Off on Does Adding a Credit Card Improve Your Credit Score | ]
Does Adding a Credit Card Improve Your Credit Score

Is your credit score lower than you would like it to be right now? There are some easy ways to fix that.
For example, you can check out your credit report and dispute any errors found on it. Studies have shown that about 20% of people have errors on their credit reports that are impacting their scores.
You can also bring your credit score up by applying for a new credit card. The answer to the question, “does adding a credit card improve your credit score?”, is almost always “yes!”
Take a look at how adding a …

Credit, Headline »

[20 Dec 2019 | Comments Off on Focus on Your Credit Health This New Year | ]
Focus on Your Credit Health This New Year

With a new study showing most millennials face rejection when applying for financial products, a resolution for better credit health is a good idea for the new year.
Have you been rejected before? You wouldn’t be alone.
Fifty-eight percent of millennials say they have been denied a loan, according to a recent poll of nearly 2,500 U.S. adults. The poll, conducted by YouGov on behalf of Bankrate, shows this is the highest denial rate out of any other generation.
And what’s the reason? Their credit score is usually to blame. Millennials tend to …

Credit, Headline, Personal Finance »

[24 Jul 2019 | Comments Off on 7 Great Ways to Improve Your Personal Finances | ]
7 Great Ways to Improve Your Personal Finances

We all would prefer to have a little more money. While many of us believe that our income is what’s holding us back from the financial freedom we desire, our insufficient funds are often the result of our own spending habits and financial behaviors. There are small changes you can make that can have a monumental impact on your financial freedom. 

Keep Score

A lot of people fail to record their daily spending not out of laziness, but because deep down they’re afraid to be confronted with the numbers in black …

Credit, Headline »

[17 Jul 2019 | Comments Off on Repair Your Credit Before it’s too Late | ]
Repair Your Credit Before it’s too Late

From financing a car to purchasing your first home, credit determines a lot of important life decisions. While the prospect of a number determining the trajectory of your life may terrify you, it doesn’t change the fact that it does. Because your credit score relies on a variety of factors, many people find them to be complicated and difficult to sustain. Luckily, there is an entire industry devoted to repairing credit scores. Begin with self-help tactics, but venture to a reputable credit repair merchant for additional help raising your score.
The …

Credit, Headline »

[28 Jan 2019 | Comments Off on Situations Where Personal Loan Would Be the Best Option | ]
Situations Where Personal Loan Would Be the Best Option

We have so many unseen expenses and cash crunch is the last thing we want to face. Especially the fresher employees or those working in entry-level jobs often come across lack of funds in the money-demanding situations. There must be some way to meet your expenses without waiting for the salary in the first week of the month, right? The solution to your money problems lies with the Instant Personal Loans!
Here is a List of Situations Where Personal Loan Would be the Best Option for You
Medical Urgencies
This is something that …

Credit, Headline, Personal Finance »

[19 Jan 2019 | Comments Off on Why Is Credit Important? 6 Reasons to Keep a High Credit Score | ]
Why Is Credit Important? 6 Reasons to Keep a High Credit Score

Credit cards can either be the best thing you’ve ever put money into or your worst nightmare. You have to know how to manage your finances well when applying for them and be cautious of over-swiping your card in order to avoid racking up debt. 

But, your “credit score” is about much more than your credit cards. 

This number takes all of your outstanding debts into account, as well as your payment history on those lines of credit and how much new credit you’ve taken on. It calculates everything from credit cards …