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Articles in the Personal Finance Category

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[26 Mar 2020 | Comments Off on A Beginner’s Guide to Investing in Coins: This is What to Know and Do | ]
A Beginner’s Guide to Investing in Coins: This is What to Know and Do

There are certain things to know and do when it comes to investing in coins. You can check out our guide here to learn more.
Collecting coins is a really fun and interesting way to build an investment over time.
Not only is it a financial investment that can grow over time, but it’s a really neat part of history to hang onto and learn about.
If you’re into reading and learning about history, then you’ll really enjoy coin collecting and building your investment portfolio in the meantime. It’s an activity where you …

Headline, Personal Finance »

[25 Mar 2020 | Comments Off on How to Get the Best Settlement for Personal Injury Cases | ]
How to Get the Best Settlement for Personal Injury Cases

Even though we hate the fact that we can’t prevent accidents, they’re inevitable and we just have to live with this fact. We can always follow safety protocols and be extra cautious on the road or at work, but we might experience an accident either way. Whether it was an on-the-job or road accident, we might suffer certain injuries. If that happened, then we will need reimbursements and compensations for everything we had gone through. So, we’ve come up with a list of steps for you to ensure that you’d …

Headline, Real Estate »

[18 Mar 2020 | Comments Off on Everything You Need To Know About Realtor Commission Fees | ]
Everything You Need To Know About Realtor Commission Fees

Eighty-nine percent of home sellers are using realtors.
When realtors help to buy, sell, or rent a home on behalf of a client, they make money in the form of a commission fee. Simple, right?
I’m guessing you still have some questions. How much money do they make? Who is responsible for paying them? Is the commission fee up for negotiation?
All good questions. And lucky for you, the answers are all right here.
Below you will find everything you need to know about realtor commission fees.
How Much Are Realtor Commission Fees?
The realtor commission fees are usually based …

Headline, Personal Finance »

[16 Mar 2020 | Comments Off on The Best Investment Ideas to Earn Passive Income | ]
The Best Investment Ideas to Earn Passive Income

Growing your wealth, saving for retirement, earning better returns, and achieving financial freedom are some of the top reasons why you should invest your money today. Believe it or not, you can develop a passive income if you make the right investment calls.
You may have considered investing in the past, but don’t know what are the best investment ideas to put your money in. It’s more simple than you think if you do your homework.
Don’t know where to start? We’ve got you covered. Here are the top investment ideas you …

Headline, Personal Finance »

[15 Mar 2020 | Comments Off on Tips to Save on Medical Bills | ]
Tips to Save on Medical Bills

Healthcare will never leave the top spot of being prioritized. However, you have to check the fees or charges of your healthcare services, insurance premiums, and medicines. It is because sometimes, your healthcare provider commits billing mistakes. 
Finding, getting, and choosing your healthcare provider can be the first step to save money on your medical bills. 
Other steps or tips to save on your medical bills are:

The use of in-network care providers
The use of infomediaries
Know the cost of procedure or health service
Know your options
Know to negotiate for discounts
Find and ask help from …

Headline, Real Estate »

[3 Mar 2020 | Comments Off on How to Budget When Buying a Home | ]
How to Budget When Buying a Home

Decide On Your Budget
Tally up your expenses. This is all the money you payout on a monthly basis. Be accurate about how much you spend, as this will dictate what you can reasonably afford. Use an online house payment calculator which is designed to help you figure monthly payments, based on your budget. Smart calculation options include tax, HOA fees and more. Find out how much you could be paying on your mortgage within minutes.
Pay Down Your Debts
Debt can feel overwhelming, especially when you have debt on multiple credit cards. …

Headline, Personal Finance »

[2 Mar 2020 | Comments Off on Getting a Loan for a Car: How to Get Approved for a Car Loan | ]
Getting a Loan for a Car: How to Get Approved for a Car Loan

The average car loan is around $30,000 for a new car, but you might be worried that you won’t get approved.
There are a lot of factors that play into whether or not a lender will approve you to get a car. We are here to help make it simple, so you know how likely you are to get the car loan you want.
Continue reading this article to learn how to get approved for a car loan.
How Much Car Can You Afford?
Before you start car shopping, you need to figure out …

Headline, Personal Finance »

[29 Feb 2020 | Comments Off on How to Become Debt-Free: A Helpful Guide | ]
How to Become Debt-Free: A Helpful Guide

Household debt in the U.S. reached a staggering $13.2 trillion in 2018. Consumer debt, on the other hand, hit $4.1 trillion in 2019. Yet, a growing number of Americans are taking out loans for expenses they cannot afford.
The good news is, there are ways to reduce and eliminate debt. It won’t be easy, but it’s the first step to regain your freedom and have greater control over your finances.
Wondering how to become debt-free? First of all, make sure you have a plan in place. Use the following strategies to get out of debt and …