Why Is Credit Important? 6 Reasons to Keep a High Credit Score

Credit cards can either be the best thing you’ve ever put money into or your worst nightmare. You have to know how to manage your finances well when applying for them and be cautious of over-swiping your card in order to avoid racking up debt. 

But, your “credit score” is about much more than your credit cards. 

This number takes all of your outstanding debts into account, as well as your payment history on those lines of credit and how much new credit you’ve taken on. It calculates everything from credit cards …

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Headline, Investing »

Get in the Know: 8 Great Places to Check Accurate Stock Prices

The financial industry and the stock markets are one of the
most real-time industries out there, and by that, we mean a market that is
constantly fluctuating on a second-by-second basis. This means anyone involved
in the industry will need to stay up-to-date using accurate information.

Today, we’re going to help you get the information you need,
regardless of whether you’re a full-time investor or someone who enjoys trading
on the side, by listing the top eight places to get accurate news and stock
prices whenever you need them.

#1 – Reuters

Reuters is a global news source, and …

Headline, Personal Finance »

Herbalife Provides Unique Options Strategy

Ever since the company was first founded more than 30 years ago,
Herbalife’s business model has continued to be one that has fascinated
investors. The company has been very well known for producing a wide variety of
health products, which are then sold through a vast network of salesman across
the world. The company has also gone public and today is traded on the NYSE
under the ticker symbol HLF.

For those that are interested in investing in Herbalife, there are a
variety of unique investment options available. Recently, many investors were
intrigued by new options contracts …

Headline, Personal Finance »

Using Your Car to Bring in Extra Money

We all wish we could bring in a little bit more money. Maybe you want to go on a nice vacation, or you want to generate some extra income during retirement. Whatever the reason, you want some extra cash, you just don’t know how to go about doing it.
If you’re the owner of a car, you’re in luck. There are now plenty of ways that you can use your vehicle to bring in some extra cash. Below are a few options that you can try. Not every option is suitable …

Forex, Headline »

The Top 5 Secrets for Successful Forex Trading

Being a part time forex trader can be a good way of supplementing your income. No matter how tight your schedule or situation is, you can still find time to trade. For you to be a successful forex trader, you must have some special skills and knowledge. These are the skills required to make you a confident and successful trader. Discussed below are 5 helpful tips that will enable you to become a successful forex trader.
1. Select the Right Currency Pairs to Trade
Forex Trading can be done at any time …

Credit, Headline »

Signs That You Might Have Bad Credit

The amount of people that have bad credit but don’t know are tremendous. People usually don’t check their credit reports frequently, and when they do, their credit score would already be terrible. If you don’t already know, credit scores range from 200 to 850; a good credit score would start from 670 and a slightly low credit score would range from around 300 to 620. A low credit score could affect your chance of getting a mortgage or rent an apartment. You’d also have to pay higher interest rates if …

Headline, Personal Finance »

[20 Dec 2018 | Comments Off on Top 8 Online Scams to Watch Out For | ]
Top 8 Online Scams to Watch Out For

Scams have been around for centuries, but the internet has given criminals easier access to people and their information in a way never seen before. While the internet does make life better, you need to be cautious of malicious actors looking to steal your most sensitive personal data. It also helps to have your identity protected by an identity theft protection service. This way you’re alerted when someone attempts to use your identity for credit card or bank loan fraud and can take action before damage is done.
Here are eight online …

Business, Headline »

[20 Dec 2018 | Comments Off on Pros and Cons of Starting an E-commerce Business | ]
Pros and Cons of Starting an E-commerce Business

The Growth of E-commerce     
E-commerce is growing by leaps and bounds, representing almost 10% of all retail sales and expected to grow by 15% every year. In fact, it’s projected to hit about $4.5 trillion by 2021. The numbers also tell us that 4 out of 10 purchases are made using an online channel.
If you’re thinking about starting your own e-commerce business, there are many high-potential opportunities online. However, just like starting a traditional business, there are also many risks involved. Before venturing into it, you need to be fully aware …

Headline, Personal Finance »

[14 Dec 2018 | Comments Off on 5 Tech Terms That Changed Television Forever | ]
5 Tech Terms That Changed Television Forever

The Internet has improved parts of the technology industry. These tech terms have improved the television-viewing experience. It changed the way that people watch television forever. Here are some tech terms that weren’t even around a decade ago.
High-Definition
The abbreviations “HDTV” or “HD” is mostly known to anyone. High-definition has been applied to almost any type of technology. It’s usually associated with video production and playback. Most often you hear about high-definition is when it comes to televisions.
HDTV stands for high-definition television. It’s a new form of television broadcasting and the …

Headline, Investing »

[13 Dec 2018 | Comments Off on 10 Ways to Invest If You’re Afraid of Losing Money | ]
10 Ways to Invest If You’re Afraid of Losing Money

If making money is a slow process, losing it is quickly done.
-Ihara Saikaku
Human fears have known to get the better of us for centuries. There was a time when the most feared thing in life was death, but apparently, we fear going broke even more than dying. Probably because losing money is far easier than earning it.
Going broke is indeed scary, but fortunately, it’s not as unanticipated as the other one.
If you lead your financial life simply going by a fraction of Warren Buffet’s numerous quotes, chances are, you’ll never …

Business, Headline »

[13 Dec 2018 | Comments Off on Business Owners Can Turn to a Consumer Proposal for Debt Help | ]
Business Owners Can Turn to a Consumer Proposal for Debt Help

If you don’t know what a consumer proposal is or how it can help you get out of seemingly unmanageable debt, then you might have just been missing out on the solution to your financial woes. If you’re a business owner who can’t make debt payments and your creditors are seeking you out constantly (or even garnishing your wages), then you need to partner with a Licensed Insolvency Trustees from David Sklar and Associates to find the most practical solution for yourself and your creditors.
When the Debt is Too Much
As …

Budgeting, Headline »

[13 Dec 2018 | Comments Off on How to Get Started on a Monthly Budget | ]
How to Get Started on a Monthly Budget

You’ve been standing in line at the grocery store for ten minutes with your shopping cart filled to the brim with boxes of frozen food, bags of produce and assorted items. You finally make it to the register and wait for the cashier to scan your purchases and tuck them into plastic bags. They tally up your total and you go to pay with your credit card, but when you swipe it, you hear an awful sound. You look down at the payment terminal and see that your card’s payment …

Headline, Retirement »

[12 Dec 2018 | Comments Off on The Dos and Don’ts of Generating Income in Retirement | ]
The Dos and Don’ts of Generating Income in Retirement

Once you retire, you’ll need to replace your paycheck. Here are some important dos and don’ts for generating consistent income in retirement.
Three things are certain in life: taxes, retirement, and death!
Well, while there are people who choose to keep working until they drop dead, the vast majority of today’s workers plan to call it a day at some point.  
If you’re among those planning to retire, how’s your retirement readiness looking? Given that one in three Americans has saved nothing for retirement, it’s safe to assume things aren’t rosy.
Retiring without …

Headline, Real Estate »

[11 Dec 2018 | Comments Off on Preparing to Start Your Own Real Estate Agency | ]
Preparing to Start Your Own Real Estate Agency

If you have always wanted to have your own real estate agency, then there is a career path you need to follow that will take you right to your goal. It takes time to start your own agency, but owning a real estate agency can be a very lucrative career path.
Get Licensed
Your first step is to get licensed as a real estate agent in your area. You can take real estate license classes online or at local facilities. It is important to take the class material seriously since your future …

Headline, Personal Finance »

[11 Dec 2018 | Comments Off on Travel Loans You Should Know About | ]
Travel Loans You Should Know About

Traffic school will forever be a worthwhile investment. But, just because traffic school is a financially sound decision, it doesn’t mean you can coast through class. You’ll need to put in a little effort. So, when you’re in class questioning “how long is traffic school is supposed to last!?” it might be time for a little vacation. While in class, it’s perfectly fine to daydream!
We all wish we were sitting on a beach in Maui, in a romantic French getaway, or exploring the plains of Mongolia, something far from NY …

Headline, Personal Finance »

[10 Dec 2018 | Comments Off on Debt Consolidation And How It Affects Your Credit | ]
Debt Consolidation And How It Affects Your Credit

Repaying multiple debts can at times get overwhelming, with different payments to make on different due dates and varying minimum balances. The slightest mistake could cost you a fortune in penalties and late payment fines, and of course, take a toll on your credit score.
Debt consolidation offers a practical solution out of the resulting financial mess. It essentially involves taking out a single umbrella loan to pay off smaller loans. Consequently, it allows you to focus on making a single monthly repayment instead of multiple smaller ones. However, besides simplifying …

Headline, Personal Finance »

[7 Dec 2018 | Comments Off on Online Title Loans – The Worst Loans on Earth | ]
Online Title Loans – The Worst Loans on Earth

An online title loan may be the worst way to borrow money when you are desperately in need. It is generally considered a last-resort loan due to the number of fees and high-interest rates that comes with the loan. However, there are more reasons why you should stay away from these types of loans. In this post, we will discuss a few of those reasons.
Online Title Loans Are Expensive
It is true that borrowing from these title loan companies will carry a huge financial burden. These lenders are different from banks …

Business, Headline »

[5 Dec 2018 | Comments Off on Why It’s Important to Profile Your Customers | ]
Why It’s Important to Profile Your Customers

How efficient is your current list of sales leads? Chances are good that you could stand to profit by improving it. If you are wondering how to make better use of your business list, the answer is right here at your fingertips. You need to start using your sales leads to build a customer profile that will let you narrow down your focus. By doing so, you will ultimately arrive at the “ultimate” customer that represents your target demographic. This is the exact kind of person that you need to …

Headline, Personal Finance »

[2 Dec 2018 | Comments Off on How a Suspended License Can Affect Your Insurance | ]
How a Suspended License Can Affect Your Insurance

If your license is suspended, it will not only affect your ability to drive legally for a certain period of time but it will have an impact on your insurance. Fortunately these days you may be able to get a suspended license insurance.
Higher Premiums
A suspended license becomes part of your driving record, and consequently it will affect any future insurance plan you’ll get. You should realize that if you have your driver’s license suspended, your premiums will become higher as well. It’s only logical, because insurance is based on the …

Headline, Personal Finance »

[2 Dec 2018 | Comments Off on Predicting the Future of Regulated Bridge Lending as It Continues to Decrease | ]
Predicting the Future of Regulated Bridge Lending as It Continues to Decrease

“If you can look into the seeds of time and say which grain will grow and which will not, speak, then, to me.” So says Banquo, as he and Macbeth have their fateful meeting with the Witches in Shakespeare’s tragedy. Indeed, part of the tragedy of the play can be argued to be the fallibility of human prophecy. Macbeth acts upon what he believes to be an accurate forecast of the future, with disastrous results.
The same holds true when it comes to forecasting the future of the lending market. True, …