How Important is it to Establish a Strong Relationship with Your Lawyer?

From your tax returns to your divorce papers, and everything else, having a lawyer in today’s frenzied life of complications is undoubtedly necessary. Because they’re capable of saving us from awful predicaments, lawyers have a positive significance in our professional and personal lives. For this reason, it is important to find a professional that you trust. Doing so makes it easier to organically build a robust relationship with your lawyer, who will certainly have the legal side of your life insured. 
With that being said, confiding in your attorney regularly will …

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Headline, Personal Finance »

5 Personal Finance Basics You Don’t Learn in School

How and when did you learn about finances? Most likely, you didn’t learn much about being an adult in high school. A study found that only about 24 percent of Millenials have basic financial literacy.
Looking to learn about some personal finance basics they don’t teach in school? Check out these basic ideas that aren’t part of the school curriculum.

How to Budget

Budgeting is one of the most important skills you can learn to help you manage money as an adult.  You need to learn how to manage bills and know the difference …

Headline, Personal Finance »

11 Things You Can Sell to Make Money Right Now

More than 20% of working people struggle to save their money and meet long-term financial goals in the United States.
Even with full-time jobs, people aren’t making enough to pay their bills and put money aside in a savings account.
One of the best ways to get ahead of bills and put money away is by selling your unused belongings.
Continue reading to discover all of the things you can sell to make money fast!
1. Rundown Vehicles
If you have a vehicle sitting in the garage that doesn’t run or you no longer want …

Headline, Personal Finance »

What Do I Do When My Debt Collectors Take Me to Court?

One day you check your mail and you find a notice. “The debt collections company wants to take me to court!”
You immediately panic because it feels like a really bad situation was just made a lot worse. This type of situation happens more than you think.
It helps not to feel alone, but there are also steps that you need to take immediately when you get that letter to defend yourself in front of a judge. Read on to find out where to start.
Talk to an Attorney
Your first step in this …

Business, Headline »

Making Your Local Business Successful: A Guide

Local businesses are the backbone of not only your community, but of the whole country. It’s those companies that help prop up the business ecosystem in villages, towns and cities across the country, and that take risks — not to make multi-million dollar profits — but simply to subside in their locale with enough to get by. As such, it’s important that you run your local business effectively. This short guide will help you do just that, ensuring the longevity of your enterprise.
Move with the Times
Many local businesses are time-worn …

Headline, Personal Finance »

Investing for Dummies: How to Earn Big When You Only Have a Little

Growing your wealth, lowering your taxable income, saving for retirement, and earning higher returns are some of the most common reasons to start investing. You may think making large investments is the only way to grow your wealth, but that’s far from the truth. Believe it or not, you can take your net worth to the next level by making small investments.
It’s easier than you think if you use our no-brainer investing for dummies guide. We’ll tell you the best ways to make the most out of your small investments. Don’t know where to …

Business, Headline »

4 Things People Get Wrong About Business Credit

It’s really surprising to see how many business owners have no idea about how business credit works. But when you do, you can not only work on establishing and improving it but prevent the mistakes that could hurt it without you realizing. The problem is that there are too many myths and preconceived ideas about business credit, which can end up severely limiting business owners in their options. Let’s take a look at some of the things people get terribly wrong about business credit.
Paying Vendors and Creditors Automatically Improves My …

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How Much Does a Car Accident Actually Cost?

The final total of a vehicle accident can vary widely. The costs depend on the number of vehicles and people involved. And, obviously, the extent of the damage. In this article, we will be looking at all the costs involved in a car accident, not just the cost of the vehicle repairs.
Costs at the Scene
The first set of expenses take place at the scene of the accident. These include:

damage to the vehicle;
personal items destroyed;
any property damage at the scene.

Medical staff and other rescue personnel could become an expense if the …

Headline, Personal Finance »

6 Tips to Become a Financial Guru in 2020

So you only make about 30K and you’re still living in your parents’ basement? Guess what, there are still ample opportunities for any 20-something to achieve financial stability in 2020. From coupon-ing to budgeting better, read on for six strategies you can implement in your daily life. 
1. Save! (Yes, You Can)
Think you don’t make enough money to save? Think again. Every dime adds up, so sign up for a savings program through your bank that automatically diverts money into your savings account every month. 
Many employers also offer competitive retirement savings …

Headline, Personal Finance »

How Title Loans Work: What Consumers Need to Know

Every year, around two million people take out title loans. Are you considering this approach?
If you need access to cash quickly, a car title loan can be a good option to consider. However, it’s important to know exactly what you’re getting into before you apply for this type of loan. Otherwise, you could end up facing some unpleasant surprises later on.
Explained below is everything you need to know about how title loans work. Keep this information in mind so you can be an informed borrower.
What Are Title Loans?
Title loans are a type …

Credit, Headline »

Does Adding a Credit Card Improve Your Credit Score

Is your credit score lower than you would like it to be right now? There are some easy ways to fix that.
For example, you can check out your credit report and dispute any errors found on it. Studies have shown that about 20% of people have errors on their credit reports that are impacting their scores.
You can also bring your credit score up by applying for a new credit card. The answer to the question, “does adding a credit card improve your credit score?”, is almost always “yes!”
Take a look at how adding a …

Business, Headline »

What Are the Benefits of Choosing a Structured Settlement?

We are lucky to live in a country with a strong legal system that protects us. While the system hasn’t always worked, it still stands strong and provides an outlet for many to seek grievances and find justice.
If you’re looking to receive compensation from a case that you bring forward, it’s best to consider getting your money in the form of a structured settlement. This is the most common way that money is paid out from a court case.
What are the benefits of going this route, as opposed to a full …

Headline, Personal Finance »

How to Get a Fast Loan in 5 Easy Steps

Each year about 10 million Americans will seek out a payday loan. This fast injection of cash will help them pay for unexpected bills and emergencies.
Payday loans aren’t your only options when it comes to getting a fast loan. If you’re struggling and need cash fast, then you need to read this guide.
Keep reading and learn the five steps to getting a loan fast.

How Much Do You Need?

Only borrow as much as you need. Borrowing extra cash may seem like a good idea, but it puts you at a bigger risk. The …

Headline, Personal Finance »

A Beginner’s Guide to Options Trading

For many years options trading was typically left to the finance pros. Lately, many individual traders have been breaking into the options trading market. There are a lot of excellent benefits to trading options. If you are looking to diversify your portfolio, looking into options may be a great direction for you to go.
What Are Options?
Options, simply put, are contracts that grant you the rights to purchase or sell a particular stock, share, or asset. The options contract is set within a time frame in which you can invest or …

Headline, Personal Finance »

Making the Most of Saving Strategies

The truth is there’s no shortage of savings advice available to consumers. Articles, books, classes, and websites are devoted to the subject. The volume of tips and tricks for saving money out there can be a bit overwhelming.
The result—for many people—is a difficulty in figuring out which tips and techniques to follow and which to disregard. While we can’t guarantee you’ll succeed in catching up on bills and paying off debt, the following is a guide for making the most of the saving strategies you come across:
Keep Track
As previously mentioned, …

Headline, Personal Finance »

[19 Jan 2020 | Comments Off on How to Be a Contrarian Investor | ]
How to Be a Contrarian Investor

Investors come in many different flavors. There are those who like to watch the stock market every day, making money off the slight changes that happen to the price of a security. Other individuals like to experiment with currencies, making cash in the Forex landscape. You can even hand the complicated parts of your trading strategy over to a financial advisor if you prefer to take a more passive approach with your wealth-building strategy. One option for investing that most people don’t fully understand, is contrary investing. Basically, this market …

Business, Headline »

[17 Jan 2020 | Comments Off on How To Invest in A Vehicle For Your Small Business | ]
How To Invest in A Vehicle For Your Small Business

Statistics show that there are 30.2 million small businesses recorded in the United States from 2017, and the numbers are still growing. The U.S. Census Bureau stated that there were around 47.5 percent of the total workforce employed in small businesses. However, these numbers can also spell competition if you are planning on setting up your own shop too. Depending on the type of business that you will be operating, investing in a vehicle may give your company the edge it needs.
Look For Reliability And Dependability 
The dependency and reliability of the vehicle are factors that you …

Headline, Personal Finance »

[17 Jan 2020 | Comments Off on Young and Fun: 4 Best Places to Travel in Your 20s | ]
Young and Fun: 4 Best Places to Travel in Your 20s

When you are in your 20s its a perfect time to get out of your comfort zone and explore the world. You are still young and without a lot of responsibility so get out there and hit the road and experience some incredible adventures while you can.
Keep reading to learn about some of the best places to travel in your 20s.
1. Amsterdam, Netherlands
Amsterdam is known for its coffee shops, beautiful architecture and loose rules regarding the use of marijuana. There are many other great reasons to visit this iconic city …

Headline, Investing »

[8 Jan 2020 | Comments Off on How You Can Open A Bitcoin Based IRA | ]
How You Can Open A Bitcoin Based IRA

Did you know that stocks, bonds, mutual funds and ETFs are not the only assets you can own as part of an IRA? People have also been buying gold and silver over the years and using that to balance out their portfolios, and now even cryptocurrency is an option. Cryptocurrency isn’t usually the first asset mentioned when discussing IRA options, but it can be similar in some ways to precious metals and has some properties that are even better than fiat currency. You can add it to your portfolio and …

Business, Headline »

[8 Jan 2020 | Comments Off on Pre-Series Funding: How to Fund Business Activities Using Loans | ]
Pre-Series Funding: How to Fund Business Activities Using Loans

A lot of startup founders and business owners immediately jump to funding rounds when it comes to funding their startups. While there is nothing wrong with seeking funding from investors, funding rounds aren’t the only way to fund business and product ideas.
As investors make the shift from funding for a valuation to funding for sustainability, startups need to be smarter with their funding plan. Not all business processes and activities must rely on investments, making business loans more attractive as a pre-series funding option.
The Right Loan for the Job
Let’s start …